Secrets of Success

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Saving a little more

For the last several months, I have been saving my change every day. In addition, whenever I get money that I wasn't planning on, I add it to the same bank. This week, it was savings from coupons. Last week it was $13 for aluminum cans that I recycled. I'm already excited because the bank is starti...

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Planning and Buying for Christmas & Winter Holidays Now

I save money on Christmas by approaching it two ways. I use a Christmas account so that I have money for gifts and decorations, etc in November. I also start looking for sales now and buying the things that I can in advance. I buy and address my Christmas cards in the fall. I buy the Christmas stamp...

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Start NOW to plan and save for Christmas 2011

After your celebration, make notes about what went well and the traditions you'd like to continue. Think about things that you can buy throughout the year to save money. Look for after Christmas sales for items you can buy and use for next year or even solid-colored items that can be used for other ...

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70

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Plan Ahead for Holiday Meals and Baking

Plan your holiday meals now and make a list of the goodies you'll bake for the hoildays. Consider what's on the list each week when you go to the grocery store. If you add in an extra item or two that is designated for the holidays, you will not have to buy it all at once when the money is tight. Th...

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48

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Only 90 days left in the year

Don't wait until the new year to start new goals. Start a new goal right now for what you will do during the last 3 months of the year. Countdown to New Years and Celebrate by reaching a goal. The holidays can be hard to stay on track, but you can do it. Don't assume you'll put on weight and then ha...

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56

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Saving money on prescriptions

My doctor gives me samples on new medications in addition to the prescription. If I'm going to be on the medicine longer term, I always go to the website for the drug company to see if there are any discounts or coupons. I will sign up for their newsletter as well. I had a $35 co-pay on one medicine...

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138

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Count the Cost

This may be a new way of looking at your purchases. Before you buy something, consider how many hours you have to work in order to earn the money to buy the item. Think about your hourly wage. Decide if the item you want is worth an hour of work or 5 hours of work or more, depending on your salary. ...

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28

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Hang on to those receipts

Keep all of your receipts together in an easily accessible place. Sometimes, despite my best judgement, I buy something that I MUST have. Two days later I realize it was impulsive and want to return it. I know my receipts are in a labeled envelope for an easy refund.

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23

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Hang on to those receipts

Keep all of your receipts together in an easily accessible place. Sometimes, despite my best judgement, I buy something that I MUST have. Two days later I realize it was impulsive and want to return it. I know my receipts are in a labeled envelope for an easy refund.

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110

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Now is the time to start planning for the winter holidays

Now is the time to plan the crafts you want to make and give as gifts. Work on them before time gets away from you. Now is the time to pick up a gift that's on sale and store it away. Now is the time to pick up an extra food staple item to use in your holiday baking. Small purchases now save $$ late...

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Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click the "Report Inappropriate Secret" on the secret's page and our staff will review it.