Don't you have to be a certain age for Silver Sneaker for the insurance to pay for it.
2/12/2013 12:17:40 AM
I'm fortunate enough to have medical insurance through Blue Cross (I am self-employed & think we should have a single payer system, but - I'll spare you the rant! :D). In our area, we're eligible to join Healthways Fitness Your Way which is network of 8,000 fitness centers that I was able to join for $25 registration fee & then dues of $25 a month, which is significantly lower than my YMCA membership. https://www.blue365deals.com/publishers/bc bsa-national/deal-of-the-day or search Healthways or Fitness Your Way -
Not all fitness places participate or know about it, but you can nominate one although it is their choice of whether or not to join & there is probably other complicated requirements (I nominated mine). It's like a Silver Sneakers network & I really, really hope it spreads everywhere & that many more people can take advantage of it.
Using this now I can hit the gym when I travel, whether it is the next town or a state away. I started at Curves last week, now I'm going to add cardio at a different place with equipment & tomorrow I may do a yoga class in the neighboring town. Classes may be extra but they would be discounted. I think it's genius & I am happy to see these health insurance premiums partially defray the costs when you are trying to add healthy routines to your life, they should all do it.
10/28/2012 1:37:55 PM
Enjoyed this article and advice as well as reading comments from the experience of others, it will help with my decision in choosing a fitness group.
10/17/2012 12:48:59 PM
There are some Medicare Advantage Plans that pay for gym memberships. SilverSneakers Classes are worth checking out.
10/17/2012 12:09:21 PM
This is great advice, but from my own experience, I would encourage anyone not to rule out group classes until they have tried them. You may know for a fact that group classes aren’t your thing, but if you haven’t tried them, I can tell you that they may not feel the same way as they look.
You can’t judge accurately whether you will like it or not from only “seeing” without “doing.” It’s completely different being in a class doing the movements than it is to be outside the class watching other people do it.
The YMCA is a little more pricey then most gyms in my area (but cheaper than the JCC!!) but I feel like they do a lot of good for our community so I don't mind paying a little extra. Besides, they have a pool and track...something the other gyms don't have.
Goodlife (largest fitness chain in Canada) also offers a FREE membership to those who would like to volunteer a measly 2 or 3 hours a week in their JUMP (child care program) facility or general cleaning/tidying/front desk work. Check with your local club for details. I will definitely be checking into this when I am on maternity leave!
The YMCA by me supposedly offers financial assistance-- but they quoted me $99 to sign up and $29 every month after that, even after showing them that I'm unemployed, on food stamps, etc. That's entirely out of my budget, I don't know how they thought I would be able to afford that! I went to them because they have a pool I can swim in while I wait for my sprained ankle to heal, but I think I'll save my money and go to Planet Fitness for ten bucks a month.
I would suggest joining Groupon and other group-coupon sites in your town. I was able to try out a local health and wellness center for one month for only $25, and then at the end of the month I was given a $100 towards their $125 membership joining fee, so it only cost me $25 to join.
Of course, not every gym in every town will decide to do a Groupon, but it can't hurt to sign up (it's free).
Even though I normally wouldn't think I could afford a gym, I rationalized it that if it helped me lose weight and be more fit, I would save money in the long term.
My employer pays a portion of my membership otherwise I would not be able to afford it. Some specials are good depending on what you want. For my birthday a few years ago I signed up for a six week deal on tennis lesson (a birthday gift to myself) and now I can participate in this sport for a long time.
Also, you can ask if they have discounts for your profession. As an educator I get discounts on lots of things including gym membership. You would be surprised, It can't hurt to ask.
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