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Living Within Our Means


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This Sparked Me!

“Spend less than you Earn” - Tony Robbins

I can honestly say I probably do the opposite about 85% of time.
- Submitted by INNERBEWTY 6/4/2010 in Saving Money | 6 Comments
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Member Comments

KEEPITSIMPLE_ 6/4/2010 2:49:00 PM

    I can say we are living within our means and have worked hard on this for the past 1 1/2 years. It's amazing the changes you can make a little at a time just by going over all of your bills and making a few changes here and there. It involved sacrafice, but beginng with putting the credit card away so you can't just buy whatever you pick up is a great start. You have to think about the purchase and whether it's really necessary and worth going into your cash for, maybe blowing the budget. You beging to see how unnecessary alot of things really are. Changing eating and shopping habits can cut out alot of excess spending as well. I see now how frivolous we were and we are becoming much better stewards of our funds. It feels great to clean up the credit cards and find new ways to make changes. emoticon
TESS96 12/9/2010 1:54:00 PM

    I know this is hard to do, especially if you've been in a situation where you're trying to climb out of debt, but if you can this will add up over time. Instead of figuring how you plan to spend a pay raise, how about saving it? It's something I encourage my Soldiers to do. Too often when they get promoted or receive a pay raise, they've got that money spent before it hits the bank. If it's money you've lived without for this long, then continue to pretend you didn't get it and put into savings. It can be part of your rainy day fund or saving up for a future purchase.
MARYLQ11 10/19/2010 2:16:00 PM

    It's hard to spend less than your income.
CASSIOEPIA 6/5/2010 7:48:00 PM

    I am okay with this, but my hubby is a real spender. I find myself constantly asking him "Is it no longer serving our needs" when he wants to upgrade to bigger/better/newer. As long as the item in question is meeting the need we have for it, there is no reason to replace.
PATRICIAROSE7 6/4/2010 4:38:00 PM

    It's only our individual choice that sets us where we want to be in this world....
All positive, open-minded to positive people, place, and things....but most of all the vast knowledge that's available to us to soak our minds with power to do! emoticon
SUNSHINE6859 6/4/2010 2:56:00 PM

    We need to reign in some wild spending habits. I mean the mindless just because spending that you look back at a week later and think we really didn't need that.

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