Member Comments for the Article:

Starting and Sticking to a Budget: Step 1

Keep a Spending Log

15 Comments



  • LANEDANCER
    Very informational, but the link for Step 2 and some of the worksheets didn't work, wich leaves me wondering what to do next.

    Thank you for sharing this info.

    - 3/7/2013 3:37:41 AM
  • My husband and I after paying all of our bills each payday...usually have just enough left for gasoline and groceries every two weeks. Once in a great while we get lucky to have "extra" to treat ourselves to a movie rental and even greater blue moon go to the actual movies. We don't mind it....it keeps us debt free. - 3/3/2011 1:29:10 AM
  • I could not find page 2 either. Another great online financial tracking tool that is free is www.learnvest.com. - 8/31/2010 1:38:23 PM
  • apparently page 2 is not found :( - 8/23/2010 9:05:13 AM
  • I cannot get beyong the first page. It says page not found. :( - 7/1/2010 12:30:53 PM
  • GROUPGAUGE
    I came upon this looking for budgeting info, and I appreciate the simplicity of this step 1 portion. There's a step that I might suggest for or during the spending log, and that is: getting a basic understanding of cash slow, or how income, expenses and debt match up so you are aware of the money you have to work with.
    A simple Web site called DebtSpark (http://www.debtspark) allows users to input this basic info and store and track it over time. Very useful and a nice alternative to a spreadsheet. - 11/16/2009 5:50:42 PM
  • FREE2LIVE777
    YES, FPU AND DAVE RAMSAY! I was so glad to see a couple of people here reference the Financial Peace University seminar. My church has lead that seminar twice now and it has impacted some people. I already know how to keep a budget from other sources but his guidance and wisdom on finances is awesome. - 10/25/2008 2:12:52 PM
  • I use MINT.COM combined with Quicken software to make sure i stay with in my budget! - 10/24/2008 12:38:53 PM
  • LPGIRL435
    @kissthecooks: i LOVE dave ramsey and FPU changed my life!! - 10/19/2008 12:21:42 PM
  • I already make a budget, every two weeks (payday). Thank you Dave Ramsey and Financial Peace University! - 10/17/2008 9:51:42 AM
  • try www.mint.com It has totally changed the way I spend and manage my money, plus it's free! - 9/10/2008 3:52:19 PM
  • I wish i knew how to excel. It would be handy to keep track of spending. - 9/9/2008 10:37:53 PM
  • HESNODUMMY
    Can the spending log be used online so that paper doesn't have to be used? - 7/29/2008 9:40:37 PM
  • Great help. - 7/20/2008 1:29:00 AM
  • I appreciate this article. The thought of managing my finances tends to be a bit overwhelming for me. I love the simplicity of this article. The steps are easy to follow and I can involve the whole family. - 7/15/2008 12:06:17 PM

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