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Secrets of Success

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Saving Money Secrets

Share your best advice for living on a budget and stretching your dollars.

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Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click the "Report Inappropriate Secret" on the secret's page and our staff will review it.

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Stay with the plan

I find that if I stay with the plan, regardless of the results that I am always better off. Sometimes it doesn't look like I'm making progress at the time, but when I look back I can see that I have. Stay the course!

- Submitted by COOP9002 3/26/2010 in Staying Positive | 0 Comments

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Do it with your bike

Run errands riding your bike if you can (even grocerie shopping). The amout of gas you save is amazing! I've been doing it for a while and I am really satisfied.
And you save money by getting a workout without having to pay for a gym.

- Submitted by TREGIANI 3/26/2010 in Saving Money | 0 Comments

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Write down what you are spending while still at the cash register

When I take out my money, I take out a small notebook and write down what it is for, less impulsive spending as a result.

- Submitted by BYEPOUNDS 3/26/2010 in Saving Money | 4 Comments

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Use what you'd never thought you'd need after high school.

Remember sitting in Math class and wondering why you needed to know Math after high school? Especially calculus and advanced algebra? I'll tell you why you need it...

Make a budget.

- Submitted by THEJENNIX 3/26/2010 in Saving Money | 0 Comments

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Round up

We round to the closest 5 or 0. When we pay a bill or for any item we buy, If the total is 22 we round to 25 and "forget" about the remaining 3 dollars, If is 26 we round to 30. At the end of the year that "forgotten" money sure adds up

- Submitted by BREQUIE 3/26/2010 in Saving Money | 3 Comments

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Patience

I'm horrible at buying things just because they're on sale, or seem like a good deal. If you're not positive you want something, go home and sleep on it. If you're still thinking about it the next day, then go back and get it.

- Submitted by MASCHMID121 3/26/2010 in Saving Money | 2 Comments

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Cash Only

Get ride of your Debit/Check Card, and Check Book, or just leave them at home. You will find that you really don't need______ when you have to go to the bank, wait in line and withdraw cash to buy it.

- Submitted by CALTRIN 3/26/2010 in Saving Money | 1 Comment

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marked money

I don't spend bills that have either my first or last initial in the serial number. Instead, I save them for trips or big ticket items I want to buy.

- Submitted by GNUATTITUDE 3/26/2010 in Saving Money | 0 Comments

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Getting the Things I Want

For my birthday and Christmas, my mom always wants "ideas" of things I would like to have. I started keeping a list throughout the year. When I find something I would like but won't buy it for myself, I write it on the list. When the holidays come around and I still want the item, I have ideas.

- Submitted by STORMTMB 3/26/2010 in Saving Money | 1 Comment

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"Cookies" in the Cookie Jar

Whenever I clean out my purse, wallet, or cup holder that holds change in my vehicle I drop the extra change in a cookie jar my grandma bought me. Eventually, I take time to cash it all in and it usually buys a few gallons of gas or in my case, pair of shoes, LOL!

- Submitted by LILLIANH13 3/26/2010 in Saving Money | 5 Comments
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