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You can save if you want to, just don't stuff. I have saved quite a bit from the small amount of spending money I have each month. Just think before you buy, do I really need this? Can I make do or buy a used one, use all your resources like thrift stores and the library. Saving money is not impossible. Check out the "Living Life on a Shoe String" team on this website, lots of good tips for saving money there.
LADY_KATHY6/10/2010 11:49:00 PM
not hard if you live within your means.. and apply the 10/10/80 rule. From every paycheck, pay yourself FIRST (save) 10%, give 10% to charity or your church and live off the 80% not going into debt. Everyone CAN live and save within their means.. most just CHOOSE not to.
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Save money on your telephone bill and put money back into your own pocket!
MORE INFORMATION:
Buy an external answering machine and save $60-120 a year. Skip the call waiting feature, they will call back! Use a long distance calling card for the cheapest rates; or use VOIP services like Skype to talk to loved ones over the internet for free (chat) or a low monthly rate (phone)