These "Tips for Thrifty Living" were printed in the Kansas City Star today.
1. Make a budget and try to spend a little less each week.
2. Make your meals from scratch instead of buying prepared items.
3. Take your lunch instead of eating out.
4. Sign up on the Web sites of your favorite stores and restaurants for coupons and discounts.
5. Question or delay purchases until you have time to consider them. Before you buy an time, figure out how many hours you have to work to pay for it. It may not be as enticing to buy that shirt if you have to work three days to pay for it.
6. Buy produce at farmers markets.
7. Combine errands so you make fewer trips.
8. Use the library. Instead of buying books, DVDs and CDs, check them out.
9. Find free entertainment. The average person spends about 1800 a year on entertainment, not including eating out.
10. Sell your clutter. This is not so much about saving money as about making it. Have a garage sale.
11. Stop paying interest. Try to live without credit cards.
12. Travel frugally. Advance planning can save you money on airfare. Also, consider trains. Around town use public transportation.
13. Maintain, maintain, maintain. Take good care of your furnace, roof air conditioner and appliances.
14. Turn off the lights when not using them.
...Joyce Smith of the Star, The Motley Fool, The Cheapskate Guide.
Where there is a will, there is a way!
Make this a Healthy Choice Day!
"Just Do It"!
| December Minutes: 67