Author: Sorting Last Post on Top ↓ Message:
DDOORN's Photo DDOORN Posts: 23,990
6/7/09 12:30 P

Community Team Member

My SparkPage
Send Private Message
Reply
Debt Reduction Calculator

The Debt Reduction Calculator for Excel is a tiny file (just over a megabyte) that you can use to make big debts more manageable to understand—and, hopefully, pay. The data file is usable with Microsoft Excel or any compatible program, such as OpenOffice. It allows you to track your outstanding debts and offers realistic options for how to reduce them. The sheet employs popular strategies such as debt snowballing and highest-interest payoff to suggest how best to deal with your financial obligations.

Download It Now: computershopper.download.com/Debt-Re
du
ction-Calculator-for-Excel/3000-2057R>_4-10770226.html


Free personal finance programs

It’s time to whip your finances into shape. Money is tight for everyone these days. It’s important to manage your budget properly. But that’s easier said than done.

Thankfully, you won’t be on your own. There are some great programs that can help. They can show you exactly where your money is going. And they’ll help you put your money to better use.

SimpleD Budget – This program is for creating a personal or household budget. You’ll start with your monthly income. Then, you can allocate it across a number of categories. These include bills, savings, entertainment and more. Finally, you’ll track your spending through the program. And it will show you how well you’re meeting your goals.

GnuCash – Maybe you want to manage all of your expenses. With this program you’ll track a number of checking and savings accounts. You can also track loans, stocks and mutual funds. This program can be labor intensive. But it’s also incredibly useful. All of this information is compiled into reports and balance sheets.

AceMoney Lite – This is a lighter and more focused program. It lets you track a single bank account in detail. You can watch all the activity on that account. And you’ll get monthly and yearly income and expense reports.

Credit card calculator – Credit cards can get you into trouble. They aren’t necessarily bad. But staying on top of your debt is important. This shows you how long it’ll take to pay down your balance. You’ll better understand the impact of using your credit card.

Excel templates – Tracking large loans, like a mortgage, takes some extra work. Microsoft Excel is built to crunch numbers. A free amortization schedule template will help you track large loans. If you dream of paying your loans off early, this will help.

Cost: Free

Links:

SimpleD Budget - www.komando.com/downloads/category.a
sp
x?id=4900


GnuCash – www.komando.com/downloads/category.a
sp
x?id=6107


AceMoney Lite - www.komando.com/downloads/category.a
sp
x?id=4902


Credit card calculator - www.komando.com/coolsites/index.aspx
?i
d=5570


Excel templates - www.komando.com/downloads/category.a
sp
x?id=5996


DIY Debt Personal Debt Management Software 1.0.0.3 - This debt management software allows you to create a payment plan to clear your debts. It prints all the letters you need to send to the companies you owe money to. It is packed with help and advice to answer all your questions and make the process as easy as possible.
download.cnet.com/DIY-Debt-Personal-
De
bt-Management-Software/3000-2056_4-1R>0899909.html


Edited by: DDOORN at: 6/7/2009 (12:31)
Co-Team Leader for All Health Pros, Binghamton Area Losers & Laid Off But Staying Strong SparkTeams

Don't die with your music still in you. -- Dr. Wayne Dyer

"We either make ourselves miserable or we make ourselves strong. The amount of work is the same." --- Carlos Castaneda

"You yourself, as much as anybody in the entire universe, deserve your love and affection." --- Buddha

rules4humans.com


 Pounds lost: 112.3 
 
0
30
60
90
120
Page: 1 of (1)  

Report Innappropriate Post

Other Laid Off but Staying Strong General Team Discussion Forum Posts

Topics: Last Post:
Growing Job Fields for 2014 2/19/2014 9:29:08 AM
Job hunting tips & hiring must-do's if you're 40+ 9/16/2014 9:50:03 AM
Tech Jobs of the Future 8/2/2014 1:01:29 PM
Legitimate Work At Home Jobs 11/7/2013 4:01:33 PM
5 ways the workplace will change in 5 years 10/7/2014 11:06:03 PM

Thread URL: http://www.sparkpeople.com/myspark/team_messageboard_thread.asp?board=0x28013x26133161

Review our Community Guidelines