Top Secrets of Success for Budget | SparkPeople
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Secrets of Success

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Top Secrets of Success for
Budget

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Make a budget and beat it!

Try making a budget for yourself (Mint.com is a great free tool to do this). Set yourself a monthly budget. Each month, try to decrease your allowances by 5% (for the things you CAN change) and try to stick to the new budget. Alternatively, reduce your biggest spending categories by 10%! For me, that's restaurants and eating out - good on the wallet and the belly.

- Submitted by LASCHWAB 5/30/2014 in Saving Money | 0 Comments
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Frozen Vegetables are Healthy and Save You Money Too

When on a tight budget, frozen vegetables are healthy and affordable. emoticon emoticon emoticon emoticon emoticon emoticon emoticon

- Submitted by AWESOMECHELZ 1/16/2014 in Healthy Eating | 2 Comments
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Pick a "clean the pantry" day

This is a great money-saving move! Pick one day per month (or week) to clean out the pantry/fridge/freezer. Go over what you have and get creative to make something from it. Make soup, casserole, stir fry, whatever you can think of. If you can stretch it to a week, more power to you! It prevents older food from going to waste and saves you from a grocery run for one more day.

- Submitted by FALCONGIRL2010 1/14/2013 in Saving Money | 1 Comment
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Divorce your debit card

Make a decision to leave your debit card at home. I had a set amount of cash and didn't want to be embarrassed by going over. Bought what I needed and stopped buying extras!

- Submitted by SOYUSPARK 10/25/2012 in Saving Money | 2 Comments
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Measure it!

We buy our portion bags at a dollar store. We then measure portions of cereal, snacks etc as it comes into the house. The Kids now only eat one serving and so do the adults.

- Submitted by MALKS_ARIA 7/27/2012 in Saving Money | 1 Comment
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Turn Your Meal Tracker Into a Meal Planner

Instead of tracking the food I eat AFTER I eat it, I plan out my meals a week in advance.

I take an hour, take stock of what I have in my pantry, and search through SparkRecipes and other recipe sites that offer nutrition facts, finding recipes that look good.

Then, I plan out where those meals will fit into each day, arranging and rearranging until I get the right combo of nutrients for each day.

Finally, I shop based on a list, cook ahead of time, and look forward to eating again!

- Submitted by MAGPIENESSA 7/11/2012 in Using SparkPeople | 4 Comments
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Reward yourself with a gift card each week.

Each week I lose weight, I am buying a gift card. This helps me to save "cash" toward achieving my goal and I am able to make the purchase. If any hiccups should come along, I can't spend the $$ (i.e., if car breaks down I don't use my Macy's gift card at Meinike).

- Submitted by SOOKIE 5/5/2012 in Motivation | 1 Comment
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Exercising On A Budget

To save money while adding variety to your exercise program:

1. Borrow exercise videos from the library.
2. Trade videos with friends.
3. Check out flea markets for cheap videos.
4. Walk...........it's free.
5. Buy used videos.
6. Check out gyms in your area. Many offer free trial memberships.

Hope these tips help.

- Submitted by ANGELUS__QUINN 2/14/2012 in Exercise | 0 Comments
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Be Honest with Yourself when Categorizing Spending

When figuring out where your money is being spent, be very wary of tricks used to "lie" to yourself. For example, do not get cash back when using a debit card at a grocery store - then track it as "Food".

- Submitted by BLUE42DOWN 2/11/2012 in Saving Money | 2 Comments
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Saving Money on Clothes

I have a blog that will teach you how to shop on an extreme budget while maintaining a beautiful wardrobe! I hope you guys will check it out...we should have nice clothes to go along with our nice new bodies :D

http://niftythrift
ygoodwill.wordpress.com/

- Submitted by JUICYFRUITS16 7/13/2011 in Everything Else | 0 Comments
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Stop Paying Retail

I have a new post on my blog! It'll show you an outfit that cost about 10% of the retail cost...and is super cute. STOP PAYING RETAIL!

- Submitted by JUICYFRUITS16 7/13/2011 in Saving Money | 3 Comments
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Nifty Thrifty

I have a new post on my blog, a lesson on where to shop when you're on a budget. Leave a comment!

http://nifty
thriftygoodwill.wordpres
s.com/

- Submitted by JUICYFRUITS16 7/11/2011 in Saving Money | 2 Comments
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How to Shop on a Budget

I have an amazing new blog about how to shop at Goodwill (yeah, I swear you can!) http://niftythriftygoodwill.
wordpress.com/
you
can save thousands of dollars shopping this way, and still look fabulous. Use that saved money to buy good, organic food or go on a stress reducing vacation. Clothing shouldn't be a huge expense in your life...and I can show you how to do it.

- Submitted by JUICYFRUITS16 7/10/2011 in Saving Money | 3 Comments
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Personal Dance Party!!

I used to do this a lot when I lived alone, and I have found a few others who also do it. If you're feeling stressed or depressed, collect some favorite songs or CDs, close the door, and have your own private dance party. You can blast the music through a stereo, or put on your headphones, and just move around. Even 15 minutes of this will raise your heart rate and your spirits. It's free, and it's all about what you enjoy and connect to. And remember: nobody's watching!!

- Submitted by RASPBERRYBERET 5/26/2011 in Exercise | 65 Comments
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What do Rich People Do?

I've worked for a very wealthy man for over 24 years! He STILL uses coupons, believe it or not. That said, I started seeking his advice and the advice of others, like Dave Ramsey and Clark Howard. As a result, I am totally DEBT FREE and have almost a quarter of a million dollars in the bank. ALL YOU HAVE TO DO IS GET SMART & GET CHEAP!

One big thing I did is Dave Ramsey's "envelope system" where you go back to the days of "yore" (LOL) and put a little out of each check into an envelope!

- Submitted by WOMBAT31 5/24/2011 in Saving Money | 5 Comments
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Have the Money Talk with Your Partner

It's the "dreaded" conversation, but both of you need to be on the same page in order to save money. Schedule a time in which neither of you are busy and sit down and discuss your budget. Doing this together as a "money saving team" means you're both more likely to stick to your budget!

- Submitted by D_GLORY 5/19/2011 in Saving Money | 1 Comment
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Don't Go Hungry!

Whatever you do, don't go shopping for groceries hungry!! I make poorer choices when I go to the grocery store and am famished. I want junk food, easy to prepare, and sugar...

Save yourself some trouble and eat a healthy meal before you go. You'll be more likely to make good decisions that are based on your budget, logic, and not based on your stomach.

- Submitted by KNITOPHELIAC 4/28/2011 in Healthy Eating | 2 Comments
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Cutting portions and helping your bottom line.

To cut portion sizes, calories and my grocery budget I buy lean hamburger in club packs and divide it at home. I now divide it into 3/4 pound packs instead of 1 pound packs. This does not affect the taste of recipes. It cuts calories and it makes my grocery budget go further.

- Submitted by DARSHAN130 2/14/2011 in Cooking | 0 Comments
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Rice!

I'm sure this has been posted a million times, but: there is nothing rice can't be added to to create more of a meal. Can of soup + rice = meal! Can of beans + rice = meal! Chicken broth + rice = meal! Lentils + rice = meal! Potatoes + rice = meal! Frozen, fresh or canned veggies + rice = meal! I could go on and on. You get the idea. Rice is a lifesaver.

- Submitted by PUFFPASTRY 1/22/2011 in Cooking | 1 Comment
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Forecast your cash flow

To keep myself from spending more than I had, I forecast my cash flow for the next three months. I look to the lowest point in the chart and decide what buffer I want to leave. For example, if I have $150 as the lowest point in the graph in the next three months, I'd immediately save $50 and then remember that I have $50 to spend however I want over three months, leaving a $50 buffer.

- Submitted by AMISSAS 11/11/2010 in Saving Money | 1 Comment
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Comcast Exercise on Demand!

If you have Comcast cable the on demand menu has a wide variety of exercise videos. They include Jillian, biggest loser, cardio, walking and you can choose from 10 min to 30 minutes.. It gives you a chance to try the workouts before buying the videos.. and it saves you money since you already pay the cable bill!

- Submitted by UNIONDIVA 9/26/2010 in Exercise | 4 Comments
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My washing/slot machine

Every year before the holidays I cash in my jar(s) of change. Anything that ends up in the couch cushions, car cup holder or washing machine goes in a jar until its time to go Christmas shopping. I usually save over $100 with this method that has become a tradition.

- Submitted by DRUSHKA26 9/21/2010 in Saving Money | 0 Comments
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Give yourself an allowance

Write out your budget then give yourself an amount to spend once you spend that money you wait until you get paid again and give yourself another allowance. It's what i do and it works for me.

- Submitted by ANGELACOSTIC 9/15/2010 in Saving Money | 2 Comments
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Eating Healthy Can Be Expensive .... My Way to Save

A way to cut corners in your pocket as well as in the kitchen. Buying fresh produce and fruit is a winner. You can always divide them up and freeze the rest for later.

- Submitted by NULYFENUME 8/12/2010 in Healthy Eating | 1 Comment
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save for co-pays

We have an account where we put an initial deposit of $200, and now put $20 from every paycheck. This account is specifically for co-pays or deductibles. That way if we have an unexpected doctor's visit, prescription, or have to make an insurance claim, it doesn't affect our weekly budget.

- Submitted by XCSARAH 7/22/2010 in Saving Money | 1 Comment
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