Author: Sorting Last Post on Top ↓ Message:
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/18/16 3:11 P

My SparkPage
Send Private Message
Reply
Good morning.

It was great to read all your news Paula. I really enjoyed reading all your updates. It's been a crazy April here, broke weather records for high temps. It's in our favour, as my friend is in the city, from Ontario, so with the good weather I feel comfortable driving there after work to visit. Usually in April we are hit with wet snow falling quite heavily through the month, so it's really nice to see the sunshine and have the warm temps. It's supposed to go up to 22C today and that's our normal summer (July) temp!!

I purchased groceries yesterday and with the increases in food, it was over twice as much to purchase. I did not buy meat, as I'd need a bank loan! I bought processed food as it was far cheaper and goes as far as meat. I cannot eat beans and have to watch lentils, plus soy is completely off my list, so my main protein is eggs, cheese and meat. I bought some perishables too. It's really depressing. It takes me hours to feel better after I've spent money (that I don't have) on something that is a necessity.

The other frustrating part were the apples, as they were bruised and soft, yet they cost twice as much as they normally do (when off-season). I don't get it at all. Today the cost of fuel jumped significantly too. I guess with the warm weather the companies believe that tourist season is already starting up - as our fuel always increases in the summer. Does that happen in other places too?

I went to National Scrapbooking Day on Saturday. I also attended Friday night, but passed up Sunday. I have to read back in my email, as I thought we paid for both a lunch and supper meal, yet when it came to supper, I was asked to kick in an additional $5. It wasn't that much to attend ($50). I won a door prize and other little prizes along the way - all were sticker packages. We also received a package of paper. I met new people and it was very relaxing, a nice way to spend time.

I'm heading to the city on Tuesday. As I mentioned, my friend Kristie is there sorting out her mother's home, so that it can be sold as her mother is moving down closer to Kristie's sisters. Her father passed away in December. This will be the last time Kristie will be in this area (as she came to visit her folks every couple years) and she figures the last trip for years, to BC. It's quite expensive to fly domestic. I'm coming in early to work tomorrow, skip lunch break and leave at 3 PM. We'll have a nice supper out and visit. I'm looking forward to it. We've known one another since Gr 8.

We have a new union representative and she would like to see us more involved with the union. We are disconnected from the city and often it feels like we are on an island. May 1st is a labour recognition day, and there is a big dinner in the city that involves many unions and labour groups. Our union always has a table but we have never been invited. Our new rep invited us to the table this year, so I'll be going to that. I'm hoping a couple new union members go over with me. The meal is free (to us). I'm the shop steward, here in our workplace, so I felt it was important to attend. It should be fun.

Next weekend is my brother and mum's birthday(s), so we'll be going out for dinner on Sunday. I'm not sure what we'll do on Saturday, I'll have to talk to my niece (8 years old), as I'm sure she'll want cake. haha!!

Hope your new computer works well for you. My computer tried to die last month and I got it back up and running. I told my computer to behave, I cannot afford a new one for another couple years. The tech has repaired it twice and said he cannot get parts, so it just better keep on working until I can afford a new one. haha!

take care!



 current weight: 326.0 
 
330
297.5
265
232.5
200
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/16/16 2:49 A

My SparkPage
Send Private Message
Reply

Quiet day at home catching up. Am about to start disconnecting this old computer and sorting out my new one so maybe off for a while or at least till tomorrow sometime till I get it all worked out and set up.

Have a great weekend all. Keep smiling. emoticon

Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/14/16 6:41 P

My SparkPage
Send Private Message
Reply
Have a busy today.

Have to head out this morning to order some flowers to be delivered to an old friend whose husband passed away.

Going to pick up my bread and a couple of other things from my health food store.

Have grocery shopping to do.

My car license needs renewing.

Tonight we are going out to a winery called "Siroment Winery" for dinner in their restaurant for my mothers Birthday which is on Sunday. We tired to book in for tomorrow night as Saturday nights suits all the family better than Sunday night.

Monday is go back to work day after the weekend so Saturday would've suited most better but they are fully booked for three weeks ahead on Saturday nights and we were lucky enough to get in tonight. There are 11 of us going. It should be very nice. I've been there before for breakfast and it's not a place that has your usual hotel or "Pub" food or "Sizzler" or anything like that. It is much more upmarket and classie than that. Breakfast was "to die for" so to speak really nice!

I've been smart and already checked out their menu online to find the healthiest options so as to try at least not to over do it.

Anyhow that's what is planned for my Friday. Hope you all have a good day or night. Keep smiling and keep tracking your food, drinking your water, watching your budget and saving where you can.

WE CAN DO IT! emoticon


Edited by: POSITIVEPAULA8 at: 4/14/2016 (18:51)
Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/13/16 7:46 P

My SparkPage
Send Private Message
Reply
Quiet day at home to finish some organisation that is happening around the house for me. Finally get my home how I like all decluttered and organised. Lose the Clutter Lose the weight as the saying goes. Also losing the clutter will help make my finances all the better as I get more organised in all areas of my life.

After looking at a utube on how to use the Spark people Nutrition Tracker I realised in mine I should be tracking cholesterol which I have not been doing and a few other things so I've added them in to be tracked.

Just for fun and curiosity, I checked out with the nutrition report how I went with cholesterol after adding that in for the last 2 days and both days were somewhere between 200 -300 grams over, so that was another wake up call I needed to have lol. Having a few of them lately lol But that's all good.

Anyhow i'm off to do some more organising in my sewing / quilting / ironing room. Keep smiling everyone and keep on sparkling.


Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/13/16 6:51 A

My SparkPage
Send Private Message
Reply
Have had a busy but successful day. Glad to be sitting down now having a green tea. finshed tracking my food.

About to add today spending into the expense tracker I printed out. It will be a good eye opener for me and much more powerful seeing it written down each day.

Nite all emoticon

Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/12/16 6:59 P

My SparkPage
Send Private Message
Reply
I did not know that Visa Debit cards were so expensive to have over there. Here I have a visa debit card link to my normal account where my husbands wages go into and we don't pay anything for it. It is just our normal card we can use it to withdraw money from our account at the ATM etc...

With credits cards they do have there place for sure but as long as they are paid off in full at the end of the month no interest should occur and you know you have used them wisely. Always easier said than done lol

Living is not cheap lol

Off to my quilting class today so I had best get off the computer and start packing what I need to take with me. going out to our club for dinner afterwards.

Have a great day at work and take care yourself.



I hope to back on later tonight. Have a great day all

Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/12/16 6:44 P

My SparkPage
Send Private Message
Reply
Unfortunately there are many situations that require credit cards - at least around here. My brother and his wife run into this when they book a hotel room. It's either a credit card or they have to pay a security deposit between $300 to $400 depending on the place. My workplace recently forced us to purchase our maintenance medications through an online pharmacy that is connected with our health care provider. It means that either we use a credit card or get a VISA Debit card (which has a $75 set-up fee). It's frustrating, but as you said in another post, then it's important to pay it off fully and one day, I'll be back in that place again. Because that's the only way to really hold a card - never purchase what you can't pay off in one month.

I've been fortunate to have family and friends to help me through because without them, things would have been very different. Like a few years back I had to travel to Vancouver, about 1100 kms to the south to see a neurosurgeon. I had been diagnosed with complete rupture of one of the discs in my lower back. It was sudden and I hadn't time to save up for the expenses involved. I was fortunate in that we have a Northern Medical Bus that takes us down to Vancouver at a significantly reduced rate ($80 return vs $500 plane trip), however, it was the hotel fees that was going to kill me. I stayed at a hotel that had a medical expense reduction, but it was still $125 (plus taxes) per night. My folks paid for the hotel, gave me money for food and away I went - which really helped me out. I also had to overnight in Prince George, in order to do connections - and my folks paid for that motel room too. Big help, that's for sure.

I'm with you on needing a car that won't break down right away. I used to be able to do basic work on my car, but with the newer models, they need the computer to read the sensors. With needing it to travel to see my clients and transport clients, I am like you and need one that will stand up to wear and tear, plus is excellent on gas use. Honda is a good solid car, very reliable. That is so awesome that your dad surprised you with it, as a gift.

Well I better focus back on work. Take care!



 current weight: 326.0 
 
330
297.5
265
232.5
200
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/12/16 7:54 A

My SparkPage
Send Private Message
Reply
Gosh you sure do have a story there. you been through some hard times. But you've done really well to overcome them. emoticon I've told my adult kids never to have credit cards but to use a debit card. It can work the same sort of way as a credit card works except you are using your own money not the banks.

It works good for when they want to buy something online or top up their phone credit online etc...

I drive a small car myself as does my husband he buys older cheaper cars likes to pay no more than $2,000 for them uses them for quite a few years then just buys another and gets rid of the old one. I prefer a car that is near new that I know should not break down I'm a lady who is not good with cars my husband on the other hand likes playing around with cars and is very handy when it comes to car maintenance. I have had this current car almost 4 years now it's a Honda Jazz Automatic. It was new when I got it. but I was very lucky I did not have to pay a cent for it. My dad decided to surprise us and buy it for us for Christmas in 2012.

Anyhow I'm falling asleep so I'll say nite all sleep welll emoticon

Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/11/16 6:23 P

My SparkPage
Send Private Message
Reply
Hi, yes it does sound like it's really tough for your brother and his wife. When someone over-spends and hides the spending, it's really tough to cope with, when things that used to pay those debts off, fall down. I hope that they manage to sell that property in Tasmania in short order.

There are times when bankruptcy is the answer as it allows one to breathe and restart. That is one thing I wanted to do when I left my ex in 1989, as he dumped all the debt on me (close to $45,000 in credit cards and loans). He went bankrupt with our business, that thankfully my name was not attached to and went on to be successful. He refused to acknowledge the bills he left me and I chose not to go to court, as we weren't legally married, his daughter wasn't mine and he agreed to keep the lines open for visitation (including trips). I didn't want to push him further, as I knew he'd stop me from taking her out for holidays. I don't regret the decision, I talked it over with my family, close friends and a free session with a lawyer - it's just that looking back, I should filed bankruptcy. I had to leave my community and full-time job, lived on unemployment insurance and struggled to find work in the south due to a major recession.

Fast forward many years later, I found an adviser who worked with me and I finally wiped out my debt. I was getting on my feet, breathing easier, then like a perfect storm, everything happened fairly close together. I have never owned a home, don't have any property and am classified as part of the "working poor" category. I'm taking one more year without doing much for vacation, staying close to home and living really tight to bring back the debt to either zero or manageable levels.

The plan you have on how to account for your finances is a very good plan. I don't do internet banking as I don't trust it, however, I realize that it's stable, it's a smart way to save your money and often (at least over here) it allows you to avoid bank charges. I like how you have everything budgeted out, set up and have back-up funds if needed. The automatic payments I have set up are my loans, RRSP (registered retirement savings account) and TFSA (tax free savings account). I've been reversing the TFSA payments almost every pay day, to provide money for debt but I've managed to stay off my RRSP (which cost taxes if I use it for debt). I have a car payment as I need my car for work (to see clients, transport clients and such) and my 2001 Impala wasn't cutting it anymore. I purchased a 2010 Fusion a couple years back, so I went with what I could afford, rather than what I really wanted.

Emergency funds are definitely hard to create and not use, that's a good area to focus on. Well my coffee break is done, so I better get back to work. Take care!!



 current weight: 326.0 
 
330
297.5
265
232.5
200
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/11/16 5:59 P

My SparkPage
Send Private Message
Reply
Thank you very much for the welcome SASSISPRING.

Yes it's not easy to live these days. We are rather fortunate I guess that our situation is not bad and that we don't have any major debt worries.

My brother and his wife on the other hand have had bad luck. His wife is a spend thrift and over the 5 years they have been married she keeps spending to the point that my brother had to sell three property's investment units he had when he meet her to pay off debt. Does not seems to realise I don't think how much she spends on a daily basis somehow she is able to hide it sort of or at least was able to.

They had bad luck with a business venture that went wrong. they brought a property down in Tasmania here and moved from the Northern Territory (Darwin) to start a new life running school camps at this field study centre. It's an old old property on many acres and acres with a river running through it all set up with a main house a guest house and many little huts and dormitory and hall etc... all set up with big kitchen for camps for kids and others. His wife thought it would be a good thing to do and wanted to buy it so they sold there house brought it (paid too much I think for it) and it has turned out bad.

Now they have moved back closer to family in Brisbane and are living and paying a small amount of rent to his wife's mother in a house she has. 3 years on they are still trying to sell the property in Tasmania with no luck.

They have credit card debt as well as car loans also so they are in a bad way. My brother wants to go bankrupt but his wife does not. but I think eventually they will be forced to. Everyone in the family is trying to help them and convince her that bankruptcy is the way to go. I think she may be ever so slightly coming around on that idea.

So no family is perfect. For me sometimes I find it hard sticking to my budget when we have visitors coming around for dinner. I like to make plenty to eat and drink etc... and find to cope with this I tend to take money from another area eg. savings or emergency fund.

This has to stop that's for sure. So I hope by joining this team it will make me more stricter in keeping to my budget.

I tend to use BPAY alot and have money set up in my internet banking set amounts each week to come out to prepay bills like electricity, rates and water, phone and internet, insurances, home loan etc...

Then I also have different savings accounts set up for other things like saving, emergency fund, gas bill, car expenses and money set aside called household expenses for anything that may go wrong in the house. Like water tank pump, appliances or wear and tear on the house etc.. I know the money is there then when the bill comes in.

For me the hard part is sticking to the area's like emergency fund, household expenses and savings and I really need to this I do know. It's having accounts in my internet banking set aside for them but I need to stick to not withdrawing money from them and letting them build up. This is what I am working on at the moment.

Today I'm having a day at home to do some cleaning and catching up. Have my garage to tidy up. Have one of my bathrooms and toilets to clean. Things to finish off on my guest room. It feels really good to be finally getting the house how I like it! Also have to water my garden.

Have a great day or night all and keep smiling, Paula emoticon

Edited by: POSITIVEPAULA8 at: 4/11/2016 (18:01)
Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/11/16 11:21 A

My SparkPage
Send Private Message
Reply
Welcome to the team Paula and thanks for the links. Doesn't matter where the information comes from, it's always welcome. That's the thing with sites that are international, there will be things we can use everywhere and the stuff that is specific, there will be someone from that country or region who can make use of it. That's great your debt is the mortgage and nothing else. I'm dealing with credit debt and loans- it's been a tough couple years. I used my credit cards to help buy groceries, pay rent, hydro and some other essentials. I know that it's not what it's meant for, but I also know that I prefer a roof over my head, over sleeping in the winter, in my car (as I live in a northern climate). It'll sort itself out. I was hit with unexpected bills, along with massive increases in everything - from food to fuel to electricity and rent. We are finally receiving raises, but it's only .25% to 1.5% periodically through the next 5 years, so it's taking much to adjust the budget. But as I mentioned, I'll get there. :)



 current weight: 326.0 
 
330
297.5
265
232.5
200
POSITIVEPAULA8's Photo POSITIVEPAULA8 SparkPoints: (40,629)
Fitness Minutes: (5,241)
Posts: 7,081
4/11/16 8:01 A

My SparkPage
Send Private Message
Reply
Hi all, I just joined this team. Thank you for having me. I have introduced myself under INTRODUCTIONS -Stop by and say HI!

If it's alright I thought I would share here a great Australian site for helping people save money in all areas from grocery shopping, menu planning, budgeting, cleaning and house maintenance and lots more. there is so much covered it would take ages to read and look at it all.

Each week they send out an email with money savings tips and loads more. It's really awesome and has some wonderful tips sent in by members as well. I thought you may all like it and get some help from it.

www.cheapskatesclub.net/

Here's another site from the same lady to with the the savings site which is great also:

www.debtfreecashedupandlaughing.com.
au
/


we have no debt other than our house loan of $11,000.00 so not much left to go which is awesome. We don't use credit cards only in an emergency and always pay them off that same day.

Once we brought a few years ago a bigger TV and even though I had the money for it in my savings account the bank apparently would not let me use EFTOS for the full amount as I had gone over my daily limit so the credit card came in handy then to pay half of it. when we arrived home I paid the credit card off right away. So they are handy if you use them wisely and for me only in an emergency situation.

My husband's work has slowed right down from this week so he now does not have the overtime he had been having so it's time for me to readjust our budget. I thought joining this team would be a help in keeping me focused and help me stay on track with keeping to my budget.

Thank you once again for having me as part of your team and I hope you don't mind me sharing these links and that I have shared them in the right spot.

Keep smiling, Paula emoticon

Edited by: POSITIVEPAULA8 at: 4/11/2016 (08:15)
Paula

You are what you think!

You can't live a positive life with a negative mind!


www.youarewhatyouthinkonline.com

www.thepeopleschemist.com

www.masteringleptin.com

teams.sparkpeople.com/holisitic_heal
thy_lifestyle


 current weight: 118.0 
 
126
123
120
117
114
SASSISPRING's Photo SASSISPRING Posts: 11,925
12/7/15 12:35 P

My SparkPage
Send Private Message
Reply
How are people doing?

Remember.........Christmas season is not for debt. Don't go into debt to buy stuff - remember it's only stuff, it's the love and the magic of the season that counts the most.

What are ways people have given gifts - at any time, for any celebration - that don't break the bank and create debt?

I have made certificates for babysitting. I put them into the envelopes of friends who had small children. I loved spending time with their children and this way, they didn't have to feel guilty for asking me to look after the children. They loved it.





 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
11/10/15 11:39 P

My SparkPage
Send Private Message
Reply
Well....I got through the infection, then developed a nasty head cold, then broke out with a nasty cold sore on my nose and now I'm good to go. haha! I think it had to work its way through my system. My pay took a beating as I was off quite a bit and sick pay is only 80%. I'm thankful though that I do get at least that much. I didn't mention, I'm also on the Library Board as a Trustee. It's still brown out here with higher than usual temps, but it's snowing all round us. It'll come here shortly. Take care!



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
10/18/15 11:44 P

My SparkPage
Send Private Message
Reply
I hope everyone is doing well. I was down for a bit with a wrecked back, got back up and going, then down with an infection in the parotoid gland. I'm on medication for the infection and it's really making a difference. Fall is awesome here in the north, very warm (has gone up to +15C in the daytime) and beautiful. The geese are leaving though, which means winter is on it's way. I also started one course at the local college, under Childhood Education. Still busy on the library board, resigned from the seniors outreach committee (still do their PR, just not sitting on the committee) and still active in Crime Watch. How are you all doing and what are you up to these days?



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
9/14/15 9:03 P

Send Private Message
Reply
Sounds like a great time SASSISPRNGS!!!!!!

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
9/14/15 1:50 P

My SparkPage
Send Private Message
Reply
emoticon

HI! How are you doing? It has been very quiet in the group. I was on a month's vacation. Spent some time here in town with my 7 year old niece, plus did two road trips totally around 3000 kms. Saw family, friends and lots of great scenery. BC is such a beautiful province. :)



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
9/12/15 7:15 P

Send Private Message
Reply
emoticon emoticon Helllo SASSYSPRING nice to see you again. Its been awhile.

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
7/31/15 6:40 P

My SparkPage
Send Private Message
Reply
How is everyone doing? It's the long weekend here in BC. I hope you all have a great weekend!



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
6/28/15 4:33 P

My SparkPage
Send Private Message
Reply
HI, sorry I missed your message. I hope all is going well. The river is finally going down, it's no longer in flood state which is sooner than anticipated. It really stinks in the area now. It'll be good when it finally all dries up and that stink goes away. It's been record heat here, which I know is still low for south areas, but for us is crazy hot - 30C (80F) and supposed to be warmer today. I took my niece to the spray park yesterday and forgot sun block, so we both had burns on our arms. Oops. We plan to head to the lake on Monday as I am on vacation for a week, so will definitely remember the block! Did your husband fix or sell the car?



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
5/5/15 10:16 A

Send Private Message
Reply
I know we left our car hang in there as long as possible to, but now we have to do something about it dh always used to be able to keep our cars going but now he is not able with his eye sight and all the other problems he has.

I am glad that you are all safe from the river I know where we used to live we were safe from flooding and when we bought this house we made sure it did not flood here to.

We are going to have to drive back to where we used to live to get the car checked out only one dh trust and he says he is not paying city prices so we shall see but if and when we get it fixed we are going to try and sell it A.S.A.P. and be done with it. Have a great day emoticon emoticon emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
5/3/15 9:20 P

My SparkPage
Send Private Message
Reply
Oh man, I hate car repairs especially electrical. It really is a big ouch. I have an issue with my car heater (too) but so far, I can ignore it. It hasn't completely gone yet.

Our homes are all safe as we are far enough from the river. I'm only a block away but I'm high enough to not worry.

I had a lazy day, doing some email stuff, slowly cleaning and now watching MasterChef Canada. There is a home boy in the contest and so far, he's staying. It's fun to watch. I don't know how they think of these things from their heads. I barely can boil water. haha!!



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
5/3/15 7:08 P

Send Private Message
Reply
WOW sounds fun I did laundry and caught up on some cleaning, but still was outside more that in. Will your home or family's homes get flooded if the rivers go over? Please be safe nd speaking of debt now the air condition and the heat in our car only works when it wants to and DH has no idea how much it is going to cost, but when it comes to all that electrical it is not going to be cheap I am afraid. emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
5/3/15 12:13 A

My SparkPage
Send Private Message
Reply
Thanks, the sun came out but it's still a bit nippy. We think that's why the river hasn't overflowed yet, as the snow is melting slow. There is still snow up in the mountains and the river came back up. It's level to top in many places, going over in some areas and getting tight under the bridge. Alcan keeps updates posted on the spill gates, so hopefully it won't suddenly warm up and melt all that snow at once.

It was a good day. I had my niece all day, spent it with my folks - garage sales and trade show. My brother and his wife went out for anniversary dinner. It was a great time. How was your day?



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
5/2/15 2:45 P

Send Private Message
Reply
I hope you have a great weekend to and sending you emoticon emoticon emoticon Hope those rivers stay right where they are at unless it is down.

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
5/2/15 1:04 A

My SparkPage
Send Private Message
Reply
As dogs should be - spoiled that is. haha!

The river is staying at the top level, so that's good. Yeah it's still cool out. It's mainly the wind. We lost 100% of our pines (mountain pine beetle) in a vast area, so nothing to stop winds. It's weird to have such strong winds now. But it's May and that means sun will come out!!!

Wishing you a great weekend!!



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
5/1/15 10:09 P

Send Private Message
Reply
We still have the heat on, but it is getting much nicer during the day rivers rising are so, dangerous, Hope your weather warms up and brings you emoticon emoticon our dog is so spoiled. emoticon

Edited by: BEETEACHABLE at: 5/1/2015 (22:11)
Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
5/1/15 1:13 A

My SparkPage
Send Private Message
Reply
Enjoy your sunshine!! We have gray skies, lots of wind and a river that has risen up fast, then stayed high. At least it's not rising higher, it should all be good. I'm hoping it warms up for May, tired of having to turn the heat on. That's funny about your dog, and yes, smelling better is always good haha!



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
4/30/15 2:18 P

Send Private Message
Reply
Great for you SASSYSPRING I am glad you get to go and meet your bff traveling is always fun if I could win the lotto I would come meet you haha emoticon .

The dog does not put up much of a fight in the bath, but look out when you let her out she like spider monkey emoticon , but then she will settle down and go to sleep, and she smells so much better emoticon Have a great Day it is emoticon for today anyways

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/29/15 3:05 P

My SparkPage
Send Private Message
Reply
Hope that the dog didn't protest too much. haha!

It's turned cold here, strong winds and bit of rain, none to really speak of. A storm blew through yesterday with winds up to 70km/hr. It was crazy. At least we didn't get snow, but it was all around us.

I had good news. I was accepted for training through my union, so am flying down to New Westminister (BC) on April 18th. I'll be there a week. My bff and I have been flying with emails to make arrangements to meet up, as she lives across the (Fraser) river in Delta and works in Vancouver, and I'm between the two places. We hope to meet up every night that I'm there. It'll all depend on our schedules. I also hope to meet up with a couple aunties, as I'm flying in a day early, so have one day free. :)



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
4/29/15 1:28 P

Send Private Message
Reply
emoticon Thank you glad you are feeling better, and yes I would rather it stay cold than changing all the time that is how we get sick emoticon Hope you feel better soon. Today is emoticon and have to give the dog a bath today emoticon not emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/26/15 9:44 P

My SparkPage
Send Private Message
Reply
emoticon Loved your post.

I was down for 2 days because of a virus, seemed better Friday and today (Sunday), I feel like I was ran over. Sneezing and coughing, it's gone from my throat to my nose. As much as the cold isn't fun, I'd rather we have really cold temps over winter to kill these viruses. Ah well, slamming it with lemon and honey today. I hope it kicks it out.

Our river is rising. The experts state we are fine but its' coming up fast. Our river runs off a dam (earth filled dam) and the flood gates are open. The mountains have thawed, so the river is filling up. I'm sure it'll be fine, but its something to see how fast it's rising.





 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
4/22/15 8:23 P

Send Private Message
Reply
emoticon yes and as summer goes on there will only be more variety of veggies and fruits emoticon emoticon I am looking forward to it. Although if the weather does not keep changing so much geez emoticon emoticon and tonight below freezing. emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/20/15 10:45 P

My SparkPage
Send Private Message
Reply
I remember farmer's markets in Alberta, they were packed full of everything - from jams to produce, eggs and handmade items, just a great market of everything. When I lived in Grande Prairie I would go all winter to the market for the fresh eggs and bread. Summer was all the produce one could see and later, fruit was brought up from the Okanagan (BC). That's great you have eggs and fresh tomatoes, that is really good.



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
4/20/15 11:50 A

Send Private Message
Reply
This is really the first farmers market I have been to in forever and I sure do know about it depending on what choices you have around you on the price differences but I was happy with the brown eggs, and the tomatoes had to sit for a couple days, but sure was better than card board ones for $2.99 a lb. that never get red and ripe. emoticon emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/20/15 12:17 A

My SparkPage
Send Private Message
Reply
It really is tough, isn't it Faith especially when you have to cook specific diets. It's good you have a farmer's market, I do love those. Unfortunately our market that will start up in June is very expensive and the produce is at the whim of the weather. You'd think if the produce isn't at high quality, that you'd drop the price to allow for sales. That is not the case here, it's high to start and high regardless if it is of good or poor quality. Plus it tends to be fast food (Indian style and First Nations style), jewelry, lotions, candles and other wares. I don't visit it, to be honest, as it doesn't have what I'd want in a farmer's market.

I went today to the city to shop. I got some meat from M&M Meats and produce from Costco. I shared the produce with my mum as it's bulk family size. With the bit of chicken my nephew purchased, we should be fine for awhile.



 current weight: 326.0 
 
330
297.5
265
232.5
200
BEETEACHABLE's Photo BEETEACHABLE SparkPoints: (3,251)
Fitness Minutes: (1,415)
Posts: 278
4/19/15 12:06 P

Send Private Message
Reply
I hear you SASSISPRING the price of food is so high I look for ground turkey on sale and eat lots of chicken, ,pork, and we have found a farmers market. I love it. DH has to have a high protein diet so, tuna salad also.

Faith emoticon emoticon

Face my Fears, and learn from them.

Ask for what I need.

If I don't know how to do something learn anyway I can


 Pounds lost: 8.0 
 
0
4.5
9
13.5
18
SASSISPRING's Photo SASSISPRING Posts: 11,925
4/15/15 2:36 P

My SparkPage
Send Private Message
Reply
I received my raises this month. I received a 20c raise in one position and a 10c raise in another position. It kicked me up enough that my overall net income is less than it was prior to the raise. This is why I do not like or support these little raises. It's enough to mess with the overall tax base without adding anything to the income level - or in this case, drops my income level. Then on top of it, everything else increased April 1st.

Then folks go "I don't know why you struggle, at least you make more than minimum wage."

Grrr!!!



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
3/11/15 12:11 P

My SparkPage
Send Private Message
Reply
I am sick over the cost of food. I live in an apt, so it's not like I can raise a cow, pig, chickens and grow food in a garden, so instead I'm held hostage with many others, to purchase food at a store. I'm sure others are feeling the pinch too. Our food has gone up many times over this past winter. Hamburger for example, I paid $4.50 for a good size of ground beef, enough for my nephew and I, and when I went the other day, the same size is now $7.50. Lettuce - simple head of lettuce - is almost $3. I bought strawberries the other day knowing they were out of season and they were full of mold after 2 days. I knew we had to eat them that night, but we forgot to bring them with us to family dinner. Bag salad is now $5 (so I wait until it's at expiry, as they slap on a $1.50 discount). Basic canned goods are through the roof. Yet I can buy (and yes I did buy) processed food, like chicken lasagna for under $4. I can get Shepherd's Pie that can feed 4 people for under $5 - cannot make it for that cost. I can buy all the junk food I want - like pop tarts for my nephew and his sister - for under $2, but it costs around $3 for each pepper that I wish to purchase. There is something really screwy with our system in that fresh food costs way more than processed food and junk food. Anyhow, that's my rant for the day.



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
2/24/15 12:18 P

My SparkPage
Send Private Message
Reply
How is everyone doing? I'm on track for the 52 week challenge. It fell down last year and this year, I'm more focused. I'm using "twonies" to put into a jar, when I have enough to fill the jar, I'll transfer to bills and put in my jewelry box. That's the only downfall to this challenge - where to save the money. I have a TFSA but don't want to put it there, can't drop it into the RRSP and will spend if it's in the chequing. I'm not opening a plain savings account for this, as it costs money to do that. My grandparents were broken into years back and the money in my Grandma's underwear drawer was stolen, so I know it's not safe at home. Oh well, into the jar, then the box it goes and hopefully people leave it alone.



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
1/27/15 6:50 P

My SparkPage
Send Private Message
Reply
Great goals Julie, I wish you all the best with both!! Keep us posted on how it all goes.



 current weight: 326.0 
 
330
297.5
265
232.5
200
MOMOF3JULIE's Photo MOMOF3JULIE Posts: 21
1/24/15 12:45 P

My SparkPage
Send Private Message
Reply
Good Morning!

Goals for 2015:

1. Lose 45 pounds by October 21--my 54th birthday. I firmly believe that is going to happen. I lost 40 pounds two years ago before meeting my goal weight of 175. Then I met the most wonderful man I could imagine, and gained 20 back. Now he and I are both on a journey of weight loss and healthier eating.

2. Pay off poor decisions. You know, those high-interest loans that I have used to get by a few times in the past 6 years, but that are still haunting me. I want to get them off my back and improve my credit score by 50 points.

I think both goals are realistic and obtainable. I would like to occasionally chat with someone about both goals.

Happy Saturday!
Julie

 current weight: 210.5 
 
220
208.75
197.5
186.25
175
SASSISPRING's Photo SASSISPRING Posts: 11,925
1/4/15 6:03 P

My SparkPage
Send Private Message
Reply
Welcome to 2015!

What are your plans or goals for this year?

Is there something you'd like to share that we can put up as a team goal?

You can post here or send me a message - if you'd like the group to join in on achieving your goal. I'm returning back to the 52 week challenge - anyone else willing to try this?



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
11/12/14 11:31 P

My SparkPage
Send Private Message
Reply
How is everyone doing?



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
8/5/14 5:51 P

My SparkPage
Send Private Message
Reply
Hello. How are you all doing? I saved up on my little wage, but my nephew ran into problems - lost his job, all the stuff that goes with it, so I helped him out. It felt good to be able to help, but he didn't get a job as quickly as he thought, so he is still working on paying me back. He will though, he's almost done the first month and is slowly getting back on his feet. Hope you are all doing well this summer.



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
10/6/13 9:47 A

My SparkPage
Send Private Message
Reply
Hello. Welcome to the new members. Is there any goal that folks would like to focus on this month?



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
8/5/13 2:56 P

My SparkPage
Send Private Message
Reply
Good for you, that's a great start.



 current weight: 326.0 
 
330
297.5
265
232.5
200
DBLEZE SparkPoints: (92,902)
Fitness Minutes: (48,261)
Posts: 444
8/5/13 7:32 A

My SparkPage
Send Private Message
Reply
Started to organize all my financial information into one place. I've always known my balances, but now I can verify what I know all in one place. Also started me thinking about doing more consideration before any purchase.

 current weight: 292.2 
 
319
289
259
229
199
SASSISPRING's Photo SASSISPRING Posts: 11,925
7/10/13 1:04 P

My SparkPage
Send Private Message
Reply
Welcome to all our new members. How is everyone doing? I was given a monetary gift on the weekend - $3000. I put 1/2 into my TFSA and the other half on my credit card. It made my parents very happy, as they were hoping that's what I'd do with my gift (from them). Hope everyone is doing well.



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
6/23/13 9:22 P

My SparkPage
Send Private Message
Reply
Hello Everyone emoticon

Is there anything that people would like to discuss or have information about? Let me know. For conversation starters, I propose sharing one thing that you did RIGHT this past month in terms of finance. Sometimes we get bogged down on what we do wrong, let's celebrate what we have done right.

I'll start the ball rolling. I have a Tax Free Savings Account and "borrowed" $200 from it, over the past 2 months. I had training down south and even though meals, hotel and travel was covered, I was concerned that if things go wrong, I have no extra cash on hand. I also had a couple chiropractor sessions and massage therapy session to get my body back on track. Add on that my car required repairs, so I borrowed and hoped that by August, I could put it back. Instead of August, I put it back today - the entire amount. I am not short in my chequing by doing that, I made sure to pay my bills first. It sure felt good. :)



 current weight: 326.0 
 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
2/18/13 2:52 P

My SparkPage
Send Private Message
Reply
Sounds like you've made and are making great strides to building back up your credit and paying off debt. You've made solid plans and good on you for following through on them. Student loans are tough. And you've learned from the past, that's really what is important. :)

I did not have to pay income tax this year, as accounting corected the issue from last year. I finished paying off the $2200 of back taxes last month. I will recieve around $100 for income tax refund this year. I set up an increase in my payments to the TFSA (tax free savings account) from $50 monthly to $50 bimonthly. That is my emergency/vacation fund. I started up a new RSP (registered savings plan) of $50 monthly. That will provide me with a wee little bit at the end of the income year, for income tax purposes (the RSP). I cannot contribute what is recommended but it's a start.

My struggles are currently wtih the costs of food. It has climbed steady over the past years and it's anticipated by the end of this year, our food costs will have doubled. I'm broke from eating and if I could cut back, I would. I don't eat out, I don't eat junk, I eat small portions and it's breaking me. I'm on a doctor supervised diet and eating regular food - vegetables, yogurt, meat, fish, cheese - and no grains, beans, milk. I eat around 11-1200 calories a day, so I'm not over-eating. I was down to 700 calories per day - as recommended by the doctor - and we had to increase it, as I was faint, experiencing anxiety attacks, nervous, short-tempered and generally unwell (within a few days of dropping the calories).

Others in the medical group meetings share that they drive to the city and go to Costco, where they purchase bulk food. Being single, not a Costco member and living on one income, I have to say it's very frustrating when I'm told to do that. I have to buy small amounts, in town and it's draining my bank account. If I buy bulk lettuce - for example - I have to share or it'll go bad before I have a chance to eat it all. They were raving on buying 4 large chickens at Costco for a cheap price; suggested we all go out and do the same. If I did that, I'd end up throwing out at least one chicken due to freezer burn. I wouldn't eat it fast enough. I have a small fridge freezer that isn't great, so I don't keep much in it.

It's also not an option to bulk purchase with people, as they are all married (many with children) and they have no interest in bulk buying together. So that's out. Besides, I'm not friends with anyone in the group, so it's not something I'd even approach them with.

It's frustrating. Between that and the cost of gas increasing I want to scream. We have been in contract negotiations for a long time, working without a contract for over a year and no raise (not even cost of living raise) for around 10yrs. The sector I work under is the lowest paid sector in the province - even minimum wage took a big jump/raise last year. I'll keep plugging along but it's so frustrating. I don't go out, the only expense I have is my internet that is cheap as I have a basic plan and the odd scrapbooking weekend. I can't wait for this diet to be done, so I can return back to stretching out meals with pasta and rice.

Anyhow, that's about it. I know I have it better than I did before -as I would never be able to eat this way in the past (fresh fruit, vegetables and meat). I have decided to cut back the cheese as it's going through the roof in price, and it's optional, so I'm pulling back. I'll just keep plugging along. :)

Edited by: SASSISPRING at: 2/18/2013 (14:58)

 current weight: 326.0 
 
330
297.5
265
232.5
200
LA_MARY's Photo LA_MARY Posts: 145
2/18/13 1:27 A

My SparkPage
Send Private Message
Reply
Hi all!

Sassi, it did finally warm back up so now it's just seasonal. I hope we don't have another winter like that. You can imagine what it did to my utility bills.

Ginger, glad that the tax refund will make a difference for you.

I have been very intentional about not spending just on a whim, and focused on spending down the debt that I've taken on, including starting payments on those terrible student loans that I got when I was in grad school many years ago and the ex-husb and I did not borrow prudently. I am afraid to say (though not afraid to say it here) that we were those people that used the money for living expenses and not just for school. Very sad.

But I am optimistic that this year will start to really turn the corner for me.

Sassi, I have been working at not eating out - both for health and for money! Both are better if you can plan ahead. I've been using the slow cooker a lot and there's usually enough left over so that DH and I can take our lunches - saves money there. I've been getting a lot of recipes from magazines and also I joined Pinterest and find other pins there that people have already made and commented on it. Let me know how that is going.

Take care, everyone! Have a great week!
emoticon
~Mary

 current weight: 128.0 
 
133
131
129
127
125
SASSISPRING's Photo SASSISPRING Posts: 11,925
2/3/13 11:45 P

My SparkPage
Send Private Message
Reply
I hope the tax refund really helps you out Ginger.



 current weight: 326.0 
 
330
297.5
265
232.5
200
GINGER151 SparkPoints: (19,656)
Fitness Minutes: (22,521)
Posts: 559
2/3/13 12:21 P

My SparkPage
Send Private Message
Reply
Can't wait for my income tax to come in and fix my bills about 800 dollars behind. This will catch it up and we can start over. Thank goodness for income tax refunds

Have a great day!!!


 
330
297.5
265
232.5
200
SASSISPRING's Photo SASSISPRING Posts: 11,925
1/14/13 2:37 P

My SparkPage
Send Private Message
Reply
Good morning.

Yes LAMary, 30F for LA is very cold for that area. My friends in San Francisco were complaining about it. My one friend who grew up in Indiana said he moved to SF to get away from scraping his windows, he wasnít impressed. Has it warmed back up there yet? You all arenít made for cold winters, at least here we are used to it.


Itís been around -26C here and with wind, it made it even colder. We also had more snow but not the big dump that we had the other day. Itís warmed up to -8C today, feels like a heat wave. ~laughing~ It was nice to turn down my heat in the apt, as electric is so expensive.

Albelha1, did you find a job yet?

Ginger151, that is the best attitude to take Ė that you cannot change what has and is happening, you can change your attitude and approach. It is best to focus on what you can change, work in small steps towards the end goal. It sounds like you are doing that with focusing on not spending on what you donít really need.

It looks on my payslip that payroll did the calculations correctly this past year, so I should not owe any back taxes. In fact, if it was done as requested, I should be getting a refund. If that happens, I will use it to pay off on the one credit card that I used for my car repairs and other incidentals. I also took time to go over my bank accounts and will close the one savings account that I have. It costs me money to keep it open and I never keep enough in it, to warrant the service charge. I have another savings account Ė tax-free savings account Ė that doesnít have a service charge and I maintain that account with monthly installments. When I set up the original account, there was no other option but the government set up the TFSA a few years back, so might as well focus on one savings account rather than two.

Cost of groceries is climbing and itís predicted that itís going to hit an all-time high here shortly. I live in a rural northern community and access to fresh veg/fruits is limited in the winter. We do have it brought in from the south but at a high cost Ė even without the raise in costs. Meat and especially fish are supposed to climb Ė although Iím not sure why fish is climbing when it wasnít affected by the drought in the USA. Part of me is frustrated because our province doesnít practice local consumption and even though I live in a province that produces more than enough for everyone, we still get our produce from Chili or Fiji or California. I swear the politics of food is so frustrating and aggravating. My mum and I were talking on how we miss having a local butcher in town.

What do people do to keep down food costs? Letís share different ideas and help one another out on this.

When I lived on the poverty line I was extremely creative, however, some things I did wrong Ė donít regret it, as you do what you have to do. I used to eat once a day, buy one burger at McDonaldís for $2, didnít consume anything else during the day. The right way that I also did was create soups, stews and casseroles out of the cheapest cuts of meat, with almost rotten veggies that were on sale and add pasta shells to extend (the soup). Currently I buy the cheapest vegetables and fruit, buy small cuts of meat and yesterday, I bought wild salmon cuts in a box, that were on sale. I plan to make batch meals.

Have a good day all.




 current weight: 326.0 
 
330
297.5
265
232.5
200
GINGER151 SparkPoints: (19,656)
Fitness Minutes: (22,521)
Posts: 559
1/13/13 1:30 P

My SparkPage
Send Private Message
Reply
Having major problems after Christmas and didn't spend that much either. But income tax time is coming and I can get caught up in then, but going to get as much caught up as I can now. Not spending anything we don't have to but there is nothing I need or want now anyways. So I have decided to keep a positive attitude and just work on fixing the problem, instead of worrying and stressing myself out about it. Besides it doesn't help anyways so it is a waste of time to worry about it.

Have a great day!!!


 
330
297.5
265
232.5
200
LA_MARY's Photo LA_MARY Posts: 145
1/12/13 1:47 A

My SparkPage
Send Private Message
Reply
Hi Sassi and all,

Sassi, hope that they are able to help you out, not sleeping is terrible. I had a friend who definitely struggles with that. Prayers that they can diagnose or at least eliminate what it might be. That is great news about your tax bill! I'm paying mine off as well.

Albelha1, hoping for a new job for you to support your goals!

All the best to you and our other friends on this board.

emoticon
Freezing in California (literally it's in the 30s!!!!)
emoticon
Mary


 current weight: 128.0 
 
133
131
129
127
125
SASSISPRING's Photo SASSISPRING Posts: 11,925
1/4/13 1:26 P

My SparkPage
Send Private Message
Reply
ALBELHA1, I hope that it all goes as planned with hitting the weight goal and with finding a job. You have done very well with the weight goal progress, that's a good chunk of weight to have lost. Good for you.

I went to my doctor in December and he ran a big panel of blood tests. I think he tested for everything we could possibly think of. I was diagnosed with mild sleep apnea and provided with a breathing machine. I still struggled with exhaustion, hence the blood tests. We also discussed the fact that I cannot lose weight, it always finds me. I know, baaad joke. ;P The thing is, over the past 2yrs (especially, although it's been a decade since I was able to lose weight) I lose and gain the same 10lbs. I informed him that as odd as it sounds, being down 50lbs, even though I was still considered clinically obese, was far healthier than this current weight. I was heatlhy then, active, muscular and my joints didn't scream as loud. My thyroid has been stable for years - as I'm on medication - and in fact, it's always running a little high . We keep it there because if it's set to normal levels, my body reacts as if I'm hypo-thyroid. He's perplexed, as am I, as to why I am chronically exhausted and unable to lose weight.

I will see him on Monday and go over the tests. I am on the wait-list for the group medically supervised weight loss that is taking place in our medical clinic and hopefully that will start up soon. It's a frustrating puzzle, that's for sure.

On another note, it's snowing. It's around -10C, so warmed up enough to snow. It's supposed to snow all weekend. We already had lots dumped before Christmas, so this will make those who ski and snow mobile very happy.

Last, good news on fiances. My workplace made an error with my tax rate and as a result, I owed $2200 to Revenue Canada. (income tax) I have been making payments every 2 weeks and after 2 more payments, the bill will be paid in full. I'm very happy about that!!



 current weight: 326.0 
 
330
297.5
265
232.5
200
ABELHA1's Photo ABELHA1 Posts: 27
1/2/13 6:23 P

My SparkPage
Send Private Message
Reply
Happy New Year! I'm looking forward to finding a job that pays both the bills and nourishes my soul or at least doesn't tarnish it. If all goes well in 2013 I will have reached my weightloss goal by June (currently approx. 140lbs down, 40-50 more to go) and trimmed down my debt as well. Cheers and blessings to us all!

LA_MARY's Photo LA_MARY Posts: 145
1/2/13 5:26 P

My SparkPage
Send Private Message
Reply
Happy New Year, everyone! emoticon

Hope the holidays were great and did not break either the bank or the weight bank! emoticon

What are your goals this year and how can we support each other in getting there? emoticon

Have a super last part of the week and the first weekend of 2013!

 current weight: 128.0 
 
133
131
129
127
125
GINGER151 SparkPoints: (19,656)
Fitness Minutes: (22,521)
Posts: 559
12/28/12 11:02 A

My SparkPage
Send Private Message
Reply
I didn't do great but last year wasn't a total disaster either. So I will be proud of what I did right and learn from what went wrong. I will repeat and work on improving my budget and finances on a daily basis and not repeat the the experiences that went wrong.

Have a great day!!!


 
133
131
129
127
125
SPARKLER5876's Photo SPARKLER5876 Posts: 18
10/14/12 10:50 A

My SparkPage
Send Private Message
Reply
I really like your Albert Einstein quote.

GINGER151 SparkPoints: (19,656)
Fitness Minutes: (22,521)
Posts: 559
10/5/12 12:32 P

My SparkPage
Send Private Message
Reply
I am beginning to see some light at the end of the tunnel. Almost broke even this month. Feeling better and I know we are going to get through this and hopefully soon have an actual balanced budget. I did lose a pound so that was good keeping positive attitude toward my life and everything else in it.

Have a great day!!!


 
133
131
129
127
125
Page: 1 of (12)   1 2 Next Page › Last Page »

Report Innappropriate Post

Other Debt Haven General Team Discussion Forum Posts

Topics: Last Post:
Holiday Shopping 4/18/2016 3:35:48 PM
Filed Bakruptcy 4/13/2016 7:25:36 PM



Thread URL: http://www.sparkpeople.com/myspark/team_messageboard_thread.asp?board=0x14658x9227279

Review our Community Guidelines


x Lose 10 Pounds by June 11! Sign up with Email Sign up with Facebook
By clicking one of the above buttons, you're indicating that you have read and agree to SparkPeople's Terms & Conditions and Privacy Policy and that you're at least 18 years of age.