Secrets of Success

Credit Card/gift Card Grocerie Budget




At the beginning of the month when you go to the grocery store, use your credit card to buy store gift cards and use them to buy your groceries for the month. On the receipt it shows how much is left on your card, hopefully keeping you within budget. If you get close to the end..

More Information: may not buy things you really don't need, or you may have money left for the next month. Using the credit card to buy the store cards may get you some perks from the credit card. You then can send a payment to the card company. : ) Isn't on-line banking great!!

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Member Comments

  • interesting idea about the gift cards to pay for groceries. i would rather just use my credit card and make sure i stay in the budget i set for myself to be able to pay it off every month. - by VK2ZT14
  • Check to see if your church, school makes money off of your purchase. Here in the DC area Giant has a program that has helped our church - by LOURON
  • omg this is one of the best ideas ever, its great!!! i am going to start doing this for the month of july, i tend to over spend on grocery all the time and now i need to tighten up thanks for sharing.
    emoticon emoticon - by HONNEE1
  • awesome idea...this is like dave ramsey's envelope system except with a card...thanks! - by WEBBTL
  • Excellent Tip. Thanks - by SMITHANI
  • This is a GREAT tip for your clothing and sundries allowance also. Will keep you from "splurging" on that unneeded impulse item. LOVE IT! - by VICD25
    Excellent suggestion. - by RUBIAFIRE

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