So money, savings accounts, investments, all this junk just confuses the hell out of me to the point that I don't want to deal with it...but I do.
I'm in a point right now where one of the main priorities in life is to get my financial health back in order. I've created a spreadsheet to divide my expenses and budget my spending. I have a checking account just for my bills and those are deducted every month, I am working with a consumer credit agency to get my credit card debt squared away, and a separate checking account for spending. I have also linked a regular savings account where money is automatically pulled in and that I can easily access for emergencies (car breaks down, etc.)
Now I'd like to start an retirement and long term savings account to start saving for a home. I'm 30 and hope to own in about 5 years and don't plan on retiring for another 35. Does anybody have any tips on where I can begin to start looking? I signed up for an investment account that links to one of my checking accounts but they are so confusing and I don't even know what I'm doing.
Any advice you could share would be great.
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