Hi, I found two things that have either directly or indirectly helped me with my weight loss. Herbalife and Mary kay (www.marykay.com/tgrow). Herbalife and the coach I have have really helped me be honest about what I put in my mouth and my diary shows me where I am going wrong. Mary kay has helped clear up most of the worst acne I had from a year of not really being able to take care of myself. It's interesting applying makeup with your inferior hand, lol.
current weight: 259.0
Fitness Minutes: (4,773) Posts: 1,909 7/11/08 11:18 P
Welcome to the team!!! I am still in way over my head when it comes to debt but I seem to be managing the stress well and determining the best solution for us. We owe way to much...
But there is a light at the end of the tunnel and this team has taught me that I do have control in many areas when it comes to my debt. The debt is not fun but I am proud of what I have accomplished thus far! You have done a super job and I hope you have some great ideas to share with us.
Yesterday we got a monthly bill for a very small school loan we are paying on, the interest went down from 8% to 5%...I was thrilled because now it means any extra that I pay will help pay down the actual loan and less of the interest. This isn't your typical school loan which is why the interest is a bit higher. We have managed to get much of our c/c debt on low interest loans on our own so that feels great! But we are both unemployed at the moment, due to lay offs and are stuck paying the minimum again...wish us luck, we are going to need it. I'm on my way now to the library to seek out David Ramsey's books and continue to work on this debt of ours. Oy Vay!
The only thing you can change is yourself, but sometimes that changes everything.
You have done a super job! I just started getting out of debt about 2 months ago. Have contacted all my debtors and made arrangements of lower interest rates and making monthly payments which has eliminated a lot of stress. So far so good and working on the emergency fund now. Having yard sale tomorrow to get some more income for the emergency fund plus hope to get rid of a lot of stuff not needed. There is a light at the end of the debt tunnel!
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