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BONNIEBONNEAU's Photo BONNIEBONNEAU SparkPoints: (29,146)
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8/14/13 5:10 A

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hi,
yes its very true - America for some reason , stopped saving as a nation . I think, it goes back to the 1980s .;when Plastic became King.
but I can tell you, from Europe's view - savings from every source of income , is very normal here ..and it shows - most Parisians see debt , as a weakness ..like u can't control yourself . emoticon

www.dixieinparis.com


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PEPPERMINT125's Photo PEPPERMINT125 Posts: 1,433
7/27/13 8:02 P

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I will try posting new ideas every few days and we can discuss each idea for awhile.

The first idea of Start Now! is very relevant to me. Just finished paying for daughter's wedding (unfortunately added some of the cost to my debt). Also, because I have two kids in college, it is difficult to save.

But if my husband and I are going to have enough to retire someday, we must find a way to save despite these challenges.

So I vow to start saving with the next paycheck, and we will find a way to get through each pay period with less. I also have the challenge of balancing debt payoff, but if I don't start setting aside in savings, when will I?

Patty
EST Grand Rapids Michigan (yes same time zone as Maine)

If the first thing you do when you wake up in the morning is eat a live frog, then nothing worse can happen for the rest of the day!" Mark Twain

If a man really wants something he will find a way, if he doesn't he will find an excuse." Stephen Dolley, Jr

It is not enough to take steps which may some day lead to a goal; each step must be itself a goal and a step likewise.
Johann Wolfgang von Goethe


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PEPPERMINT125's Photo PEPPERMINT125 Posts: 1,433
7/27/13 7:55 P

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Start today. There is rarely a reason to wait (exceptions if you are unemployed or dealing with a medical condition).
Are you waiting till you make more money, or till something changes in your financial situation?
Studies show that if you make more, you spend more.
Saving is a habit, and the best way to develop that habit is to start! And to find ways to save in all your activities.
Make a resolution to start saving today



Patty
EST Grand Rapids Michigan (yes same time zone as Maine)

If the first thing you do when you wake up in the morning is eat a live frog, then nothing worse can happen for the rest of the day!" Mark Twain

If a man really wants something he will find a way, if he doesn't he will find an excuse." Stephen Dolley, Jr

It is not enough to take steps which may some day lead to a goal; each step must be itself a goal and a step likewise.
Johann Wolfgang von Goethe


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