Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click the "Report Inappropriate Secret" on the secret's page and our staff will review it.
When entering debits or checks written into your register, round up to the next nearest whole dollar - over the course of many transactions, you'll find yourself socking away hundreds of dollars a few never-missed cents at a time! I have saved about $500 dollars in two years!
I enjoy using Swiffer dusters and mop pads but I stretch the dollars by turning over the mop pads and using the other side and I rinse out the dusters and use them over. They work just as well and it is like getting a BoGO! (buy one get one!)
I make a list before I go to the supermarket or shopping for clothes- and I stick to it. I don't purchase anything unless it is on my list. I've learned to save a ton of money by preparing a budget and sticking to my plan/list
On Pensioners Double PointDay which coincides with Double Bonus Points, I use discount vouchers for products, pay with the stores Cashback Discount Vouchers &then use the credit card that creates the original 15% discount facility. Savings go into my FunFund &I have lots of fun &no guilt
My local public library has a database of electronic resources, including eBooks, digital audio files of books on tape, online newspapers, etc. I have recently discovered that in the periodical databases, issues of many popular cooking magazines are available in PDF format- for free!
Store brands are often very good, so give them a try! This is especially true of things like frozen fruits and veggies, staples like flour and milk, and cleaning products, where the taste or use doesn't vary much between brands anyway.
When I hear of a new book, CD or DVD I look at the library first. Sometimes you have to put your name on the "holds" or reserve list, but I can always find something there to read while I am waiting. I preview things at the library first to see if I really would use it, before I buy.
Know what your needs are when you are buying a major appliance or a car. Find out what features you need. Make sure you have them, and DON'T LET ANYONE TALK YOU INTO ADDING ON NEAT FEATURES YOU WILL NOT USE. It isn't worth the extra money for useless (to you) features that sound cool in the store!
growing up, i used to always look for pennys that were face up, because that was good luck, and leave tails up because of bad luck. now if i find ANY change, regardless heads or tails, i pick it up, and take it home and put it in my change collector. 1 day i found a total of $2.36 i had found 2