"Comparison shop for your health insurance coverage, which is divided into four tiers: platinum, gold, silver and bronze. The lower-level tiers, including silver and bronze coverage, have lower premiums, but they also have higher out-of-pocket costs for consumers.
"Open enrollment: October 1, 2013, through March 31, 2014
"With six months of open enrollment, consumers have time to select an appropriate health plan. However, in order for coverage to begin January 1, 2014, you must pick a plan by December 23, 2013. The information cancer patients may need to know about coverage offered under various plans will not be readily available on healthcare marketplace websites. These websites will be designed to provide only the basic information regarding premiums and copayments for basic services. As an example, if you know that your treatment requires an oral oncology medication, take the time to contact the health plans and ask whether your product is covered and what your out-of-pocket cost will be for the product. You should not purchase coverage without this critical information."
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