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Money Savers

A Guide to Posting in Your SparkTeam Forum

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SHEEPINGLY
SHEEPINGLY's Photo Posts: 1,840
1/16/07 5:41 P

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I'm sorry elainey my internet was down LOL.

Ing is safe...even Spark Guy Chris (i think that's his name) works for Spark people he loves them..so I gave it a shot and they work.

What they do is because they are strictly online only (no overhead costs of having in person employees) they save money which means they offer you a higher interest rate on your savings account than actual banks do. I think ING is somewhere between 4.5 and 5.01% I can't remember. I try not to look at it all the time.

When you sign up they ask you how much you want to transfer. It can be as little as $5.00...and maybe within a few days to a week and a half your bank account is verified and the money sits in your ING account collecting interest...of course the more you have in the the more interest.

I think $5 = 1 penny in interest per month

and around $500 = $1.35 in interest per month

so $5,000 will be maybe around $15 in interest per month.

I think they are highly reliable and trustworthy. I know it's scary cause there's no "live" person but if you feel you have 2nd doubts. Do research on them on the Better Business Bureau and Ripoffreport.com or other fraud reporting sites.

Heck you can even call ING and talk to the Representative.

All I know it's a decent place to stick your money so it's not as accessable as a bank atm is but you can get your money within 3 business days of you requesting to withdraw your money from your ING.


I personally use it as my 6 month Emergency fund. Like if I lost a job I'll have at least 6 months worth of bills saved.

Mutual funds I would use more rather for supplemental retirement funds and wealth accumulation.

And Roth IRA solely for retirement since you can't take it out until legal retirement age.


Edited by: SHEEPINGLY at: 1/16/2007 (17:42)
Goals:

Pay off Debt [CT: $35,422.14 ]

Drop down to 135lb.

See my Spark Page for status of Other Goals! rebellionstartsnow.typepad.com


 current weight: 166.0 
 
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ELAINEY1
SparkPoints: (0)
Fitness Minutes: (100)
Posts: 2,166
1/14/07 10:58 A

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sheep..do you do the automatic deposit or send it in yourself...for the ing?

i beleive in mircles, where r you from, you sexy thing ez


ELAINEY1
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Posts: 2,166
1/13/07 9:25 P

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never mind, my sister has an accout with them so im in!!!!!! thanks for the info!! emoticon

i beleive in mircles, where r you from, you sexy thing ez


ELAINEY1
SparkPoints: (0)
Fitness Minutes: (100)
Posts: 2,166
1/13/07 8:54 A

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sheep/// i want to go ahead a open an ing account...i looked them up and seems they are only on line and linked to my checking account...they ...safe????????

i beleive in mircles, where r you from, you sexy thing ez


SHEEPINGLY
SHEEPINGLY's Photo Posts: 1,840
1/10/07 3:39 P

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I found this team because someone found me and asked me to join lol.

Goals:

Pay off Debt [CT: $35,422.14 ]

Drop down to 135lb.

See my Spark Page for status of Other Goals! rebellionstartsnow.typepad.com


 current weight: 166.0 
 
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144.5
135


MRSFIXIT
MRSFIXIT's Photo SparkPoints: (0)
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Posts: 14,039
1/8/07 10:38 P

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That's really cool. Maybe we'll also get some good ideas for saving money & making money, too!

Donna (Upstate NY)

"Even monkeys fall out of trees."

"Suffering is the tuition one pays for a character degree."

"Accept your diagnosis, but never your prognosis."

home.roadrunner.com/~andydonna


 current weight: 122.0 
 
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MRSAMMOTECH
Posts: 517
1/8/07 9:00 P

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That's how I found this team!

Glad to be here
Tami



PEACEB2U
PEACEB2U's Photo Posts: 470
1/8/07 8:32 P

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I did see that Carrie and thought it was very cool. I think that's why we have gained so many new members this month. It's great to see so much activity at our forum.

Check out the "Money Savers" spark team and start working on a debt-free diet



 current weight: 201.0 
 
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SHEEPINGLY
SHEEPINGLY's Photo Posts: 1,840
1/8/07 5:05 P

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I try to refer people in my other Spark Teams to this one as much as I can and vice versa! Yay!

Goals:

Pay off Debt [CT: $35,422.14 ]

Drop down to 135lb.

See my Spark Page for status of Other Goals! rebellionstartsnow.typepad.com


 current weight: 166.0 
 
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154
144.5
135


CCMERZ
CCMERZ's Photo Posts: 571
1/8/07 2:34 P

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It's kinda cool, this group is one of the ones featured in the article on the SP homepage today called "New Year's Resolution Teams!" I just wanted to share that with everyone, it was cool to see our little group listed. Peggy, do you feel like a celebrity?emoticonMaybe some new folks will join us as we try to get lighter pounds-wise and debt-wise.

Keep on keepin' on everyone!emoticon

Carrie C. :)

I *WILL* MAKE IT, BECAUSE I'M WORTH IT!!!


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