Secrets of Success

Pay Yourself First

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My paycheck is direct deposit into my checking account. I then have a set amount transfered to savings. When I get a raise at work I increase the amount of my savings deducted by half of my raise.

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Member Comments

  • Think how much richer you'd be if you put all of your raise into savings and continue living below your means. : ) - by LADY_KATHY
  • Sometimes it's better to have a savings account at another bank because if you can easily transfer money from your savings to your checking it makes saving hard (speaking from experience). Either way it's a great idea. - by ALIOUSGIRL
  • I started doing this years ago. It's a pretty painless way to add up those savings! - by SISTERDEAR
  • I usually pay myself first, but forgot to change my savings when I got a raise. - by MICKIDEE44

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