Another vote for contacting the manufacturer. Since it has almost been a yr, usually any "warranty" would be through them at this point. But bringing it into the bike shop may not be a bad idea. Hopefully they can confirm it is something wrong with the paint job & not user error.
You may want to do a search Google of your brand bike & see if there is any kind of history of this type of thing. I did this with my car & was able to get some things taken care of under warranty that I would not even had known about without the forum info (like rust under the rubber gaskets on the doors ~in Southern CA?!?! ~ manufacture error for sure!)
ANYWAY, best of luck & let us know how it goes!
“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” ~ William Arthur Ward
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