I am very grateful for: -- emerging from Christmas with NO new credit card debt! -- learning that my employer plans to increase their "match" to my retirement savings to 5.3% -- auditing our spending for 2013 and finding we stayed within our budget (except for healthcare costs)
This is a great way to launch a new year!
The fact that I can plant a seed and it becomes a flower, share a bit of knowledge and it becomes another's, smile at someone and receive a smile in return, are to me continual spiritual exercises.
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