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Saving Money Secrets

Share your best advice for living on a budget and stretching your dollars.

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Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click the "Report Inappropriate Secret" on the secret's page and our staff will review it.

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Price comparisons

It's no use saving money on bargains if you have to drive miles to get them. I like to use a price comparison website (like MySupermarket) to see where the cheapest items are before I leave home. emoticon

- Submitted by GRAMPIAN 4/9/2010 in Saving Money | 3 Comments

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Secret Account

I set up a secret account in a bank that is to far for me to go to. This bank is also smaller and has better interest rates. When I have extra cash I take it to that bank (to keep it active).

- Submitted by MISSMEGGIEMAE 7/10/2014 in Saving Money | 0 Comments

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Make Goo Gone last longer with a smaller dispensing

I like Goo Gone for the occasional sticker residue and things like that, but the top of the small bottle usually dispenses way too much for what I need.
I found using a toothpick to create a small hole dead center of the sealing paper allows much more control over how much is dispensed.

- Submitted by HAWKTHREE 6/14/2014 in Saving Money | 0 Comments

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Make your own $20 olive oil spritzer

I was inspired when I saw that someone was selling a spray bottle just for Olive Oil but for $20. Not me. So I bought a small spray bottle for $1.49 and rinsed it with boiling water and a small amount of bleach and let it dry.
I'm loving it.

- Submitted by HAWKTHREE 6/13/2014 in Saving Money | 0 Comments

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Thrifty foaming hand soap

Foaming soap can easily be made using an empty foaming soap container. Simply squeeze in a couple tablespoons of dishwashing liquid such as Ivory or Dawn.. Fill the container with water. Shake.
Some experimenting may be necessary to get the proper ratio of liquid soap and water.

- Submitted by HAWKTHREE 6/6/2014 in Saving Money | 0 Comments

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Make a budget and beat it!

Try making a budget for yourself (Mint.com is a great free tool to do this). Set yourself a monthly budget. Each month, try to decrease your allowances by 5% (for the things you CAN change) and try to stick to the new budget. Alternatively, reduce your biggest spending categories by 10%! For me, that's restaurants and eating out - good on the wallet and the belly.

- Submitted by LASCHWAB 5/30/2014 in Saving Money | 0 Comments

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Keep your car running for at least 200,000 miles

Do the maintenance in the owner's manual but only that maintenance -- many places like to tack on extras -- how many times have they wanted to vacuum your air conditioning system?

Fix problems as soon as they occur. Our cars have systems that can break if another system is broken.

- Submitted by HAWKTHREE 4/30/2014 in Saving Money | 0 Comments

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Me First

I have a savings account, and money goes in every time I get paid. Over time, I've increased the amount I deposit. The real trick is to save more than you think you can. After saving for years but not having as much as I thought I should, I challenged myself to save a certain amount from every paycheck - no matter what.

When you have savings to fall back on, you don't worry about paying your bills. Less stress leads to a happier life.

- Submitted by LCATTLEYA 4/13/2014 in Saving Money | 1 Comment

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Vacation funds from spare change.

I never give exact change. I might dole out the pennies to only get silver coins back, but never any more than that. Every couple of days or so, I transfer the change from my purse to an opaque jar on my shelf, and when it gets too full, I roll the change and put it in a box in the closet. When vacation time rolls around, this becomes my spending money, and by saving all my change for a year, I end up with $300-$500 bucks I didn't even feel like I was saving.

- Submitted by NIGHTWISHFAE 3/13/2014 in Saving Money | 1 Comment

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Money for whatever your heart desires

Do you want some extra money for a vacation or for Christmas or a new item for your home. emoticon

- Submitted by JOANHENLEY 3/12/2014 in Saving Money | 0 Comments
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