I think what is appealing to me about the Y is that I get a choice of 2 facilities (both of which are closer then the B&GC) and I get take group classes there. As well as access to both pools/gyms/fitness centers. They also offer programs for Alexis (like swimming).
All of that is worth the extra $20/month (I think).
If you always do what you've always done, you'll always get what you always got.
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