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12/20/10 11:08 A

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Setting Expectations During the Holidays

Today's tough economy can provide a great opportunity for you to teach your children some powerful lessons about money and spending during the holidays. Help them learn the value of prioritizing by asking them to choose the top 3 items on their wish list. Doing so will help them identify the gifts they truly want. Remember when fulfilling a child's desire for gifts, it's easier to under-promise and over-deliver.

Families can steer away from pricey gifts by creating traditions such as cookie bake-offs, inexpensive family grab bags and pick-a-name gift exchanges.

It only takes a Spark!

Deni ~ Racine, WI
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