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Because we went up an income tax bracket (barely), we had to pay taxes this year, and I'm no longer eligible for the Extra Help program I had before. Therefore, if I kept Part D, I'd have the unaffordable donut hole in coverage, etc.
The way around this is to not select Part D if you qualify for Patient Assistance Programs for your meds. If there is no Patient Assistance Program (check www.needymeds.org), then check the brand name of the drug and see if that manufacturer has a program. If not, then get great supplies at super cheap prices from rxoutreach.com (or is it .org?).
I got hooked-up with all my meds, including birth control (which I have to buy from a different site with no Patient Assistance), for less than $30/month. That's a heck of a lot cheaper than going through Part D.
Do some number crunching and see what your situation would be like if you were to do what I did. Chances are you'd save a ton of money!
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