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VEG954 Posts: 3,746
10/11/14 3:52 P

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Made wood furniture polish out of coconut oil and white vinegar.
Try it. My furniture looks like new!

BEANIEWEENS's Photo BEANIEWEENS SparkPoints: (4,323)
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10/11/14 9:17 A

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I walk if I can avoid driving. Use cheaper cell phone service.

VEG954 Posts: 3,746
10/10/14 10:48 P

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I have learned what the saying, 'less is more' really means.
Have been purging my home weekly and have yet to miss anything I've given away.
Makes my life much easier.

MOCHACHICA's Photo MOCHACHICA Posts: 187
10/10/14 4:03 P

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We haven't pulled the trigger yet but hubby and I have researched and found cheaper cell phone, electricity, and gas service. We are straightening out our priorities.

~Diedra~


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VEG954 Posts: 3,746
10/5/14 7:33 P

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Lowered electric bill by using a fan to circulate the air in summer and wearing warmer clothing in cooler weather.

SUN66SHINE's Photo SUN66SHINE SparkPoints: (8,223)
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10/5/14 10:49 A

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Wow, Veg954, never thought of some of those things! Very resourceful!

My shoestring budget broke. My daughter needed vehicle maintenance help and there went a few hundred out the door (on a credit cared). Just when you get in a place where you think you're going to finally get some breathing room, finally get to be able to start putting money back, WHAM! a new bill, or a trip to the doctor's office....or a car breaking down.

But keep smiling, keep moving, keep on track. It all passes, sometimes slowly sometimes quickly, but nothing ever stays still.

emoticon

Reggie

Dazzling Diamond Team is a group of wonderful gems!!

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VEG954 Posts: 3,746
10/3/14 5:28 P

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I am using coconut oil in place of toothpaste, facial cleanser (adding baking soda once a week for a good scrub), moisturizer for whole body, sun screen, massage oil, cooking sprays, furniture polish and anything else I can think of.

Get the picture?
I love the stuff.
Usually get it online for less money.

SUN66SHINE's Photo SUN66SHINE SparkPoints: (8,223)
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10/3/14 10:01 A

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Mmmmmm yum!

Reggie

Dazzling Diamond Team is a group of wonderful gems!!

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JSTETSER's Photo JSTETSER SparkPoints: (105,592)
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10/3/14 7:50 A

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All summer I ate what my garden provided.
Still have plenty of kale!



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SUN66SHINE's Photo SUN66SHINE SparkPoints: (8,223)
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9/28/14 10:22 A

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Thanks, VEG954! Haha I like the pun not intended. emoticon

Reggie

Dazzling Diamond Team is a group of wonderful gems!!

www.jw.org


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VEG954 Posts: 3,746
9/28/14 8:56 A

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Sounds like you are on a roll. No pun intended.
Sounds like you're saving lots of money and getting in a nice walk.

SUN66SHINE's Photo SUN66SHINE SparkPoints: (8,223)
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9/27/14 11:09 P

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Cut out driving through fast foods, picking up ready meals from the supermarket, stopped buying easy grab junk-snack foods, didn't buy any microwaved meals, didn't buy sodas or drive through coffee kiosks, didn't buy any processed desserts like ice cream, etc., made a list of items to buy from the store and stuck with it, and walked instead of driving to save gas if where I needed to go was within a reasonable distance. However, still working on coming up with other things.

Reggie

Dazzling Diamond Team is a group of wonderful gems!!

www.jw.org


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VEG954 Posts: 3,746
9/25/14 7:26 A

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emoticon Lizzy

LIZZY21401's Photo LIZZY21401 Posts: 556
9/24/14 6:11 P

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I compare sales papers on things I need. Went to Walmart and ad match and save over $7

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VEG954 Posts: 3,746
9/17/14 4:19 P

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That is a great idea!

MOMMA48's Photo MOMMA48 Posts: 554,509
9/17/14 9:22 A

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With the end of the year fast approaching, I've been checking the prescription meds used in our house and, as our super high deductible has been met, it's time to make certain we get the refills in this year before next when we'll have to pay the higher costs again.

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VEG954 Posts: 3,746
9/5/14 8:40 A

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I continue to be vigilant.

SDUFFER Posts: 249
9/5/14 7:45 A

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Cut WAY back on eating out!!!

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41KIMBERLY's Photo 41KIMBERLY SparkPoints: (1,496)
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9/5/14 7:07 A

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Shopping with Checkout 51 and using only the coupons for items that I would buy anyway.I'm up to $4 savings in two weeks, and it is regular things that I use every day.

Romans 12:21~Do not be overcome by evil, but overcome evil with good.


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LINDAM.1 SparkPoints: (43,830)
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9/5/14 2:24 A

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Drinking Coop filtered water. Hanging clothes.( They last longer and no electricity)

VEG954 Posts: 3,746
8/16/14 4:36 P

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Drinking filtered water in place of bottled water with Crystal Light flavor sticks.
Also drink tea which is cheaper than the other stuff.
Turn off a/c and ceiling fans when not at home.
Only wash full loads of laundry.

GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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8/16/14 4:32 P

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Purchased a pair of Drapes selling for $100 at Ikea for $8 emoticon

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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VEG954 Posts: 3,746
8/13/14 12:52 P

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Have been cutting expenses diligently for years.
This month I lowered internet service by $20.00.
It is a little slower but have adjusted.

WV_CAROLE's Photo WV_CAROLE SparkPoints: (13,943)
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8/13/14 11:30 A

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yesterday changed car insurance=got better coverage and 20.00 less per month-that is substantial! emoticon

Carole
2014 the year
I turn my can'ts into cans and
My dreams into plans


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LIZZY21401's Photo LIZZY21401 Posts: 556
7/31/14 9:34 P

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Made homemade carpet shampoo cleaner. I found on the intranet. Vinegar, peroxide, baking soda and dish liquid. I put it in my carpet cleaner works well. wipe down the interior of my car too.

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VEG954 Posts: 3,746
7/25/14 12:45 P

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Cooking in volume.

Just finished making a humongous turkey meatloaf.
It made 12 to 14 servings and very low cost!
Letting it cool a bit before slicing and wrapping single portions to freeze.

I am looking forward to enjoying it for dinner!

Purchased some of the ingredients at the Dollar Tree and the rest were on sale.
Don't have to cook for a week.
Have several portions of different foods in the freezer already.

Call me cheap. No, I am thrifty and creative.
Serves me well.

ARTCHICK1957's Photo ARTCHICK1957 SparkPoints: (22,863)
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7/25/14 10:52 A

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I have been reading through the post and have found it a great source of tips for saving money. Many of them I am already doing but there are many I haven't tried yet.

I have tried using coupons, but don't have much luck with it generally. Most seem to be on name brands and I often find the store brand cheaper without the coupon. Also we are on a diet I have worked with to accommodate all our health issues and still keep it nutritious and satisfying so we can live with it long term. Everything I buy is either low fat, no salt added, salt free, sugar free or very low sugar. It is hard to find coupons on these items. We use a lot of fresh fruits and vegetables, I try to buy in season at outdoor markets.

We use a credit card for convenience but by checking my receipts during the months, we make sure to keep it low enough to be able to pay it in full at the end of the month. This way we have used it for many years and never paid a cent of interest.

One place, I see I can do better is to make my meal plan before going to the store. I tend to plan meals as I am in the store which leads to a lot of impulse buying. I need to make a list and stick to it.



Dotti



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VEG954 Posts: 3,746
7/24/14 6:38 P

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Sounds like a great plan!

ARTCHICK1957's Photo ARTCHICK1957 SparkPoints: (22,863)
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7/24/14 2:01 P

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we live in an area that is very cold, and gets lots of snow and ice in season so for our health and well being, (we both have many medical problems, including arthritis}, we really need to go south for the winter, and to be able to afford keeping up a winter home down south we close up and don't heat our northern home. By doing this we save nearly enough to cover all our southern expenses.

We can no longer drive south so we fly and need to have a vehicle down there. To make this possible we bought a reasonable used vehicle down there and we use the same plates and insurance on both vehicles, by registering vehicle and switching level of insurance on vehicles with each move.

When in the north we put our southern cable and internet on vacation and only pay a small fee to do it and when in the south we do the same with our northern cable and internet.

We have switched to having only a cell phone that we use all the time for both places.

I don't use a dryer. I line or bar dry everything. We use our air conditioning in the south as little as possible and use only fans in the north during the summer.

Dotti



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VEG954 Posts: 3,746
7/22/14 8:30 P

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Learning to survive with the air conditioner set at 78 during the day and 77 at night.
Using a small fan has made a world of difference!
During the cooler days, I have only used the heat (for 1 day) in two years.

I am rewarded every month the electric bill is received.

I also have high impact windows which cut way down on outside noise, are shatter proof and have no air leaks. Have had them for 7 years. They have more than paid for themselves.

LIZZY21401's Photo LIZZY21401 Posts: 556
7/22/14 6:14 P

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Had a mid morning dr. appointment. Pack lunch and water. Save money on eating out.

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VEG954 Posts: 3,746
7/20/14 10:32 P

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When using my car to run errands, etc, I put on my seatbelt, then start the car, lower the windows to get out some of the heat (South Florida) and then turn on the A/C. After that I close the windows. Saves a little on gas.

When shopping, I leave charge cards at home. If I really need, not want, something I ask the storem to put it away for me until I pick it up the next day. It cuts down on compulsive purchases.

TEDDYTEDDY's Photo TEDDYTEDDY Posts: 2,778
7/20/14 9:48 P

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My lawn service resigned due to hitting a stump (4 inches) and breaking the mower. Juan called and said he cannot afford to mow my lawn any more.

The handle of the mower fell off and had to get it repaired. They also tuned it up and now I am able to start it up.

I lucked out and found an honest stump grinding person and got all the stumps (12 small and 1 somewhat large) removed. The cost was 175 and I traded a wicked weed whacker with a large metal blade for 50 of the cost. Now I am able to start the mower and don't have to worry about hitting stumps.

The mowing gives me about 3 hours of exercise about every 5 days and also I don't have to pay the lawn service. which was costing about $60 every two weeks. Hopefully, we don't have the torrential rains we had a month ago.

Teddy

Courage doesn't always roar:

Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.""

Tomorrow is here.









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GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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7/14/14 12:30 P

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HANGING CLOTHES ON THE LINE

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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VEG954 Posts: 3,746
7/14/14 12:05 P

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Yesterday I cooked 5 pounds of boneless skinless (fat removed) chicken in the crock pot.
The chicken was on sale for $1.99 a pound.
Cleaned and added tons of celery, large fresh tomato, yellow and red mini peppers that I already had.
Also got a fresh jalapeno pepper.
Purchased a package of radishes, carrots and sliced mushrooms on sale.
Cut all the vegs up and put in the crock pot except the frozen ones and mushrooms.
Had a frozen package of broccoli, cauliflower and snow peas. (Half off)

Looked in the pantry and found a small can of tomato sauce, Rotel tomatoes with green chilies and a regular can of tomatoes.

Added 1 T instant decaf coffee, 1 T cocoa powder unsweetened, 1 T soy sauce.
Spices??? Yes
Red pepper, salt,Truvia, 1/4 cup of regular mustard, black pepper and mixe Italian herbs with a pinch of lavender.
Added about a cup of filtered water.

Turned it on high and let it get hot. That was about 7 pm.
Turned it down to warm (mine tends to run hot) and let it cook until 6 AM.

I got so many meals out of all this I won't have to cook anything with chicken for a over a month.
Put most of the portions in the freezer.

That is one of the ways I save money.

Edited by: VEG954 at: 7/14/2014 (18:01)
MOMMA48's Photo MOMMA48 Posts: 554,509
7/14/14 8:25 A

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That's the way to do it! And, I thought about the same type of thing just the other day. Time to check out the freezer, eat what we have and watch the upcoming grocery ads for new sales to stock it again with fresher items.

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GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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7/5/14 9:19 A

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I ate out of the freezer for the 4th for all meats...picked up only what we would eat in fruits for the 4th and planning menus

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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TEDDYTEDDY's Photo TEDDYTEDDY Posts: 2,778
7/4/14 2:11 P

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Made it around the yard one time, got mower clogged with wet grass. Cleaned it out and then it wouldn't start again so I am taking a break after 1/2 hour of mowing and trying to restart. Hopefully I will be able to restart it soon.

Started mower 2 more times and each time the mower died after only a few minutes and would not restart until it cooled off approximately an hour per time.

I think I got about an hour of exercise attempting to mow the back yard. Thank goodness the front yard was easily done the day before.

Edited by: TEDDYTEDDY at: 7/5/2014 (17:16)
Teddy

Courage doesn't always roar:

Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.""

Tomorrow is here.









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VEG954 Posts: 3,746
7/4/14 1:55 P

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Just think of the money you're saving doing the yard work.
Sounds like a great workout.

TEDDYTEDDY's Photo TEDDYTEDDY Posts: 2,778
7/4/14 12:49 P

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Couldn't start my lawn mower so took it in for tuneup and get handle repaired. Was thinking about buying a new electric start for over $400 as it was so hard to start. All it needed was tune up and minor repairs for $120. Going out to finish mowing right now.

Teddy

Courage doesn't always roar:

Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.""

Tomorrow is here.









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SHAKESALOT's Photo SHAKESALOT Posts: 1,284
7/3/14 11:24 A

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I decided to make my own home bug repellent. It works great for gnats, flies and no see ems and mosquitoes. Not sure of ticks....but I haven't found but 2 on me since beginning of Spring. I know they are really bad this year. If you want to try this really simple money saver: I find the price of bug repellent very expensive and don't last.

Glass jar with lid
new shoots off ceder trees(the pretty new green growth)
oil Olive oil, coconut oil or safflower oil(great for skin)
cloves
mint
Stick for mashing

fill jar with as much ceder as will hold add as much or as little of other ingredients as want. with stick mash or crush ceder down add more if will fit. Should be able to smell the scent really good. Fill jar now with oil. Place lid on it and sit it in sun for several weeks. The oils from plants will infuse with other oil. Can be used sooner - longer it sits the stronger it gets. I have tried this while mowing, walking and weeding. Works great!! It helps moisturize my skin as well - double bonus! : ) ***** use caution on face**** found the oil was too heavy and blocked my pores. I now only apply on ears and around hairline*****

It can be strained(I actually like the looks of the ceder in the jar).

Worth a try!!!!

Making it real!
VEG954 Posts: 3,746
6/30/14 4:11 P

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I had lots of company yesterday and they all are huge filtered water drinkers.
In the past I would load up the fridge with bottled water.
This time I invested in a $3.00 two gallon container with a spout.
The day before I filled 2/3 of it with filtered water from my filtering system.
It stayed in the fridge overnight to get cold.
Next day I filled the container with ice, put it on the counter on top of a towel.
They went thru most of the water!
Now there is less plastic in the landfill and more money in my pocket.
The girls loved the idea and are going to do the same thing.

This would also be a grand idea for picnics and thirsty kids.

RAWCOOKIE's Photo RAWCOOKIE SparkPoints: (17,266)
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6/30/14 3:46 P

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The main thing that I have done to lower monthly expenses is to make sure I've worked out my budget for the month before I start spending money!

*Gill*
Time Zone GMT = EST+5

"...regardless of the short-term outcome, the very fact of your continuing to struggle is proof of your victory as a human being." Daisaku Ikeda


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VEG954 Posts: 3,746
6/29/14 11:07 P

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You are very welcome.

ANOTHERMOMOF2's Photo ANOTHERMOMOF2 Posts: 4,414
6/29/14 11:06 P

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I knew vinegar was a good cleaner of glass and counters tops but I hadn't tried it on stained clothes. I will have to try that. Thanks.

Karen

http://www.fitbit.com/user/23NSBD


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VEG954 Posts: 3,746
6/29/14 5:27 P

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Thought of a few more things:

I put diluted white vinegar in a spray bottle.
It cleans everything except wood.
Also gets stains out of clothes.

Did the same thing with alcohol.
Keep it in the bathrooms for quick clean up and to sanitize.

Had an old set of flannel sheets and some all cotton worn T shirts.
Cut them into squares and use them instead of paper towels.
Works even better.

VEG954 Posts: 3,746
6/27/14 10:27 A

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Before food shopping:
Check foods on hand.
check grocery ads.
Collect coupons for items I really need, not want.
Check for BOGOS
Make food list by store.
Next to each item I write the brand and sale price.
Use coupons and discounts.
Before checking out I scan my cart and put back any items that were impulse items.

GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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6/27/14 9:50 A

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garden in....eating more salads and fruits in season!

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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6/26/14 10:00 P

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shopped with BOGO going on for ravioli, salad greens and talenti gelato...and saved 55% on my grocery bill emoticon

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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VEG954 Posts: 3,746
6/25/14 9:09 P

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Just thought of another shoestrings thing I do.
Instead of going to the mall to buy things I mall walk.
Of course I leave money and charge cards at home.

I purchase items at thrift stores and garage sales.
Especially clothing since I've changed sizes so many times.

JEANINE100's Photo JEANINE100 Posts: 3,291
6/25/14 3:02 P

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We changed telephone and internet service and are saving about $80.00 a month now. I'm retired so I'm not buying things for work that is saving us about $100.00 a month. Cut back on the magazines we received, watch what we actually are buying and only buy what we need. We do one week-end a month that we will do something special. Paid off most of our credit cards. It is wonderful - saving more and enjoying life more.

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6/20/14 12:50 P

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WOW Veg that is a lot...we think alike....others for me include:

Planning to make my own GF flour mixes and save big.

We haven't turned our a/c on yet this year...have used the ceiling fan in bedroom and one in the livingroom though.
Fan on deck shades the diningroom and french doors.
.
Hang clothes on the clothesline...saves dryer costs and builds up money for winter fuel bill




)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
((. . -::-
-::- ((.* Dusty



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VEG954 Posts: 3,746
6/19/14 8:54 P

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Cancelled home phone and using a cell phone service for 40 bucks a month.

Downgraded internet service and am paying $29.00 a month.

Raised the temperature on A/C unit to 78 degrees and bought a fan. Giant savings!

Bought tankless hot water heater
.
Installed high impact, insulated windows. They keep out outside noise, have no leaks of air or water and I don't have to buy hurricane shutters,

Buy meats only when they are a good buy.

Same thing with produce. Try to buy when in season only.

Shop the perimeter of the grocery store.

Use kitchen towels and washcloths instead of paper towels most of the time.

Clean with white vinegar, baking soda, alcohol,etc. Do buy detergent on sale.
Don't buy fabric softener. Use the vinegar in last rinse instead.

Cook in volume and put portions in freezer. Yum! Only use oven twice a month.

Use water filter instead of bottled water. Don't buy sodas or flavored drinks.

Ask friends for cuttings of plants to root in indoor pots. (Have lots of plants in my condo.) Helps improve air quality and looks great.

Use only enough shampoo and conditioner to do a good job, not what I used to use according to manufacturers directions.

Use liquid bath soap in a pump bottle. No waste.

Now about coconut oil... I use it in the kitchen, as body oil and shaving legs, makeup remover and all over moisturizer.

That's enough for now.

Edited by: VEG954 at: 6/19/2014 (21:03)
GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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6/19/14 11:07 A

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recording money spent to fine tune expenses

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. .))May you have Butterfly Mornings and Wildflower Afternoons!
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-::- ((.* Dusty



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HOPEFULHIPPO's Photo HOPEFULHIPPO Posts: 6,224
6/17/14 6:09 P

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What's a Roku? I am starting to clean closets and sell stuff...

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GOLDDUSTTWIN's Photo GOLDDUSTTWIN SparkPoints: (79,932)
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6/12/14 9:01 A

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getting garden in...finally

)) -::-
. .))May you have Butterfly Mornings and Wildflower Afternoons!
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