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I have done the Dave Ramsey worksop. It is great to gain back control over spending. the real key to success is to change the spending. sounds so easy but in reality it is really HARD
My word of the year is TRUST
I will Trust in the Lord with all my heart and lean not on my own understanding!
EST Northern KY
I like the article because the author understands that no one approach fits all. Positive reinforcement is crucial to success and we are all different in what motivates us. The only disadvantage with articles like this is that it often leads people to think that they can solve their debt problems without outside help.
In severe cases I think Consumer Credit Counseling is often necessary to get an outside and unemotional perspective on the situation.
You can talk to God all you want and that's great, but the changes happen when you start listening to him.
BE THE CHANGE YOU WANT TO SEE IN OTHERS.
Things are not what they seem, THEY ARE WHAT THEY ARE.
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Yes, I'd advise those who have debt to read this article. Thanks for sharing.
Yes, good article.
CSTzone, Wpg, MB, CAN Leader Corrosion of Conformity, Winnipeg Sparklers, Positive Thinking.
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"May you have
the vision to recognize
the door that is yours,
courage to open it,
wisdom to walk through.
- Jan L. Richardson
Thank you for the information it was very interesting.
For Ever Door That Closes There is Another Door That Opens
Window Cleaner Non-Toxic
How to Steady a Wobbly Chair
Very good ! So may people need to get out from under debt - not just this country !
Found this on my home page. What do you think?
6 Ways to Pay Off Credit Card Debt
Linda - North East Indiana, USA `Goal to build myself up to reach 1,000 fitness minutes per month.
Frugalists and Simple Living [co-leader]
Team Co-Leader for OSTEOARTHRITIS OF THE LOWER BACK
"To lose a healthy one pound of fat per week, all it takes is a 500-calorie deficit per day."