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CJANSEN40's Photo CJANSEN40 Posts: 853
10/11/10 9:26 A

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Bankruptcy is actually better because you can start working to make your credit better faster. I did my own deals with a couple of my creditors just enough to get through. it's made my credit bad but it won't last as long as I make the payments and pay them off early as I plan. I won't be able to use them as creditors again but there are other fish in the sea. if I ever want the credit again

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Cheryl J

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TACOTA's Photo TACOTA Posts: 1,215
10/10/10 2:38 P

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Let me know how it works out for you. I've considered it, but I've researched the heck out of it and it hurts your credit almost as much as a bankruptcy would, so really....why not just do a total bankruptcy? Hope it works out for you. I'm trying to figure out what the heck I can do about mine.

Trust yourself and believe that you are capable of great things!


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10/2/10 1:51 P

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can you please tell us the name of your company ? where to get in touch with them . have grandchildren that need it very badly . to clean up their credit

sugarsmom2 donna wva


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REDEEMED75's Photo REDEEMED75 Posts: 4
9/26/10 6:19 P

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This is a good one. They are NOT a non-profit. They charged 15% to eliminate at least 60% of the debt. So, they are definately for profit, but the service is EXCELLENT!! I have friends who've already gone through the debt settlement and are completely satisfied!! Wish I could lose weight this easily emoticon

TINIERTINA's Photo TINIERTINA Posts: 4,821
9/26/10 1:06 P

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Actually, an easier diet is a little cheaper to follow (assuming a lot of home food prep).

I think you probably meant "debt".

Most of those debt counselors are scam artists. (I know they say they're non-profit.) Looks like she found a good one.

Tina


Lesser artists borrow, great artists steal.

- Igor Stravinsky

Find a way.

--Diana Nyad

(Said after swimming from Cuba to Key West without fins or shark cages)

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SUGARSMOM2 SparkPoints: (142,225)
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9/26/10 12:13 P

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how can they do that ? reduce that much diet sounds almost too good to be true . emoticon emoticon emoticon

sugarsmom2 donna wva


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REDEEMED75's Photo REDEEMED75 Posts: 4
9/22/10 6:40 P

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Feels great!! Thank you!!

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9/22/10 6:01 P

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good job.

sugarsmom2 donna wva


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LATVIAN_SANDY's Photo LATVIAN_SANDY SparkPoints: (150,429)
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9/22/10 5:19 P

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emoticon I need to do that...

Sveiki!
Central time zone
REDEEMED75's Photo REDEEMED75 Posts: 4
9/22/10 3:26 P

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The fees are disclosed up front, 15%. Which redcues the total debt of $31,000 down to $16,960!! And, it freed up my cash flow by $350 a month!! emoticon

TINIERTINA's Photo TINIERTINA Posts: 4,821
9/22/10 1:55 P

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emoticon and emoticon , just make sure those debt counselors don't charge you big fees on the back end.

Tina



Lesser artists borrow, great artists steal.

- Igor Stravinsky

Find a way.

--Diana Nyad

(Said after swimming from Cuba to Key West without fins or shark cages)

Team Co-Leader of:

◈ Free Form Dance Team
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ndividual.asp?gid=62398


Now 109 pounds less than at age 24w/o surgery!
REDEEMED75's Photo REDEEMED75 Posts: 4
9/22/10 1:42 P

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I just recently enrolled my debt into a program than knocks 60% off of my debt. What a relief!!!

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