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1LBATATIME's Photo 1LBATATIME Posts: 12,493
6/8/08 11:32 A

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I wonder if I will end up with more spend or more no spend days?
No Spend Days = 14
June 1
June 2
June 3
June 4
June 7
June 11
June 12
June 16
June 20
June 22
June 23
June 25
June 26
June 27



Spend Days = 13
June 5 Groceries
June 6 Mower repairs
June 8 Went out for breakfast.
June 9 Groceries
June 10 more Groceries
June 13 Went of for Supper
June 14 Picnic
June 15 Had to buy a new Surge Protector for the computer.
June 17 Groceries
June 18 Deck Supplies
June 19 Oil change
June 21 Breakfast
June 24 Gas, Strawberry picking, Pea Picking

Edited by: 1LBATATIME at: 6/27/2008 (12:59)
Carol from WI.
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It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
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*FITBUNNY*'s Photo *FITBUNNY* Posts: 2,022
6/6/08 1:21 A

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Congrats on the home purchase Julie!

So far we have 3/30 no spend days...

Miranda



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1LBATATIME's Photo 1LBATATIME Posts: 12,493
6/6/08 12:48 A

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No Spend Days
June 1
June 2
June 3
June 4

Spend Days
June 5 Groceries--Had to do it.

Carol from WI.
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It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
--------


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BAXJUL's Photo BAXJUL Posts: 124
6/5/08 9:54 P

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We are buying a house this month, so I'm having mostly no spend days, and trying to not buy take out food!!!

Julie co-leader of Frugalists and Simple Living Team


 
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FROGGZ101's Photo FROGGZ101 Posts: 3,245
6/2/08 8:03 P

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I was thinkin the same thing. I'll save money in the long run. And besides,w h e n,,, I get the bills caught up, a n d ,,,, the fines paid, a n d ,,,, get money put back, get on & budget, I'll have money to buy clothes that fit.

MISSING! ~ EARNEST FRANCIS ~ ANY INFO CALL ME @ 304-277-7709 OR 304-679-2235 cell
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1LBATATIME's Photo 1LBATATIME Posts: 12,493
6/2/08 2:45 P

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No Spend Days
June 1
June 2
June 3
One of these days, I will be needing groceries.

Edited by: 1LBATATIME at: 6/3/2008 (20:22)
Carol from WI.
------------------------------
It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
--------


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1LBATATIME's Photo 1LBATATIME Posts: 12,493
6/1/08 12:40 P

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Froggz--If it was me, I would probably use most of your froggy bank to pay bills, but allow myself one reward. Maybe use 3/4 of it or something like that! Late fees make it real hard to get ahead.

Carol from WI.
------------------------------
It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
--------


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FROGGZ101's Photo FROGGZ101 Posts: 3,245
6/1/08 11:03 A

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I seldom go shopping, but when I doI over spend. So I don't think that'll help me.

Our worse month(s)starts with Sept- 1 Bday, Oct- Halloween, Nov- 2 Bday, Thanksgiving, Dec- 4 Bdays, Xmas, house Ins-plus the higher heating bills, winter tires,etc.

This month is tough, haven't done my bills yet but, had to pay 300 on cell ph, house ins will come out end of month, got title work to do, DS will want to put bike on road,(plates, Ins, etc), & behind on 3-4 utilites.....

P l u s, Father's Day, my Bday, our Anniversary.... Sooo, I won't have anything this month.

But starting next month - I want to start catching up on the bills I'm behind on. Starting with the water, it has a 10% late fee!!!

Then when evthing is caught up, DS Landrew will need $1100 by 4/09 for his fines to get offf probation. And DS Jeremiah will need $1500(I think), by the time he gets out of prison for his fines.

But, starting Jan 09, if not before, I'd like to start keeping back atleast $1.00 a day!(or more).

I wonder... if Ishould break my 'froggy' bank??? I been savin change & it's about full, I was savin for new cloths for when I lose my excess wt!

Would it be better to use it to catch up on the bills now(to save the late fees)???

Comments welcome, let me know what you'd do! Thanks!!!
Louise

MISSING! ~ EARNEST FRANCIS ~ ANY INFO CALL ME @ 304-277-7709 OR 304-679-2235 cell
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1LBATATIME's Photo 1LBATATIME Posts: 12,493
5/31/08 12:21 P

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I like the no spend day idea. I think I will join you and see how many I can get. I am not a shopper, so I should be able to get quite a few!
October is our most expensive month. Anniversary, vacation, a birthday, truck and jeep insurance due, and we usually prepay for our Jan. snowmobile trip then also, and it is the time of year when the heating bills start to get bigger.

Carol from WI.
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It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
--------


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*FITBUNNY*'s Photo *FITBUNNY* Posts: 2,022
5/31/08 12:13 P

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You can start any thread you want! Thanks for getting us in gear!
This month I truly want to track every penny
Also I want to have 20 no spend days

That last one might be hard. We have 3 out of town trips planned. My grandpa's birthday is next weekend, the following weekend is my bestfriends graduation, the following weekend is another friends wedding in San Fransisco...that's the big trip of the summer. Ahhhh...this will be the most expensive month of the summer for us.

Miranda



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1LBATATIME's Photo 1LBATATIME Posts: 12,493
5/31/08 10:55 A

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I hope you don't mind me starting this a day early, but I just finished writing out my bills due in June. Payday was yesterday.
This just happens to be one of the months where I don't have any insurance, holiday, birthday etc due. Only the normal bills. I was able to put $100 extra on the car payment and pre paid Dh's life insurance for 1 year. I should be able to also put some $ into our money market accout with the next check!!! I just hope nothing breaks.

Carol from WI.
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It is a hundred times more difficult to burn calories than to refrain from consuming them in the first place.
--------


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