Share your best advice for living on a budget and stretching your dollars.
My youngest son and I never spend our change when we get a jar full I have him count it out and roll it then we take it to the bank and put it into savings it also helped him learn the value of money and how to count
I find that when there's a product I really like, I write to the company and tell them how much I like the product and they usually send back a coupon for a free product or a $1.00 or .50 cents off it. Anything helps and if I buy that product then its cheaper.
Get a smaller car or a car with a smaller engine. Some people buy a car due to its looks or practical features. Going for a smaller car or one with a smaller engine saves considerably on gas as well as servicing/maintenance costs.
I found that I would order things I didn't need by getting a "really good" coupon in my email from a site I used in the past. Delete those "great offer" coupons from your email unless you already had planned a purchase from that vendor.
When entering debits or checks written into your register, round up to the next nearest whole dollar - over the course of many transactions, you'll find yourself socking away hundreds of dollars a few never-missed cents at a time! I have saved about $500 dollars in two years!
I enjoy using Swiffer dusters and mop pads but I stretch the dollars by turning over the mop pads and using the other side and I rinse out the dusters and use them over. They work just as well and it is like getting a BoGO! (buy one get one!)
I make a list before I go to the supermarket or shopping for clothes- and I stick to it. I don't purchase anything unless it is on my list. I've learned to save a ton of money by preparing a budget and sticking to my plan/list
see a coin on the ground? Pick it up; don't be embarrassed. Every penny counts. Save it for the rainy day fund!!
On Pensioners Double PointDay which coincides with Double Bonus Points, I use discount vouchers for products, pay with the stores Cashback Discount Vouchers &then use the credit card that creates the original 15% discount facility. Savings go into my FunFund &I have lots of fun &no guilt
My local public library has a database of electronic resources, including eBooks, digital audio files of books on tape, online newspapers, etc. I have recently discovered that in the periodical databases, issues of many popular cooking magazines are available in PDF format- for free!