When you are offered a deal such as "six months, same as cash" divide the total cost by six. Instead of paying 1/6 ea. month, deposit it in the highest yielding savings or money market account you can find. When your six months is up, pay it in full and keep the interest you've earned.
Be sure to pay it off within the six mo (or time period offered.) If you don't, you may have to pay the accumulated interest for the previous 6 months (depending on the deal.)
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Keep fruits in sight and the other stuff out of sight
My fiancÚ suggested I keep fruits on the counter in the kitchen. That way I will eat them when snacking. I was a bit concerned as I feared they would spoil. See I live in the tropics where it not only hot but humid.
But then I found myself snacking on the grapes, apples and bananas before they even had a chance to spoil, instead of reaching for the chips and cookies in the cupboard. So now I wash my fruits keep them on the counter as my snack option.
I lost 2 pounds the second week of snacking mostly on fruits compared to losing only 5 in the previous six months
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