In a large bowl, combine dry milk powder, water, and vinegar. Let set for 5 minutes. Add dry pudding mix. Mix well using a wire whisk. Blend in Cool Whip Free, yogurt and coconut extract. Gently stir in rice. Evenly spoon mixture into 6 dessert dishes. Sprinkle 1 teaspoon coconut over top of each. Refrigerate at least 15 minutes.
Hint: Usually 1 cup uncooked instant or 3/4 regular rice cooks to about 1 1/2 cups.
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