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All Secrets submitted by LADY_KATHY
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I just went to Cabo and got FREE: 2 days of 2-tank diving, sunset diner cruise, Mexican Fiesta dinner, 2 bottles of Tequila, and $150 CASH just for attending timeshare tours. Vacation was nearly FREE!!! Remember to say NO at the end of the high pressure sales pitches.
Take CASH with you and don't spend more than you plan to. When it comes Black Friday, you'll always see something you WANT not NEED that is too good to pass up, but not in your budget. Plan carefully and watch your spending. This is such a tempting time of the year.
When I first started my 403B after divorce I was only able to contribute $25/month.. Now I max it out + the catch up for over 50 years. I did the same thing with my savings. Each month I have money automatically transferred from checking to ING for 3 savings accounts.. Christmas, emergency fund and summer pay. I save over $2600/mo this way. When you don't see it, you don't spend it!!
It's my birthday Saturday 10/2. A while back I did a web search for birthday freebies. I joined several of my favorite local restaurants and between last week and now, I can eat free meals and/or desserts/appetizers for the next 2 weeks. : ) No strings attached. Just print out the coupons celebrating your birthday they send you.
those who have a PLAN usually get to where they are aiming. Don't be ship without a rudder being tosses where the wind blows.. Have a plan and get their, or at least aim. This should be true for long term as well as short term goals, savings, education, house, retirement, weight loss/exercise, etc.
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