This may not help but, I started to sell items that I don't use any more, even clothes that are still in good condition. I use that money to pay off bills a little quicker. I also have a jar that I keep hidden that both my Hubby and I put our change in. Once we fill it we take it in. I have also sold old pieces of jewelry that has been handed down to me (i.e. gold, silver) and made pretty good money. It is one way of De-cluttering and making money at the same time. Garage sales work and so does E bay but, they are a lot of work. Second hand stores can be very picky but some times worth it to sale your clothes.
I would continue to stay on top of you credit card companies and see if you can talk to a supervisor to see if they can help you change the dates. Some times calling back another day and getting a different person can help. But, they should be willing to work with you since things have changed and the fact that you are trying to pay down the debt.
Good luck and I hope that helped.
| current weight: 127.0