In a large bowl, combine dry pudding mix, dry milk powder and water. Mix well using a wire whisk. Blend in vanilla extract and 1/4 cup Cool Whip Free. Gently fold in raisins, choc. chips and pecans. Spread mixture evenly into piecrust. Refrig. for 30 min. In a small bowl, combine remaining 3/4 cup Cool whip Free and coconut extract. Spread mixture evenly over set pudding. Evenly sprinkle coconut over top. Refrig. for at least 2 hours. Cut into 8 servings
HINT: To plump up raisins without "cooking", place in a glass measuring cut and microwave on HIGH for 20 seconds.