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Secrets of Success

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Saving Money Secrets

Share your best advice for living on a budget and stretching your dollars.

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Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click the "Report Inappropriate Secret" on the secret's page and our staff will review it.

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Coupons

I am a huge fan of coupon shopping. At the end of my receipt where it tells me how much I saved with coupons, I put that amount away in an envelope at home ... the money saved throughout the year buys Christmas presents!

- Submitted by WANAB1HOTMAMA 3/26/2010 in Saving Money | 0 Comments

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Saving "Leftovers"

After I used my paycheck to pay the bills and put some into savings, I take out the rest in cash. I use that cash towards groceries, gas, eating out, and any that I have left I stash away in a can or container. The money in there can be used for clothing, makeup, travel, or whatever.
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- Submitted by ROCKINFOX 3/26/2010 in Saving Money | 0 Comments

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Shop around for the best credit card

I have a credit card that gives points for dollars spent. You redeem your points for gift cards. I pay the entire bill every month (no interest for me!) At Christmas, or other gift giving holidays I use my points towards gift cards. Free presents!

- Submitted by EDWINA172 3/26/2010 in Saving Money | 0 Comments

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Do it with your bike

Run errands riding your bike if you can (even grocerie shopping). The amout of gas you save is amazing! I've been doing it for a while and I am really satisfied.
And you save money by getting a workout without having to pay for a gym.

- Submitted by TREGIANI 3/26/2010 in Saving Money | 0 Comments

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Write down what you are spending while still at the cash register

When I take out my money, I take out a small notebook and write down what it is for, less impulsive spending as a result.

- Submitted by BYEPOUNDS 3/26/2010 in Saving Money | 4 Comments

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Use what you'd never thought you'd need after high school.

Remember sitting in Math class and wondering why you needed to know Math after high school? Especially calculus and advanced algebra? I'll tell you why you need it...

Make a budget.

- Submitted by THEJENNIX 3/26/2010 in Saving Money | 0 Comments

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Round up

We round to the closest 5 or 0. When we pay a bill or for any item we buy, If the total is 22 we round to 25 and "forget" about the remaining 3 dollars, If is 26 we round to 30. At the end of the year that "forgotten" money sure adds up

- Submitted by BREQUIE 3/26/2010 in Saving Money | 3 Comments

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Patience

I'm horrible at buying things just because they're on sale, or seem like a good deal. If you're not positive you want something, go home and sleep on it. If you're still thinking about it the next day, then go back and get it.

- Submitted by MASCHMID121 3/26/2010 in Saving Money | 2 Comments

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Cash Only

Get ride of your Debit/Check Card, and Check Book, or just leave them at home. You will find that you really don't need______ when you have to go to the bank, wait in line and withdraw cash to buy it.

- Submitted by CALTRIN 3/26/2010 in Saving Money | 1 Comment

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marked money

I don't spend bills that have either my first or last initial in the serial number. Instead, I save them for trips or big ticket items I want to buy.

- Submitted by GNUATTITUDE 3/26/2010 in Saving Money | 0 Comments
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