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I'm so sorry for all that you all are going through. I was told last week that I am being sent to work in another department after 10 years, and only 30 hours per week. I'm really haiving a hard time going to that dept - accounting. I'm a social worker, I don't do well with numbers, and I'm terrified! I keep telling myself that at least I have a job. I've put in applications for part-time jobs, and am trying to get creative about spening and money. My son is moving home to help with the bills, instead of buying my daughter clothes, I've contacted some of her friend's moms and we are getting the girls together to do a clothing exchange. My daughter, like so many girls her age, has clothes she has never worn, but were purchased impulsively, The girls think its great and they will get new things to wear with out spending a dime.
So try and think creatively and hang in there - all the money tips here are wonderful so please keep them coming!
I know it can always be worse, but it can be better, too. Knowing it can be worse is sometimes little comfort. Stay in tough with friends and talk to them when things get tough - pull your support system together and make sure you talk about things, holding them in will only hurt more.
Edited by: DAWNLOGA at: 3/29/2009 (09:21)
we are in worse
i have a pizza store that is not working at all
i'm happy if i make 20$ a week
my husband lost his job a week ago
i have a big loan on the house
2 loans for the store
and 1 for my car
3 kids, 2 are teens, 1 is baby
paying taxes to the goverment 1000$ a month for5 months more because i have a store he doesn't care if it is working or not
know lets see how we add up
see there is even worse
My nephew's dad just lost his job of 20 years. I can only imagine how devistating that is. I was close once to possibly losing my job (about a year ago). I went thru a depression and didn't tell my husband I wasn't paying all the bills and we got behind on a lot of small bills. Those that are going thru these rough times need to remember to communicate with each other and don't be afraid to tell each other what's going on with your lives (money, bills, etc.) It will seem like you are stacking up more bad news, but it will help in the end. If you are nervous/afraid to talk to your spouse about the money/bill situation, write a note instead and leave it where he/she will see it. Never forget to tell your spouse how much you love them and give frequent hugs for comfort/love/reassurance.
Hope things work out for you.
I just want to send you and say stay strong and as upbeat as you can. Stress takes it toll on not only our bodies but our relationships so try to find things for you and your husband to smile and laugh about. My husband and I are basically in the same boat as you and you have my sympathy and understanding. Here's hoping '09 is gonna get much better!
You can reduce your grocery spending by using Angel Food Ministries (www.angelfoodministries.org) if there is a distribution location in your area. You can buy a unit of food (enough to feed a family of four for a week for dinners and maybe lunches) for $30! It is all top quality food (my parents loved it, but they ended up with too much food!). (They now have a distribution location in my area so I will get to pick up my first order at the end of the month.)
Like others have said, don't spend any money that you don't absolutely have to. Eat all of the food that you have in the house (we have been eating out of our supplies for almost everything except milk and bread for over a month now) before buy more food. Rethink what are items are truly necessities and what are nice-to-haves (i.e., you can use towels and rags instead of paper napkins and paper towels).
Sign up for all the aid that is available so that the money you have will last longer.
Call all of your creditors and let them know if you aren't going to be able to pay them. Remember to pay your creditors in order of importance (your home and transportation first!).
Conserve using all normal means (reducing gas, electric, etc.).
I hope that your husband finds the job of his dreams quickly. You will make it through this!
Edited by: RELISHINGLIFE at: 3/21/2009 (19:35)
Hi there, so sorry you are going through what so many are going through. My hubby lost his job back before this ecomony thing and I think it worth a try now. He finally after pouting for 3 weeks went and signed up with a Temporary agency (or 2) and see if any money is better. While working at that the folks he worked with treating him very well. Then one day he dropped off a resume at a business and lo and behold they hired him.
Good luck in finding new employment. It is out there, just have to find it.
Don't spend money that you don't have to spend. Use all networks that you have to let people know you are looking for a job. Keep encouraging each other!
Thank you for the perfect job. Thank you for the perfect Job.
That job might be your own business too.
It's not the paths you choose, it's what you do with those chosen paths.
At 125 take a look at what I want to do next.
Check every avenue for a job. Let friends & ex-co-workers know he's in the market for a new job. Leave no stone unturned. He might have to settle for a lower paying job for now, then keep looking for something better.
In the meantime, keep spending down, as already suggested. Also, look for things you can sell on eBay, plan a garage sale, & stuff like that.
Try to stay positive & not dwell on the negative. Easier said, than done, I know, but still try. We've been through this, too. In fact, at one point, DH & I had BOTH lost our jobs! Life does go on, & you will survive this!
Donna (Upstate NY)
"Even monkeys fall out of trees."
"Suffering is the tuition one pays for a character degree."
"Accept your diagnosis, but never your prognosis."
Keep your heads up and you will do fine. We've been through this numerous times. If you can't pay a bill on time, let the company you owe know. We've done that and been lucky to escape a late fee once or twice. No unneccessary spending. No eating out, that sort of thing.
"You may have to fight a battle more than once to win it." -Margaret Thatcher
20--New tennis shoes
25 pounds New outfit--or two
30 pounds--SPA day
35 pounds--New outfit
40 pounds--Special date night
Not sure what to do. My husband got let go from his job yesterday. I think we're both still in a shock sort of. He had been looking for a new job (they didn't know though-he and his new boss weren't seeing eye to eye much) so we're trying to look at it like a blessing in disguise type thing, but we're still worried... he received two checks from the company- one has his last two weeks pay and the other for his unused vacation time this year, but until he gets unemployment, we'll be quite tight. Any advice to tid us over would be appreciated greatly.