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ASPENHUGGER's Photo ASPENHUGGER Posts: 5,296
12/24/10 12:22 P

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I know -- I think it would break my heart to leave my grandkids! And at the moment I'm not going anywhere -- I need to get rid of a lot of stuff before I can even think about relocating, even to across the street! emoticon

Kate, in Citrus Heights California

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Our lives are a sum total of the choices we have made. ~ Wayne Dyer



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60SIXTY's Photo 60SIXTY Posts: 24,908
12/23/10 7:37 A

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I would stay near family.
We have 3 out of our five kids within 45 minutes of where we live. The other two will probably stay where they are. One of them is in a really high cost of living area in Colorado.

Linda - North East Indiana, USA `Goal to build myself up to reach 1,000 fitness minutes per month.

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ASPENHUGGER's Photo ASPENHUGGER Posts: 5,296
12/22/10 11:51 A

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I live in California, in one of the cheaper metropolitan areas (cheaper is a relative term -- it's just cheaper compared to San Francisco or Los Angeles). I know that I would be in a better financial position if I moved, but all my family is here & I've lived here all my life (except for a bout in Louisiana). I'm really torn about what to do.

Kate, in Citrus Heights California

If you do not change direction, you may end up where you are heading.
Lao Tse

The measure of success is not whether you have a tough problem to deal with, but whether it's the same problem you had last year.
~ John Foster Dulles

To ignore the facts does not change the facts
~ Andy Rooney

Our lives are a sum total of the choices we have made. ~ Wayne Dyer



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MBSHAZZER's Photo MBSHAZZER Posts: 18,395
12/21/10 2:10 P

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I totally understand what people are saying about not wanting to totally uproot themselves. However, when my parents retired, they moved from NJ to AZ and while they were worried at first, they love it. The main reason for the move was the cost of living and of course, PROPERTY TAXES! NJ is the WORST! When they moved, they joined a church right away and made friends that way. They are quick to invite people over for dinners or get togethers and they accept every invitation they receive. They joined a gym and my mom volunteers with a local organization. It's some effort but it's worthwhile.

"Success is not final, failure is not fatal; it is the courage to continue that counts" - Winston Churchill

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LITTLEFARMMOMMA's Photo LITTLEFARMMOMMA Posts: 12,046
12/21/10 10:34 A

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We live in West Texas (actually about 2 hours away from San Angelo, one of the named good places), and although we have to really watch our budget, we know it is better living here financially than many places. I miss Michigan and California, the two states I grew up in, for the beauty, but I would never want to tackle the cost of living there again!



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LINDATWIN2's Photo LINDATWIN2 SparkPoints: (26,447)
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12/21/10 10:21 A

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I live in North Florida and I do love the simple taxes here - no county or state. However, I think there are parts of florida I'd rather NOT live. Been
here for almost 40 years and did raise my kids here and now some of my G-kids are growing up here, too.



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RONOSOF's Photo RONOSOF Posts: 568
12/21/10 6:09 A

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I live in Massachusetts and it is a difficult state to survive in at any stage of life. To live comfortably , within an hour of Boston, one needs 250k a year. I like th post about Florida. Bit I agree with all, it is hard to make a DRASTIC change!

-Mary
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DIANE7786's Photo DIANE7786 SparkPoints: (77,816)
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12/20/10 11:14 P

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I've always lived in Michigan and have a good income. My husband plans to retire next year. It would be hard to leave family, friends, and all we know, but now we have to consider it.

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12/20/10 9:20 P

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I live in Wisconsin, one of the ten worst states. I hate living here and have for some time. I'm trying to move to Texas in a few years and even that is too long. My husband keeps telling me how they tax the heck out of us here. There are taxes on everything, and too much of it. Again, I won't be living here forever.


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MISS_VIV's Photo MISS_VIV Posts: 12,244
12/20/10 5:57 P

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I've lived in California most of my life. I raised my family here. . I have retired here. You have to watch your money no matter where you live. There is good and bad regardless of what state you live in. I often think .. where would I go if not California. I have not come up with anyplace 'right now' that I would rather be.



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MBSHAZZER's Photo MBSHAZZER Posts: 18,395
12/20/10 3:32 P

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I live in Florida - low property taxes and no state income tax! I sure wouldn't want to raise a family here, but since I'm cheerfully childfree for life, that's not really an issue for me. I'm 36 and I plan on being fully retired by 40!

"Success is not final, failure is not fatal; it is the courage to continue that counts" - Winston Churchill

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THEADMIRAL's Photo THEADMIRAL Posts: 5,233
12/20/10 12:37 P

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I found this article to be really surprising. We live in northern Virginia and feel like it's very expensive for retirees. However, northern Virginia is very different from the rest of the state and that may be why it's not included on the list. I noticed that the District of Columbia and Maryland are on that list and NOVA borders both.
We have family in Michigan, Ohio and Illinois. Ohio and Illinois surprises me, but not Michigan.
Thanks for sharing this article, Linda!

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SRIVERS1's Photo SRIVERS1 Posts: 10,129
12/20/10 12:12 P

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I live Washington state. We don't have state tax here but, we do have a high sales tax. So, far we are still able to find jobs.

But, when we lived in California we saw a lot of problems and miss handling of the state funds. It is a big mess that is getting worse. I am thankful that I have a really good renter in my house.

I read the same article and wasn't surprise by Nevada. We were just in Mesquite,NV and it was a ghost town. In Vegas you used to be able to see the lights of Vegas out in the desert, not any longer. Housing forecloses has always been a big problem in Vegas but, it has even become worse.

In the long run I think were ever you live there is good and bad. And yes, there are some places that are probably better than others. But, if you live your live with in your means than you should be able to make.

I know so many people that are living off of credit cards and are only paying the minimum. This is how we got into this mess.

Sorry, I got on my soap box.

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COPPERPENNY45 Posts: 6,162
12/20/10 9:54 A

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(CAPS FOR VI)
WE LIVE IN MISSOURI. IN 2012 THEY'LL STOP TAXING OUR SOCIAL SECURITY AND IN 2016 THEY'LL STOP TAXING OUR MILITARY RETIREMENT. IT GOES DOWN 15% EACH YEAR IN BOTH. THAT'LL BE A BIG HELP WHEN IT'S GONE. BUT OUR REAL ESTATE TAXES WENT UP EVEN THOUGH OUR HOUSE ESTIMATES WENT DOWN, WHICH DOESN'T MAKE SENSE! LAST YEAR REALLY HURT US AS WE BELEIVED (AS DID ALMOST ALL THE PEOPLE AROUND US) THAT THE FEDERAL TAX THEY LOWERED IN MARCH WAS JUST THAT. THEN, AT TAX TIME, WE GOT SLAMED WITH A BIG FEDERAL TAX. WE'LL HAVE THAT PAID IN A COUPLE OF MONTHS. WE HAD MORE TAX TAKEN OUT OF ALL THAT WE COULD. WE LIVE IN THE COUNTRY SO WE HAVE TO HAVE A CAR/TRUCK. WE'VE GONE DOWN TO ONE WHEN THE VAN JUST WORE OUT. THAT'S WORKING BECAUSE WE'RE BOTH RETIRED. I'VE READ WHERE SINGLE PEOPLE ARE JOINING UP & RENTING A BIG HOUSE & SPLITING THE BILLS AMOUNG THEM.

IT'S SCARY BUT THE SUN'S SHINING. emoticon

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KURTORTOISE's Photo KURTORTOISE SparkPoints: (9,208)
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12/20/10 9:31 A

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Yep! New York State. And, of course, New York City is the worst.
A few days ago, I saw a teacher who recently "retired" -- everyone thinks she's around 60, but she's actually in her early 80s.
Her social security isn't covering everything and she had to seek further assistance from non-profit organizations.
One other thing she mentioned is that she now hates to take the subway because she feels that she's in the way and people seem to get angry with her -- I don't think it's just her perception.
The current NYC mayor is very "corporate" and has worked to attract similar-minded people with money and the atmosphere has changed, especially toward older adults. I don't see many people (fifty and older) during rush hour; I guess they have enough money to take cabs.

BTW, I'm 55, and my generation is supposed to plan to retire around 70-72 (if SS Benefits are still available). I've read articles about cities and states that are best for retirees, but I have no idea in which city I could retire.
-- I'm Apolitical, with almost no interest in politics whatsoever -- many "affordable" areas are Conservative. They would probably consider my "city-minded" views to be Liberal.
-- I've never had to drive. I've always used public transportation (try finding a lot of that outside NYC without going to another expensive city).
-- And I'm not particularly religious -- the majority of people in "affordable" areas are just the opposite.

I don't think I would be able to live in any of those "affordable" areas that show up in those retirement articles.
However, I do know that I won't be able to afford to live here.

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I've already had all the bad things thrown at me early in life, so now that those are out of the way, my future should be wonderful.


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60SIXTY's Photo 60SIXTY Posts: 24,908
12/20/10 8:33 A

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This is about USA. If you live in Canada or elsewhere, you may want to comment about the local economy. When I first saw this link about the worse states to live in if you are retired, I had to click.
Is your state on the list?
finance.yahoo.com/focus-retirement/a
rt
icle/111588/the-10-worst-states-for-R>retirees?mod=fidelity-readytoretire&
ca
t=fidelity_2010_getting_ready_to_retire


I also had to wonder what the worse states are for young families. It might be the same list. But, Indiana has poor employment stats, even if the state is fiscally in the black.

Linda - North East Indiana, USA `Goal to build myself up to reach 1,000 fitness minutes per month.

Frugalists and Simple Living [co-leader]
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