My husband and I after paying all of our bills each payday...usually have just enough left for gasoline and groceries every two weeks. Once in a great while we get lucky to have "extra" to treat ourselves to a movie rental and even greater blue moon go to the actual movies. We don't mind it....it keeps us debt free.
I cannot get beyong the first page. It says page not found. :(
11/16/2009 5:50:42 PM
I came upon this looking for budgeting info, and I appreciate the simplicity of this step 1 portion. There's a step that I might suggest for or during the spending log, and that is: getting a basic understanding of cash slow, or how income, expenses and debt match up so you are aware of the money you have to work with. A simple Web site called DebtSpark (http://www.debtspark) allows users to input this basic info and store and track it over time. Very useful and a nice alternative to a spreadsheet.
10/25/2008 2:12:52 PM
YES, FPU AND DAVE RAMSAY! I was so glad to see a couple of people here reference the Financial Peace University seminar. My church has lead that seminar twice now and it has impacted some people. I already know how to keep a budget from other sources but his guidance and wisdom on finances is awesome.
I appreciate this article. The thought of managing my finances tends to be a bit overwhelming for me. I love the simplicity of this article. The steps are easy to follow and I can involve the whole family.
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