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SASSISPRING's Photo SASSISPRING Posts: 11,762
12/7/15 12:35 P

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How are people doing?

Remember.........Christmas season is not for debt. Don't go into debt to buy stuff - remember it's only stuff, it's the love and the magic of the season that counts the most.

What are ways people have given gifts - at any time, for any celebration - that don't break the bank and create debt?

I have made certificates for babysitting. I put them into the envelopes of friends who had small children. I loved spending time with their children and this way, they didn't have to feel guilty for asking me to look after the children. They loved it.





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SASSISPRING's Photo SASSISPRING Posts: 11,762
11/10/15 11:39 P

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Well....I got through the infection, then developed a nasty head cold, then broke out with a nasty cold sore on my nose and now I'm good to go. haha! I think it had to work its way through my system. My pay took a beating as I was off quite a bit and sick pay is only 80%. I'm thankful though that I do get at least that much. I didn't mention, I'm also on the Library Board as a Trustee. It's still brown out here with higher than usual temps, but it's snowing all round us. It'll come here shortly. Take care!



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SASSISPRING's Photo SASSISPRING Posts: 11,762
10/18/15 11:44 P

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I hope everyone is doing well. I was down for a bit with a wrecked back, got back up and going, then down with an infection in the parotoid gland. I'm on medication for the infection and it's really making a difference. Fall is awesome here in the north, very warm (has gone up to +15C in the daytime) and beautiful. The geese are leaving though, which means winter is on it's way. I also started one course at the local college, under Childhood Education. Still busy on the library board, resigned from the seniors outreach committee (still do their PR, just not sitting on the committee) and still active in Crime Watch. How are you all doing and what are you up to these days?



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9/14/15 9:03 P

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Sounds like a great time SASSISPRNGS!!!!!!

Face my Fears, and learn from them.

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SASSISPRING's Photo SASSISPRING Posts: 11,762
9/14/15 1:50 P

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emoticon

HI! How are you doing? It has been very quiet in the group. I was on a month's vacation. Spent some time here in town with my 7 year old niece, plus did two road trips totally around 3000 kms. Saw family, friends and lots of great scenery. BC is such a beautiful province. :)



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9/12/15 7:15 P

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emoticon emoticon Helllo SASSYSPRING nice to see you again. Its been awhile.

Face my Fears, and learn from them.

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SASSISPRING's Photo SASSISPRING Posts: 11,762
7/31/15 6:40 P

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How is everyone doing? It's the long weekend here in BC. I hope you all have a great weekend!



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SASSISPRING's Photo SASSISPRING Posts: 11,762
6/28/15 4:33 P

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HI, sorry I missed your message. I hope all is going well. The river is finally going down, it's no longer in flood state which is sooner than anticipated. It really stinks in the area now. It'll be good when it finally all dries up and that stink goes away. It's been record heat here, which I know is still low for south areas, but for us is crazy hot - 30C (80F) and supposed to be warmer today. I took my niece to the spray park yesterday and forgot sun block, so we both had burns on our arms. Oops. We plan to head to the lake on Monday as I am on vacation for a week, so will definitely remember the block! Did your husband fix or sell the car?



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5/5/15 10:16 A

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I know we left our car hang in there as long as possible to, but now we have to do something about it dh always used to be able to keep our cars going but now he is not able with his eye sight and all the other problems he has.

I am glad that you are all safe from the river I know where we used to live we were safe from flooding and when we bought this house we made sure it did not flood here to.

We are going to have to drive back to where we used to live to get the car checked out only one dh trust and he says he is not paying city prices so we shall see but if and when we get it fixed we are going to try and sell it A.S.A.P. and be done with it. Have a great day emoticon emoticon emoticon

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SASSISPRING's Photo SASSISPRING Posts: 11,762
5/3/15 9:20 P

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Oh man, I hate car repairs especially electrical. It really is a big ouch. I have an issue with my car heater (too) but so far, I can ignore it. It hasn't completely gone yet.

Our homes are all safe as we are far enough from the river. I'm only a block away but I'm high enough to not worry.

I had a lazy day, doing some email stuff, slowly cleaning and now watching MasterChef Canada. There is a home boy in the contest and so far, he's staying. It's fun to watch. I don't know how they think of these things from their heads. I barely can boil water. haha!!



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5/3/15 7:08 P

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WOW sounds fun I did laundry and caught up on some cleaning, but still was outside more that in. Will your home or family's homes get flooded if the rivers go over? Please be safe nd speaking of debt now the air condition and the heat in our car only works when it wants to and DH has no idea how much it is going to cost, but when it comes to all that electrical it is not going to be cheap I am afraid. emoticon

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SASSISPRING's Photo SASSISPRING Posts: 11,762
5/3/15 12:13 A

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Thanks, the sun came out but it's still a bit nippy. We think that's why the river hasn't overflowed yet, as the snow is melting slow. There is still snow up in the mountains and the river came back up. It's level to top in many places, going over in some areas and getting tight under the bridge. Alcan keeps updates posted on the spill gates, so hopefully it won't suddenly warm up and melt all that snow at once.

It was a good day. I had my niece all day, spent it with my folks - garage sales and trade show. My brother and his wife went out for anniversary dinner. It was a great time. How was your day?



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5/2/15 2:45 P

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I hope you have a great weekend to and sending you emoticon emoticon emoticon Hope those rivers stay right where they are at unless it is down.

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


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SASSISPRING's Photo SASSISPRING Posts: 11,762
5/2/15 1:04 A

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As dogs should be - spoiled that is. haha!

The river is staying at the top level, so that's good. Yeah it's still cool out. It's mainly the wind. We lost 100% of our pines (mountain pine beetle) in a vast area, so nothing to stop winds. It's weird to have such strong winds now. But it's May and that means sun will come out!!!

Wishing you a great weekend!!



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5/1/15 10:09 P

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We still have the heat on, but it is getting much nicer during the day rivers rising are so, dangerous, Hope your weather warms up and brings you emoticon emoticon our dog is so spoiled. emoticon

Edited by: BEETEACHABLE at: 5/1/2015 (22:11)
Face my Fears, and learn from them.

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SASSISPRING's Photo SASSISPRING Posts: 11,762
5/1/15 1:13 A

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Enjoy your sunshine!! We have gray skies, lots of wind and a river that has risen up fast, then stayed high. At least it's not rising higher, it should all be good. I'm hoping it warms up for May, tired of having to turn the heat on. That's funny about your dog, and yes, smelling better is always good haha!



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4/30/15 2:18 P

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Great for you SASSYSPRING I am glad you get to go and meet your bff traveling is always fun if I could win the lotto I would come meet you haha emoticon .

The dog does not put up much of a fight in the bath, but look out when you let her out she like spider monkey emoticon , but then she will settle down and go to sleep, and she smells so much better emoticon Have a great Day it is emoticon for today anyways

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SASSISPRING's Photo SASSISPRING Posts: 11,762
4/29/15 3:05 P

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Hope that the dog didn't protest too much. haha!

It's turned cold here, strong winds and bit of rain, none to really speak of. A storm blew through yesterday with winds up to 70km/hr. It was crazy. At least we didn't get snow, but it was all around us.

I had good news. I was accepted for training through my union, so am flying down to New Westminister (BC) on April 18th. I'll be there a week. My bff and I have been flying with emails to make arrangements to meet up, as she lives across the (Fraser) river in Delta and works in Vancouver, and I'm between the two places. We hope to meet up every night that I'm there. It'll all depend on our schedules. I also hope to meet up with a couple aunties, as I'm flying in a day early, so have one day free. :)



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4/29/15 1:28 P

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emoticon Thank you glad you are feeling better, and yes I would rather it stay cold than changing all the time that is how we get sick emoticon Hope you feel better soon. Today is emoticon and have to give the dog a bath today emoticon not emoticon

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SASSISPRING's Photo SASSISPRING Posts: 11,762
4/26/15 9:44 P

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emoticon Loved your post.

I was down for 2 days because of a virus, seemed better Friday and today (Sunday), I feel like I was ran over. Sneezing and coughing, it's gone from my throat to my nose. As much as the cold isn't fun, I'd rather we have really cold temps over winter to kill these viruses. Ah well, slamming it with lemon and honey today. I hope it kicks it out.

Our river is rising. The experts state we are fine but its' coming up fast. Our river runs off a dam (earth filled dam) and the flood gates are open. The mountains have thawed, so the river is filling up. I'm sure it'll be fine, but its something to see how fast it's rising.





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4/22/15 8:23 P

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emoticon yes and as summer goes on there will only be more variety of veggies and fruits emoticon emoticon I am looking forward to it. Although if the weather does not keep changing so much geez emoticon emoticon and tonight below freezing. emoticon

Face my Fears, and learn from them.

Ask for what I need.

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SASSISPRING's Photo SASSISPRING Posts: 11,762
4/20/15 10:45 P

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I remember farmer's markets in Alberta, they were packed full of everything - from jams to produce, eggs and handmade items, just a great market of everything. When I lived in Grande Prairie I would go all winter to the market for the fresh eggs and bread. Summer was all the produce one could see and later, fruit was brought up from the Okanagan (BC). That's great you have eggs and fresh tomatoes, that is really good.



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4/20/15 11:50 A

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This is really the first farmers market I have been to in forever and I sure do know about it depending on what choices you have around you on the price differences but I was happy with the brown eggs, and the tomatoes had to sit for a couple days, but sure was better than card board ones for $2.99 a lb. that never get red and ripe. emoticon emoticon

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SASSISPRING's Photo SASSISPRING Posts: 11,762
4/20/15 12:17 A

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It really is tough, isn't it Faith especially when you have to cook specific diets. It's good you have a farmer's market, I do love those. Unfortunately our market that will start up in June is very expensive and the produce is at the whim of the weather. You'd think if the produce isn't at high quality, that you'd drop the price to allow for sales. That is not the case here, it's high to start and high regardless if it is of good or poor quality. Plus it tends to be fast food (Indian style and First Nations style), jewelry, lotions, candles and other wares. I don't visit it, to be honest, as it doesn't have what I'd want in a farmer's market.

I went today to the city to shop. I got some meat from M&M Meats and produce from Costco. I shared the produce with my mum as it's bulk family size. With the bit of chicken my nephew purchased, we should be fine for awhile.



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4/19/15 12:06 P

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I hear you SASSISPRING the price of food is so high I look for ground turkey on sale and eat lots of chicken, ,pork, and we have found a farmers market. I love it. DH has to have a high protein diet so, tuna salad also.

Faith emoticon emoticon

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SASSISPRING's Photo SASSISPRING Posts: 11,762
4/15/15 2:36 P

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I received my raises this month. I received a 20c raise in one position and a 10c raise in another position. It kicked me up enough that my overall net income is less than it was prior to the raise. This is why I do not like or support these little raises. It's enough to mess with the overall tax base without adding anything to the income level - or in this case, drops my income level. Then on top of it, everything else increased April 1st.

Then folks go "I don't know why you struggle, at least you make more than minimum wage."

Grrr!!!



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SASSISPRING's Photo SASSISPRING Posts: 11,762
3/11/15 12:11 P

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I am sick over the cost of food. I live in an apt, so it's not like I can raise a cow, pig, chickens and grow food in a garden, so instead I'm held hostage with many others, to purchase food at a store. I'm sure others are feeling the pinch too. Our food has gone up many times over this past winter. Hamburger for example, I paid $4.50 for a good size of ground beef, enough for my nephew and I, and when I went the other day, the same size is now $7.50. Lettuce - simple head of lettuce - is almost $3. I bought strawberries the other day knowing they were out of season and they were full of mold after 2 days. I knew we had to eat them that night, but we forgot to bring them with us to family dinner. Bag salad is now $5 (so I wait until it's at expiry, as they slap on a $1.50 discount). Basic canned goods are through the roof. Yet I can buy (and yes I did buy) processed food, like chicken lasagna for under $4. I can get Shepherd's Pie that can feed 4 people for under $5 - cannot make it for that cost. I can buy all the junk food I want - like pop tarts for my nephew and his sister - for under $2, but it costs around $3 for each pepper that I wish to purchase. There is something really screwy with our system in that fresh food costs way more than processed food and junk food. Anyhow, that's my rant for the day.



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SASSISPRING's Photo SASSISPRING Posts: 11,762
2/24/15 12:18 P

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How is everyone doing? I'm on track for the 52 week challenge. It fell down last year and this year, I'm more focused. I'm using "twonies" to put into a jar, when I have enough to fill the jar, I'll transfer to bills and put in my jewelry box. That's the only downfall to this challenge - where to save the money. I have a TFSA but don't want to put it there, can't drop it into the RRSP and will spend if it's in the chequing. I'm not opening a plain savings account for this, as it costs money to do that. My grandparents were broken into years back and the money in my Grandma's underwear drawer was stolen, so I know it's not safe at home. Oh well, into the jar, then the box it goes and hopefully people leave it alone.



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SASSISPRING's Photo SASSISPRING Posts: 11,762
1/27/15 6:50 P

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Great goals Julie, I wish you all the best with both!! Keep us posted on how it all goes.



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MOMOF3JULIE's Photo MOMOF3JULIE Posts: 21
1/24/15 12:45 P

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Good Morning!

Goals for 2015:

1. Lose 45 pounds by October 21--my 54th birthday. I firmly believe that is going to happen. I lost 40 pounds two years ago before meeting my goal weight of 175. Then I met the most wonderful man I could imagine, and gained 20 back. Now he and I are both on a journey of weight loss and healthier eating.

2. Pay off poor decisions. You know, those high-interest loans that I have used to get by a few times in the past 6 years, but that are still haunting me. I want to get them off my back and improve my credit score by 50 points.

I think both goals are realistic and obtainable. I would like to occasionally chat with someone about both goals.

Happy Saturday!
Julie

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SASSISPRING's Photo SASSISPRING Posts: 11,762
1/4/15 6:03 P

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Welcome to 2015!

What are your plans or goals for this year?

Is there something you'd like to share that we can put up as a team goal?

You can post here or send me a message - if you'd like the group to join in on achieving your goal. I'm returning back to the 52 week challenge - anyone else willing to try this?



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SASSISPRING's Photo SASSISPRING Posts: 11,762
11/12/14 11:31 P

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How is everyone doing?



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SASSISPRING's Photo SASSISPRING Posts: 11,762
8/5/14 5:51 P

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Hello. How are you all doing? I saved up on my little wage, but my nephew ran into problems - lost his job, all the stuff that goes with it, so I helped him out. It felt good to be able to help, but he didn't get a job as quickly as he thought, so he is still working on paying me back. He will though, he's almost done the first month and is slowly getting back on his feet. Hope you are all doing well this summer.



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SASSISPRING's Photo SASSISPRING Posts: 11,762
10/6/13 9:47 A

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Hello. Welcome to the new members. Is there any goal that folks would like to focus on this month?



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8/5/13 2:56 P

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Good for you, that's a great start.



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8/5/13 7:32 A

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Started to organize all my financial information into one place. I've always known my balances, but now I can verify what I know all in one place. Also started me thinking about doing more consideration before any purchase.

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7/10/13 1:04 P

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Welcome to all our new members. How is everyone doing? I was given a monetary gift on the weekend - $3000. I put 1/2 into my TFSA and the other half on my credit card. It made my parents very happy, as they were hoping that's what I'd do with my gift (from them). Hope everyone is doing well.



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SASSISPRING's Photo SASSISPRING Posts: 11,762
6/23/13 9:22 P

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Hello Everyone emoticon

Is there anything that people would like to discuss or have information about? Let me know. For conversation starters, I propose sharing one thing that you did RIGHT this past month in terms of finance. Sometimes we get bogged down on what we do wrong, let's celebrate what we have done right.

I'll start the ball rolling. I have a Tax Free Savings Account and "borrowed" $200 from it, over the past 2 months. I had training down south and even though meals, hotel and travel was covered, I was concerned that if things go wrong, I have no extra cash on hand. I also had a couple chiropractor sessions and massage therapy session to get my body back on track. Add on that my car required repairs, so I borrowed and hoped that by August, I could put it back. Instead of August, I put it back today - the entire amount. I am not short in my chequing by doing that, I made sure to pay my bills first. It sure felt good. :)



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2/18/13 2:52 P

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Sounds like you've made and are making great strides to building back up your credit and paying off debt. You've made solid plans and good on you for following through on them. Student loans are tough. And you've learned from the past, that's really what is important. :)

I did not have to pay income tax this year, as accounting corected the issue from last year. I finished paying off the $2200 of back taxes last month. I will recieve around $100 for income tax refund this year. I set up an increase in my payments to the TFSA (tax free savings account) from $50 monthly to $50 bimonthly. That is my emergency/vacation fund. I started up a new RSP (registered savings plan) of $50 monthly. That will provide me with a wee little bit at the end of the income year, for income tax purposes (the RSP). I cannot contribute what is recommended but it's a start.

My struggles are currently wtih the costs of food. It has climbed steady over the past years and it's anticipated by the end of this year, our food costs will have doubled. I'm broke from eating and if I could cut back, I would. I don't eat out, I don't eat junk, I eat small portions and it's breaking me. I'm on a doctor supervised diet and eating regular food - vegetables, yogurt, meat, fish, cheese - and no grains, beans, milk. I eat around 11-1200 calories a day, so I'm not over-eating. I was down to 700 calories per day - as recommended by the doctor - and we had to increase it, as I was faint, experiencing anxiety attacks, nervous, short-tempered and generally unwell (within a few days of dropping the calories).

Others in the medical group meetings share that they drive to the city and go to Costco, where they purchase bulk food. Being single, not a Costco member and living on one income, I have to say it's very frustrating when I'm told to do that. I have to buy small amounts, in town and it's draining my bank account. If I buy bulk lettuce - for example - I have to share or it'll go bad before I have a chance to eat it all. They were raving on buying 4 large chickens at Costco for a cheap price; suggested we all go out and do the same. If I did that, I'd end up throwing out at least one chicken due to freezer burn. I wouldn't eat it fast enough. I have a small fridge freezer that isn't great, so I don't keep much in it.

It's also not an option to bulk purchase with people, as they are all married (many with children) and they have no interest in bulk buying together. So that's out. Besides, I'm not friends with anyone in the group, so it's not something I'd even approach them with.

It's frustrating. Between that and the cost of gas increasing I want to scream. We have been in contract negotiations for a long time, working without a contract for over a year and no raise (not even cost of living raise) for around 10yrs. The sector I work under is the lowest paid sector in the province - even minimum wage took a big jump/raise last year. I'll keep plugging along but it's so frustrating. I don't go out, the only expense I have is my internet that is cheap as I have a basic plan and the odd scrapbooking weekend. I can't wait for this diet to be done, so I can return back to stretching out meals with pasta and rice.

Anyhow, that's about it. I know I have it better than I did before -as I would never be able to eat this way in the past (fresh fruit, vegetables and meat). I have decided to cut back the cheese as it's going through the roof in price, and it's optional, so I'm pulling back. I'll just keep plugging along. :)

Edited by: SASSISPRING at: 2/18/2013 (14:58)

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LA_MARY's Photo LA_MARY Posts: 145
2/18/13 1:27 A

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Hi all!

Sassi, it did finally warm back up so now it's just seasonal. I hope we don't have another winter like that. You can imagine what it did to my utility bills.

Ginger, glad that the tax refund will make a difference for you.

I have been very intentional about not spending just on a whim, and focused on spending down the debt that I've taken on, including starting payments on those terrible student loans that I got when I was in grad school many years ago and the ex-husb and I did not borrow prudently. I am afraid to say (though not afraid to say it here) that we were those people that used the money for living expenses and not just for school. Very sad.

But I am optimistic that this year will start to really turn the corner for me.

Sassi, I have been working at not eating out - both for health and for money! Both are better if you can plan ahead. I've been using the slow cooker a lot and there's usually enough left over so that DH and I can take our lunches - saves money there. I've been getting a lot of recipes from magazines and also I joined Pinterest and find other pins there that people have already made and commented on it. Let me know how that is going.

Take care, everyone! Have a great week!
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SASSISPRING's Photo SASSISPRING Posts: 11,762
2/3/13 11:45 P

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I hope the tax refund really helps you out Ginger.



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2/3/13 12:21 P

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Can't wait for my income tax to come in and fix my bills about 800 dollars behind. This will catch it up and we can start over. Thank goodness for income tax refunds

Have a great day!!!


 
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SASSISPRING's Photo SASSISPRING Posts: 11,762
1/14/13 2:37 P

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Good morning.

Yes LAMary, 30F for LA is very cold for that area. My friends in San Francisco were complaining about it. My one friend who grew up in Indiana said he moved to SF to get away from scraping his windows, he wasnít impressed. Has it warmed back up there yet? You all arenít made for cold winters, at least here we are used to it.


Itís been around -26C here and with wind, it made it even colder. We also had more snow but not the big dump that we had the other day. Itís warmed up to -8C today, feels like a heat wave. ~laughing~ It was nice to turn down my heat in the apt, as electric is so expensive.

Albelha1, did you find a job yet?

Ginger151, that is the best attitude to take Ė that you cannot change what has and is happening, you can change your attitude and approach. It is best to focus on what you can change, work in small steps towards the end goal. It sounds like you are doing that with focusing on not spending on what you donít really need.

It looks on my payslip that payroll did the calculations correctly this past year, so I should not owe any back taxes. In fact, if it was done as requested, I should be getting a refund. If that happens, I will use it to pay off on the one credit card that I used for my car repairs and other incidentals. I also took time to go over my bank accounts and will close the one savings account that I have. It costs me money to keep it open and I never keep enough in it, to warrant the service charge. I have another savings account Ė tax-free savings account Ė that doesnít have a service charge and I maintain that account with monthly installments. When I set up the original account, there was no other option but the government set up the TFSA a few years back, so might as well focus on one savings account rather than two.

Cost of groceries is climbing and itís predicted that itís going to hit an all-time high here shortly. I live in a rural northern community and access to fresh veg/fruits is limited in the winter. We do have it brought in from the south but at a high cost Ė even without the raise in costs. Meat and especially fish are supposed to climb Ė although Iím not sure why fish is climbing when it wasnít affected by the drought in the USA. Part of me is frustrated because our province doesnít practice local consumption and even though I live in a province that produces more than enough for everyone, we still get our produce from Chili or Fiji or California. I swear the politics of food is so frustrating and aggravating. My mum and I were talking on how we miss having a local butcher in town.

What do people do to keep down food costs? Letís share different ideas and help one another out on this.

When I lived on the poverty line I was extremely creative, however, some things I did wrong Ė donít regret it, as you do what you have to do. I used to eat once a day, buy one burger at McDonaldís for $2, didnít consume anything else during the day. The right way that I also did was create soups, stews and casseroles out of the cheapest cuts of meat, with almost rotten veggies that were on sale and add pasta shells to extend (the soup). Currently I buy the cheapest vegetables and fruit, buy small cuts of meat and yesterday, I bought wild salmon cuts in a box, that were on sale. I plan to make batch meals.

Have a good day all.




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1/13/13 1:30 P

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Having major problems after Christmas and didn't spend that much either. But income tax time is coming and I can get caught up in then, but going to get as much caught up as I can now. Not spending anything we don't have to but there is nothing I need or want now anyways. So I have decided to keep a positive attitude and just work on fixing the problem, instead of worrying and stressing myself out about it. Besides it doesn't help anyways so it is a waste of time to worry about it.

Have a great day!!!


 
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LA_MARY's Photo LA_MARY Posts: 145
1/12/13 1:47 A

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Hi Sassi and all,

Sassi, hope that they are able to help you out, not sleeping is terrible. I had a friend who definitely struggles with that. Prayers that they can diagnose or at least eliminate what it might be. That is great news about your tax bill! I'm paying mine off as well.

Albelha1, hoping for a new job for you to support your goals!

All the best to you and our other friends on this board.

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Freezing in California (literally it's in the 30s!!!!)
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Mary


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SASSISPRING's Photo SASSISPRING Posts: 11,762
1/4/13 1:26 P

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ALBELHA1, I hope that it all goes as planned with hitting the weight goal and with finding a job. You have done very well with the weight goal progress, that's a good chunk of weight to have lost. Good for you.

I went to my doctor in December and he ran a big panel of blood tests. I think he tested for everything we could possibly think of. I was diagnosed with mild sleep apnea and provided with a breathing machine. I still struggled with exhaustion, hence the blood tests. We also discussed the fact that I cannot lose weight, it always finds me. I know, baaad joke. ;P The thing is, over the past 2yrs (especially, although it's been a decade since I was able to lose weight) I lose and gain the same 10lbs. I informed him that as odd as it sounds, being down 50lbs, even though I was still considered clinically obese, was far healthier than this current weight. I was heatlhy then, active, muscular and my joints didn't scream as loud. My thyroid has been stable for years - as I'm on medication - and in fact, it's always running a little high . We keep it there because if it's set to normal levels, my body reacts as if I'm hypo-thyroid. He's perplexed, as am I, as to why I am chronically exhausted and unable to lose weight.

I will see him on Monday and go over the tests. I am on the wait-list for the group medically supervised weight loss that is taking place in our medical clinic and hopefully that will start up soon. It's a frustrating puzzle, that's for sure.

On another note, it's snowing. It's around -10C, so warmed up enough to snow. It's supposed to snow all weekend. We already had lots dumped before Christmas, so this will make those who ski and snow mobile very happy.

Last, good news on fiances. My workplace made an error with my tax rate and as a result, I owed $2200 to Revenue Canada. (income tax) I have been making payments every 2 weeks and after 2 more payments, the bill will be paid in full. I'm very happy about that!!



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ABELHA1's Photo ABELHA1 Posts: 27
1/2/13 6:23 P

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Happy New Year! I'm looking forward to finding a job that pays both the bills and nourishes my soul or at least doesn't tarnish it. If all goes well in 2013 I will have reached my weightloss goal by June (currently approx. 140lbs down, 40-50 more to go) and trimmed down my debt as well. Cheers and blessings to us all!

LA_MARY's Photo LA_MARY Posts: 145
1/2/13 5:26 P

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Happy New Year, everyone! emoticon

Hope the holidays were great and did not break either the bank or the weight bank! emoticon

What are your goals this year and how can we support each other in getting there? emoticon

Have a super last part of the week and the first weekend of 2013!

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12/28/12 11:02 A

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I didn't do great but last year wasn't a total disaster either. So I will be proud of what I did right and learn from what went wrong. I will repeat and work on improving my budget and finances on a daily basis and not repeat the the experiences that went wrong.

Have a great day!!!


 
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SPARKLER5876's Photo SPARKLER5876 Posts: 18
10/14/12 10:50 A

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I really like your Albert Einstein quote.

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10/5/12 12:32 P

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I am beginning to see some light at the end of the tunnel. Almost broke even this month. Feeling better and I know we are going to get through this and hopefully soon have an actual balanced budget. I did lose a pound so that was good keeping positive attitude toward my life and everything else in it.

Have a great day!!!


 
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