Over time, most things you can think of to invest in are pretty low in risk. It's like our grandparents having "the" phone company way back when, or IBM, etc. The stock market is a little like real estate, really; yes there are some bad things that can happen but, over time, it works fine.
I'm a genealogist so invested a little in Ancestry.com stock and they were just bought out and made me $10 more per share than I bought them for. Now I'm back into garbage, Waste Management, Inc. :-) It has good dividends, which my husband likes and keeps growing at a safe, steady pace (like our garbage/green energy problems and solutions).
Pick one or two things you like or think are "worthy"/good ideas or see going somewhere and go to ETrade or Scott Trade, where buying and selling doesn't cost much and give it a try. Think of it as next years' Christmas gift fund? Read about the different industries and see how they are doing/expected to do in the next 10 years, etc. Think about you life and what the issues are; health care, for example; find a drug company you "trust" and invest in them. I wanted to invest in Weyerhaeuser because one of my great grandfathers was a "lumber baron" but my husband didn't like them only they have turned around now and he was surprised. My "gut" does well picking stocks :-) We don't have to live on my picks; my husband does all that but I get to "play" and learn with a couple thousand dollars.
Do some reading; check out some of these books, bottom left (I have a couple; they're "easy" and legit, not people pushing their own schemes or anything): www.bogleheads.org/
There is no pleasure worth forgoing just for an extra three years in the geriatric ward. ~John Mortimer
| Pounds lost: 4.6