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SASSISPRING's Photo SASSISPRING Posts: 11,077
12/1/09 1:28 P

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Sophie, that's great your jeans are too big! Woohoo!

Yeah, as for thawing out the sheets, its that way with everything in the winter because it all freezes on the line. Towels are the worst and when its really cold, I used the dryer because like jeans, it'll take forever to thaw out and dry.

Up in the Arctic I didn't use the clothes line in the winter because of the sub-zero temp, meaning down to -50. Heck, it was plain too cold to take off the mitts to hang the clothes. LOL! But I did down bug-off jacket and hat to hang the clothes in the summer, then shake out the bugs prior to going in because (a) it was cheaper and (b) clothes smell so good hanging outside.

As for stiff jeans, if you use a softener in the wash, the jeans aren't too bad when hang drying.



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12/1/09 9:05 A

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My jeans get thrown in the dryer too....only because they are too big and need to be shrunk....until I can afford to buy a smaller size. Yeah!!!

Kim

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12/1/09 7:14 A

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i'm chuckling here. i never hang jeans, they dry stiff as a board. as for your frozen sheets bringing them in the thaw....lol.

Michelle
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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/30/09 5:44 P

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Awesome tips, keep them coming in!!

Princess, you get a discount washing the car at night? It doesn't matter up here, night or day its all the same cost. Cool that you get a cut at night.

As for the temp, differences in areas. Until it gets really cold, like in a couple days we are expecting it to drop to -19C (-2F), my temp sits at 10 or 15C (50-59F). I live on the 3rd floor and the place is small. I only turn it on in the living room and in the winter, the wall heater in the bathroom stays on continuous. When it drops down to -19C, I'll put the heat to 20C. That's your 68F. If it gets really cold, I'll turn on the bedroom wall heater and run that until I go to bed, then turn it off. I'm usually fine until a wind whips through as I'm the corner apt and get slammed by the winds, which seems to come straight through. So I pile on the blankets in bed and in the living, use my aphgan to curl up. And use my neighbour's heat coming through my floor to stay warm. *chuckle*

Today its +5C (41F) and no wind, so I have the office window open to air it out. Its gorgeous out.
At home my temp was set to 10C before I left for work otherwise its too hot in my apt.

So yeah, I agree, sweaters, blankets, whatever works, that really helps to cut back on costs.

Oh and hanging out clothes, I loved that when I had places to do it. In the winter I still put them out as it cut back on my costs in the laundromat and pull them in to thaw out. Made for really nice sheet, that crisp winter air really makes them smell sweet. I only would run my jeans through the dryer, as winter air never would dry them well enough.

Edited by: SASSISPRING at: 12/1/2009 (13:25)

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11/29/09 8:55 P

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I've had my heat set at 67 degrees. I too wear a sweater, slippers, or pull an afghan over me. My dogs help with body heat too. I've turned up the heat a couple of times when I have been really cold, but then it is too hot and dry, so it gets turned back to 67 degrees!! At least the cost of gas for us here has actually gone down. I am sooo happy about that!!

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11/29/09 7:51 P

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to save i have been hanging my clothes to dry on the line. i wash in cold, i wash dishes by hand (only me and hubby or i wouldn't), we turned our heat to 68*. we grab a sweater if we need to. with electric bills being what they are, we have a coop, i try to cut back wherever i can.

Michelle
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KRESKA's Photo KRESKA Posts: 493
11/29/09 9:53 A

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Some ways to save that I've been doing recently:

Running the washing machine with cold water and using a cold water (ecological) detergent with it. The clothes are just as clean as when using hot water!

Having the dishwasher run on short cycle and letting the dishes dry by themselves afterward instead of using the heated drying.

Taking the car to the car wash at night, when it only costs $5. (During the warm days I plan to wash it myself on the driveway)

Victoria

"You were once wild here. Don't let them tame you." - Isadora Duncan
"Shoot for the moon. Even if you miss, you’ll land among the stars!" - Les Brown


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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/17/09 12:14 A

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No problem. And I chuckled on your comment. There are awesome things up here too. And for me, this is south as north was the Arctic and even then, I lived in the southern Arctic and not the "true north". *grin*



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11/16/09 10:56 P

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I don't envy you living in the frozen north!! Thanks for clearing the plugging in for me!

Kim

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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/16/09 9:47 P

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Kim, thanks for the suggestions on DVDs and CDs from the library. That's a great suggestion. :)

MALEXANDER4, that's a really cool idea to trade with coworkers and Goodwill. And definitely flea markets are a source of books at cheap price too. Tks for sharing. :)



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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/16/09 9:46 P

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Sorry for the confusion on the car. Its so old hand to me that I forget not everyone plugs in cars over the winter months. For cold temps cars can be equipped with block heaters - its pretty well automatic in the north, although sometimes you still have to remind the dealer if its a new car brought up from the south. The block heater does exactly what its name is - heats the engine block and keeps the rad from cracking, due to the extreme cold. There is a plug from the heater to outside the car, so one plugs that into an extension cord, then to a outside plug. Put it this way, you know someone is from the north by the plug hanging out the front of the car. LOL!

A coworker found out how expensive it is to drive with a hole for a windshield and snow all over - it was $125. She drove through a school zone. None of us felt sorry for her, which angered her more as she couldn't understand the problem. The problem was she couldn't see and could have hit a child. The other problem is that snow flies off the car, smack into my windshield and blinds me. I have no patience with this. I'm with you, I don't know how they see either with just a hole.

Oh and to confuse you more, some folks have an interior car warmer. Its a heater for the interior and has a separate plug for plugging in. The advantage is that it keeps the lubes warm and your shifter isn't frozen in the morning. When I lived in the NWT my neighbour had this, so if we worked a shift together, we took her car when it hit way down.

Oh and you know its cold when your tires are square. *thunk thunk thunk* That's cold. LOL!!


Edited by: SASSISPRING at: 11/16/2009 (21:50)

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11/16/09 9:01 P

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i always get books from coworkers, we trade, goodwill, and the flea market. very seldom do i buy new. great tip.

Michelle
Alabama

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11/16/09 5:27 P

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At my local library, you can also withdrawal dvds and cds to watch and listen. Of course, just like books, you need to make sure you either renew or get them back on time. The late fee on these is expensive compared to books!

As far as cleaning the snow off your car...I hate it when people don't do this. I don't know how they can see out when their window is covered with snow or they have a little tiny area they scraped.

Are you talking about electric cars or if the car has a plug on the dash, like a cigarette lighter? I don't know how you would plug it in otherwise. Is there an adaptor or something? Hopefully, in my area we won't get -35 below!!!


Kim

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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/16/09 4:56 P

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Borrow books from the library instead of purchasing and if you purchase books, try to hit all the garage sales and library sales that you can find. Often you can purchase books in great condition for pennies, at these sales. Also, get to know your local book store. Up here in Canada Coles/Indigo online has free shipping and handling for the month of December. The actual Coles store has bargain bins that sell hardcover books between $2-$10, depending on the author. I always sift through the bins (on top of the table and below, many folks don't realize the ton of sale books on the floor under the table) and get great deals.

Read magazines in the library. Read newspapers in the library. It'll save tons on subscriptions. If you really want to subscribe search for the best deal and if you are a long standing member, write the company and see if there are any deals coming up for "lifers."

I used to discontinue my subscriptions and wait for the "we want you to return" deal - which usually was 1/2 the price of the actual subscription.

Currently the only subscription I pay on is Hockey News as a gift to my nephew and Horse Life which was done to assist my friend's son for a school funding drive. The rest I read at the library.

Take advantage of the internet - its free in libraries. Bring a pad of paper and pen, find sites like SP for recipes and write them down. Saves purchasing a wack of cookbooks and using only a couple recipes from each.

Check out your local library for free activities. There are many things, from book clubs to new book readings. Take advantage of these free events for a fun evening out.

Regarding your car - keep it well maintained to cut down on costs. Check your tires monthly (more if you drive frequently) and keep them properly inflated. Poorly inflated tires not only create a driving hazard, they cause an increase use of gas. Keep your tank at least 1/2 full. Lower and you risk water entering into your system and creating problems. Live in a cold place? Put gasline antifreeze or fuel injector cleaner in the tank, around every 2-4 fill-ups. It'll keep that ice out of the system and keep your engine running well. Do you have to plug in your car? If you are able, set it on a timer for the switch to turn on approximately 4-6hrs prior to start-up. If you cannot do this, do not forget to plug it in when the temp drops or risk engine freeze-up. It is far more expensive to repair an engine that freezes up solid, then it does to pay for the bit of electricity to keep the car plugged in overnight. If its really cold, such as -35C and below, the best bet is to plug it in all the time to reduce engine wear and tear (and freeze-up). Of course, if your car or pickup is diesel, then you'll be keeping it plugged in all the time or it simply won't start. Last, make sure your car is completely free of snow before driving as the extra snow piled on the car not only creates road hazards, it drags down the car and increases gas use. (plus its illegal and is a $125 if caught by the police)



Edited by: SASSISPRING at: 11/16/2009 (16:59)

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11/8/09 3:36 P

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TY so much for sharing these tips with us.

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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/3/09 6:04 P

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LOTUSFLOWER, thank-you for posting the article and link. Much appreciated.

I agree with some, disagree with others. Good ways to get people thinking on it all. :)

Mechanics, I believe in having a relationship with your mechanic. That was one of the first things I set up when I moved to a new place - a mechanic. Even getting a doctor was 2nd to a mechanic. LOL! I don't ask for discounts, my mechanics usually do things extra and free, so I pay what I owe when it comes time to really do the repairs. Can't recall how many times Dave (mechanic here) has done something for no charge, at the drop of a hat. In turn I recommend his shop to others.

I definitely agree about keeping up with oil changes and I'd like to add in, keep up on repairs. What may seem like too much right now will always move into even more money if put off. Engines do not care about your budget, fix the small problem now because if not, it will develop into a larger issue. I also suggest looking into all sides of a warranty. All mechanics that aren't back-door shops are able to tap into your car's warranty and find out if there is coverage. A good example is when a computer component went on my car. It was around $5000. My car was pre-owned, I bought extra warranty and believed that it had ran out (as I only bought 1yr). My mechanic investigated and discovered that electrical components were 5yr coverage. Viola, it was covered under warranty.

Arts and crafts - use recycle materials. I have a rep here in my job for taking stuff that people see as garbage. I have boxes of stuff - pringles potato chip cans, string, scrap material, old baskets etc. The children go through the boxes and make the most coolest stuff. And it costs very little, just the glue basically.

People tip for haircuts? Oh right I'm Canadian, we don't tip *chuckle* Another suggestion - if there is a beauty college in your area, go there. The students are supervised and the cuts will be significantly less. Or like I do, get cuts in private home hair shops. The overhead is significantly less and that savings is passed on to you, the customer.

Soap - this was a recent discussion on Facebook. My friend was complaining she is going through too much laundry soap. Turns out she is like a few of her other friends, just dumps in and then double rinses. To me its bad for the environment and a waste of money. Because of allergies, I grew up with less soap in the washer and still put in 1/2 the recommended amount. The clothes come out very clean and smell nice. And easier on the pocketbook and environment. That tip sure is true!





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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/3/09 5:49 P

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MALEXANDER4 interesting with the cheque book. I struggle to keep mine balanced and can't imagine if I tried when the numbers are simply rounded off. Numbers and I do not get along. *chuckle* I constantly reverse and such. Yeah there is a name for it but I can't remember. (its a form of dyslexia)

I can see though how you could use it to cover when those unexpected things come up. I'm single, so that's not an issue that something is removed without my knowledge but can see if you have joint, that it could be helpful. Good idea. :)

Kim, I do that with baggies for the same reason - if its clean, why not reuse them? I tend to use plastic containers (like Rubbermaid and Tupperware) more for sandwiches though, rather than baggies. Good idea for saving. :)



Edited by: SASSISPRING at: 11/3/2009 (17:50)

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LOTUSFLOWER's Photo LOTUSFLOWER SparkPoints: (91,284)
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11/3/09 3:53 P

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30 Ways to Save Money (from frugal fun.com)

By Kimberly A. Griffiths

Before venturing on ways to save money over the course of the next 30 days, identify what the goal is for the month. Is it to save $50? 100? 250? Once you have this established, the work you do each day will have more meaning.

The only thing you truly have complete control over is how you spend your money. The choices are yours to make.

1: Take the time to write up a grocery list and review the local grocery stores circulars. Start this month by being prepared with enough food to make quick meals at home. Take a full hour to walk through the grocery store to compare brands and prices. You can easily save $20 or more each week by shopping the sales at the stores.

2: Instead of going to the arts and craft store every time your child has a project due, use this time to teach your son or daughter creative ways to use things already in your home.

3: Skip the vending machine today. This daily habit might be costing you $1.00 or more for something you can buy in the grocery store for a fraction of the price.

4: Avoid late fees - pay your bills on time! Give yourself a weekly allowance in cash to pay for incidentals and stick to it. When the money is gone - it's gone.

5: Stretch out the time between haircuts. If you normally get your haircut once very six weeks, try stretching it to once every eight and save yourself the cost of at least two haircuts and tip a year.

6: Don't skimp on getting oil changes; just find a coupon before you go. Coupons for oil changes can be for as much as $10 off! To find local merchant coupons, visit www.MoneyMailer.com.

7: Use 1/3 less of dishwashing soap and laundry detergent. The portion size of the scoops in laundry detergents is simply too big - you'll be amazed just how far 2/3 of the suggested amount will go.

8: Meet a friend for breakfast or lunch instead of dinner. Dinner is always the most expensive meal if you're eating out.

9: Partner with your neighbor to have a yard sale this month. This puts a new twist on spring cleaning while you get to know your neighbors. Get your house clean and pocket some cash from your efforts.

10: Instead of throwing away a pump bottle of hand soap, transfer your shampoo to the empty bottle. Manufacturers do an excellent job of making shampoo bottles spill out more than you really can use in one washing. One pump of shampoo per use will do just as good a scalp cleaning as two pumps.

11: Ask for a discount even if you don't have a coupon at a local merchant. If you are a regular customer of a dry cleaner, a shoe repair store, or even a mechanic, ask "is this the best price you can give me?" The first time a shop keeper gives you a 20% discount just because you asked, you won't be shy anymore.

12: Plan a potluck this month with your friends instead of going out to eat. Have each person bring something. Voila! Dinner is served.

13: Buying a book or CD as a gift? Check out eBay's Half.com - you can typically find the title you are seeking for at least 25% cheaper than in stores. Plus the flat-rate shipping keeps costs down.

14: If you are making a major purchase of any kind, be sure to ask the sales person if the store has any last year's models on sale. Stores are constantly trying to move inventory; take advantage of the savings!

15: Increase your automobile insurance deductible from $200 to $500 and save 15-25% per year. The money you save each month on premiums can then be put aside to ensure that you have the deductible amount on hand.

16: Dust off your crockpot and plan a soup or chili dinner. Make twice as much and freeze the leftovers for an easy dinner night later this month.

17: When the cable bill arrives this month, determine whether you really use all of the channels that your plan offers. You can add channels back in later if you are feeling deprived.

18: Want to do something special for your co-workers? Bake some blueberry or corn muffins or banana bread - the homemade effort is really appreciated.

19: Stop drinking soda.

20: If you are paying for a storage unit to house your "stuff" - make a commitment to end the madness. You don't need to be holding on to junk you don't use.

21: Quit smoking - this $1500 annual habit has just got to stop. If you're still smoking, even if you're a die-hard 20+ year smoker two packs a day smoker, you can do it. And, deep inside, you know this is true.

22: Stay at home one night this weekend. Pull out a puzzle, a board game, a book, or a DVD and some popcorn.

23: Spend less than you earn - Earn more than you spend. It's genuinely that simple and that difficult.

24: Whenever you find a coin, place it in a jar. At the end of the year, donate it to your favorite charity and write off the donation on your taxes!

25: Cancel your long-distance package on your home phone if you don't use long distance often. By purchasing a phone card, you can have the convenience of using the phone in your home without paying needless $5.00 monthly charges for the privilege to have a long distance company connected to your home phone.

26: Wait until the dishwasher is completely full before running it - save your money and the earth's resources.

27: If you have 20% or more equity in your home and you are still paying private mortgage insurance (PMI), call your mortgage company to cancel it. This can be a savings of $40 per month!

28: Budget your money. Write down everything you spend or budget your money online with One Paycheck at Time eTools, www.OnePaycheckataTime.com. By tracking what you spend you will easily save 10% or more per month because you are aware of the money that is going out and coming in.

29: Refinance your auto payment. If a year or more has passed since financing a vehicle, researching refinancing the loan. You may find that you can get a loan for at least .5% less than what you have now.

30: Depending on where you live, figure out a way to cut your commuting cost. Once a week, try taking a bus, bicycling, or joining a carpool. It's just one day a week - it won't cramp your lifestyle the other 6 days in the week.

Here's a link to the article and associated resources:

www.frugalfun.com/30ways.html

~ Kathy ~
Walk Leader, Running Coach & Marathoner!

"Keep Flying. Keep Trying." - Lucy, my daughter


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11/3/09 2:17 A

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i do pennies all the time.

when i write a check i always enter it in the checkbook to the next whole dollar amount. this is like change in the bank. it can also save on those pesky overdraft fees when the spouse forgets to let you know he wrote a check for gas. you can tally your savings monthy when you do your reconciliation.

Michelle
Alabama

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11/2/09 6:43 P

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I pick up pennies all the time regardless if they are heads up or not....another myth about good luck if it is heads up!

Okay I have to admit one thing that I have been doing is re-using sandwich bags. If I've had something in it that is relatively clean...no crumbs, grease smudges...things like that..I will use it the next day. Today I had a sandwich in one and used it to put my open package of crackers in to keep them fresh. I do the same with larger storage bags.

Kim

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11/2/09 5:43 P

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Here's an example - save pennies.

There is a saying:

See a penny pick it up, all the day you'll have good luck. See a penny, let it lay, bad luck will follow throughout the day.

I learned that when I was a child and have always picked up pennies. People have learned to discount pennies, using them only for paying the taxes on items. Otherwise pennies are seen as worthless. Yet I've gone on holidays using pennies that I saved, I've bought groceries using pennies that I saved and even though they are heavy to carry into the bank, I leave with bills.

I save pennies. It takes a long time to add up to anything, still I save. And save and save. It does add up after time. So for me, a creative way to save is to save a penny.

Kinda like starting a fitness program eh, only step at a time....same thing, save one penny at a time until there are many.



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SASSISPRING's Photo SASSISPRING Posts: 11,077
11/2/09 5:40 P

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Share creative ways to save. If you can't think of any, feel free to surf the net and post interesting articles. The ways can be huge, the ways can be small. It can be something you are doing or something you think could be interesting to do.

We might even come up with some interesting goals for months ahead.

Share away!



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