When you are offered a deal such as "six months, same as cash" divide the total cost by six. Instead of paying 1/6 ea. month, deposit it in the highest yielding savings or money market account you can find. When your six months is up, pay it in full and keep the interest you've earned.
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Be sure to pay it off within the six mo (or time period offered.) If you don't, you may have to pay the accumulated interest for the previous 6 months (depending on the deal.)
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Keep fruits in sight and the other stuff out of sight
My fiancé suggested I keep fruits on the counter in the kitchen. That way I will eat them when snacking. I was a bit concerned as I feared they would spoil. See I live in the tropics where it not only hot but humid.
But then I found myself snacking on the grapes, apples and bananas before they even had a chance to spoil, instead of reaching for the chips and cookies in the cupboard. So now I wash my fruits keep them on the counter as my snack option.
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I lost 2 pounds the second week of snacking mostly on fruits compared to losing only 5 in the previous six months
