Secrets of Success

Six Months Same As Cash

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When you are offered a deal such as "six months, same as cash" divide the total cost by six. Instead of paying 1/6 ea. month, deposit it in the highest yielding savings or money market account you can find. When your six months is up, pay it in full and keep the interest you've earned.

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Be sure to pay it off within the six mo (or time period offered.) If you don't, you may have to pay the accumulated interest for the previous 6 months (depending on the deal.)

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