Interesting topic. My DH and I went through Dave Ramsey's Financial Peace University several years ago. One thing I remember Dave saying is that when it comes to spending, men tend to spend more because they (in general) like to buy boy toys - the expensive items like motorcycles, boats, riding lawn mowers etc. I think this is true for a lot of guys. They don't think they spend more money because for the most part they don't even enjoy shopping, so it seems like the women are spending more because in general, we do shop more often but for smaller items such as clothes. But when guys do spend, it's on expensive items. Two things that have really helped us: we each get a small amount of "blow money" each payday to spend as we please, all else goes towards our budgeted items and every dollar has a line on the budget. And we agreed that any item over $100 has to be discussed and agreed upon before buying it. This keeps us on budget and prevents a lot of the resentment that can build up over money. I highly recommend Dave Ramsey to anyone if you have a class available near you, or a radio station that plays his daily show.
Woubbie, it will be interesting to have your hubby back in school! It's good that he can do that and hopefully it pays off in the future.
“One of the most important keys to Success is having the discipline to do what you know you should do, even when you don't feel like doing it.” - Unknown
my dh went to see fleetwood mac last night with a friend. i didn't end up going cuz the way he invited me was weird. he said at the beginning of the week they were going and did i want to come. i said we'll see, cuz i have a lot of paperwork. it was never mentioned again, til yesterday around 3pm. he says, if you want to go, we can go, but, there's a poker tournament he'd like to go to. but, if i want to go to f.m. we can do that.....now, it was very clear he wanted to go play poker, so, i'm easy, i said go ahead to the poker tourney. he left a little while later. i don't know where he went. i didn't really know he was gone. he phones me at 4:30pm and says his friend is going to f.m. and taking a date. this is my last chance. if i want to go, he'll swing by and pick me up. well, i'm in my grubbies brushing my horses. i need a bit or warning to go out. so, i said, no, that's fine. then when i was back in the house i checked the concert schedule and the concert didn't start til 8pm. it's an hour away. so i don't know why he had to go at 4:30pm? so, i have to say, i kind of didn't feel really invited. i mean, any man knows a woman needs time to get ready for a night out. it was strange. but, i got the whole place to myself for 8 hours. that was awesome! and he said his friend's date wasn't very nice, so, i'm glad i missed her.
I'm tired and sluggish today - I had a good, productive weekend, but it was exhausting. I worked out hard yesterday morning, walked the boys, did some client work, and then went to a friend's semi-annual scrapbooking event. I only did a half day or less but it was more about getting caught up with some girlfriends more than getting pictures on pages. When have I had time to take pictures??
I got my favorite client caught up and with financial statements he can proudly present to the bank, so I won't have to schedule any time for him until June. I think the others are caught up too (other than the Thursday dentist), so I am really hoping I can take the whole three day weekend off. The boys and I are going to hang with a girlfriend on Monday and drive around without a plan or a schedule. Whee!
Tonight is ribeyes for dinner, a good workout, laundry, and early bedtime! The dog walk is already done... :)
"Normal is not something to aspire to - it's something to get away from." -- Jodie Foster
"Imagination is more important than knowledge. Knowledge is limited. Imagination encircles the world." --Albert Einstein
Because of the way his company folded he and his fellow mechanics actually qualify for retraining assistance, so he will be starting school next week! He's done a lot of researching and finally settled on a technical school in the area and will be able to get an Associate's Degree in Electrical Technology. It's a crossover specialty that overlaps both Electricians and Programmers, and is a real growth field. It will be great for all of us. Eventually. :)
So, yeah, as of September I'm going to have TWO kids in college. o.O Oh my. Going to be broke for the foreseeable future.
One of the budget problems I'm having is that I can only get myself to severely tighten our belts for a few weeks at a time, because DH is not doing his share, and I get resentful of pinching all of MY pennies, while he still spends his. Long story.
We were TOO busy this weekend. I feel completely un-rested, stressed, and cranky. Didn't help either that when I checked our bank balance online this morning it was WAY too low. Transferring the last of our cash reserves to make sure nothing bounces. Grrrr. I hate dealing with money. Can't wait till the kids are done with school - low stress, more home-cooking, less running around. And this summer they will BOTH have jobs. Whee!
Goodness! I'm the first person to post anything this morning!
Lot much going on, though I should be busy. I want to (make that I'M GOING TO) work in the garden for a couple of hours this morning while it's cool. And I'm going to work on a resume and job application for a position that's coming up at the library this week. Not that I have much chance of getting it, but I'll at least apply. And at least two hours working on the paperwork and reports and such for my aunt's estate.
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