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1/27/15 11:42 A

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Did you do anything special to celebrate your birthday Cheri?

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1/26/15 1:13 A

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Thank you so much!

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1/25/15 6:52 P

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Happy Birthday, Cheri!


Kim

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1/25/15 4:08 P

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Happy, happy, happy birthday Cheri!!!!!!

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1/25/15 1:45 A

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Kim your bank seems to specialize in torture !
Kelly I am hanging in there just waiting for my hip replacement.

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1/22/15 9:11 P

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OMG! My body was so tensed up on Monday and Tuesday and my stomach hurt. It is awful and I think that is why my hair turned gray at an earlier age. If I didn't color my hair, it would be silver.

The bank left me a message asking for more recent pay stubs. Really? The 2 prior to that want recent enough. I told them I wasn't sending anymore paperwork to them. They need to work with what they got. It is such a joke. Talk about your red tape!

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1/22/15 9:59 A

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I agree Kim, you'd think the banks would want to do whatever helps them get their money in the long run. But what the heck do we know?????

I hope your stress levels go down soon. Stress is so hard on the body, never mind what it does to the mind.

Cheri, how are you doing lately?

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1/22/15 12:20 A

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Oh Kim that sounds awful I hope the stress levels off soon It just seems to be one thing after another.

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1/21/15 10:58 A

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I don't get the med thing either, but it is new ins and they didn't know that I have been on it for so long. I think it is a cost saving measure, because the "step 1" meds were generic and have been around a while. One I was on a long time and then mixed with another drug...bad side effects. The "step 2" drugs are newer and cost more.

As far as the bank, you would think they would do a mod so they can get their money or a refi and they still would get your money for a longer period of time. If they foreclose on me, they won't get squat, because I did not re-affirm my mortgage when I filed bankruptcy, which means they cannot come after me for money. You would think it not only would beneficial for me to help me, but also beneficial to the to still get their money. They are idiots in my eyes!! I am determined to keep my house as long as I make some kind of payment, but right now it has been really rough. Expenses have gone.

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KLAD_COCKERS's Photo KLAD_COCKERS SparkPoints: (89,000)
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1/21/15 9:48 A

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I'm glad your meds are covered, but I really don't understand why they had to make you jump through so many hoops??? If you've been on the meds for 5 years now and they WORK, then why isn't that enough?

As for your bank, they've been jerking you around for years. You're absolutely right - nobody lives on GROSS income. If you've asked a number of times to refinance, shouldn't that be a clue to them that something isn't working for you?

I hope the stress eases off for you soon Kim. I wish there was something I could do . . .

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1/21/15 6:58 A

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I went to get a prescription filled and call about it 2 days later, nothing giving it thought because I had a couple pills left. Once I was out, I got to thinking the pharmacy didn't call to let me know it was ready. This was Jan 8th. I called and was informed that my insurance needed an authorization for this med. I have new insurance. Paying a little bit more for the coverage because it was better drug coverage. Ticked me off because I have been on this med for at least 5 yrs. So I contacted the insurance and was told what form my dr needed to use. Took them a couple of days to get it in as far as I know. Didn't hear anything until Monday evening when I got home. My dr office had called. I was informed that my insurance denied the meds because I did not not follow their "step therapy" guidelines. 1. I did not know they had this, 2. I have been on the med for 5 yrs and have tried all the other medications 5 yrs and prior, which none worked for me and this was like a miracle drug to me. I cannot go without this medication. It is an anti-depressant. I get "ugly", for lack of a better word, but I get very down and mean, and I do not like myself in that mode and I was heading there, even though I had samples, which I had to take time off work to go and pick up. Anyway, the nursed asked me a few questions and said she would resend the info. In turn, I called the benefits person at work to have her contact the marketing rep at the ins co. She was just telling me to contact customer service and I told her I already did. I used be a liaison when I worked in ins years ago. So a rep did call me back, stated he did find out the new info was received and the medical reviewer was reviewing. About an hour later it was approved, so I can get my meds.

Point is I just did not need this stress on top of what stress I already have. I am trying to get my mortgage modified and I have a feeling that is going to be the same old story....I make too much money (gross not net) to pay my mortgage. Well duh, but who lives on gross income....no one!! I am so sick and tired of having to fight for everything and living from paycheck to paycheck without paying all my bills in the month, even after filing bankruptcy last year I still struggle financially. Bankruptcy I guess is not a hardship to the bank I deal with. I hate the bank with a passion because they do not help their customer. Long story short, the CEO heard my complaint on Facebook and his dept contacted me to send in new updated info for review. Well it is the same dept I have dealt with in the past that does the reviewing. I have also contacted my congresswoman's office for assistance. I hope they can get farther than me. I have been doing it, filing for a request for modification, for the last 6 yrs have been rejected each and every time for making too much money. NOT...I didn't work for a year and was on unemployment and that didn't count since it wasn't "real" income. How much more can a person take. I am nearing the end of my rope. I was so depressed and stressed yesterday it was awful. Even working out on Monday night didn't improve my mood and that usually does.

It is snowing this morning and possibly ice on the way, I am turning around and going back to bed. I have sick time I can use and should have used it yesterday,

Edited by: SOPHIEMAE2007 at: 1/21/2015 (07:05)
Kim

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CHERIRIDDELL's Photo CHERIRIDDELL SparkPoints: (320,996)
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1/21/15 2:35 A

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What is wrong Kim , if talking about it will help relieve the stress I am here to listen!

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1/20/15 8:27 P

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So stressed!


Kim

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1/20/15 1:32 A

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I used to like yoga before my hips failed

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1/16/15 6:24 A

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Couldn't move the full size of the ball or movements. If she is getting more participants, she may need to move to someplace larger, but then the price would probably go up. Right now I am only paying $2 per class. For the Zumba I paid $28 for 7 classes. At least not as many people showed up for that as they did the free class. They also have yoga for $4 a class. I haven't done any yoga.

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1/16/15 12:57 A

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I can't imagine sharing a ball Kim

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1/14/15 5:28 P

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Will be on my way to zumba soon. I hope it isn't as packed as it was for the free class. There wasn't enough room to move properly. It was packed for the cardio drumming class last night and had to share a ball. Wasn't as much fun. I am tired now and will be exhausted when done with zumba tonight.

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KLAD_COCKERS's Photo KLAD_COCKERS SparkPoints: (89,000)
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1/14/15 10:25 A

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Fingers crossed Kim! I hope that you get some resolution on your mortgage.

Thank you all for the condolences on Farley. I miss him terribly, but it was the right thing for him. He was hurting, and I didn't want that for him.

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1/14/15 1:37 A

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I am keeping my fingers crossed for you Kim.I wish I could do zumba !

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1/13/15 10:22 A

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I took my documents to be mailed (certified) through the mailroom at work. They had them all set to go to the PO and I received a call stating they could not do it yesterday, because the main PO was evacuated due to a gas leak. So I am hoping they are going out today. I did hand deliver the one to my congresswoman's office. Can't wait to hear back from either one.

It is cold again today, but nothing like last week. Murphy just loves it. Crazy dog!!

I tried Zumba for the first time last Weds and it was a great workout. I was exhausted when I got home. It was a free class, but I am going to sign up for the next 7 weeks. This Zumba and Cardio-drumming, I should drop some weigh, inches, and lower my blood sugar.

Have a good week.

Kim

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1/13/15 12:46 A

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I certainly hope next week is better !

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1/10/15 6:51 P

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What a week! Late Sunday afternoon, I went down into my basement and found it flooded. We had a lot of rain the day before and my sump pump was working overtime. There was a clog in the pipes between my house and the main sewer lines in the street. $500+ snake job! Made me sick! I stressed all week about getting paperwork together once again to send to my mortgage company to see if they will this time allow me to refinance. They asked for the info because I made a complaint on a FB post of theirs that they obviously didn't appreciate. I wrote that I hated the bank because they don't help their own customers but were collecting money to help those in need during the holidays. Might pay to complain on the WWW!! I didn't want to gather the info because nothing has changed and they already had all my info from last year when they denied me. So today I had to go copy all of it 3 times. 1 copy is going to the "Office of the Chairman", who contacted me, 1 to the Loss Mitigation Dept, who actually reviews the info, and 1 to my congresswoman's office for review. I called them since the bank told me they follow federal guidelines. I spoke with her rep and he emailed me docs I need to complete to send in with the info. They have contacts at FannieMae who works with the Home Affordability Modification Program. He also said that he may send it to the Consumer Protection Agency since the bank never sent me the re-affirmation papers when I filed bankruptcy. That means if I had to foreclose I my house, they can't come after me for money, because I didn't re-affirm my loan. HA!! I still can make my payments and doing the best I can. So all this will be sent out on Monday.

My sisters woke up to a cold house this morning and had to have their furnace fixed. Bummer! Murphy is loving this cold weather. I can't get him to come in and it is too cold for him to be staying out for long periods. Wind chill was -25 F the other day.

Hoping next week will be better!

Kim

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SURENDERISNOTME's Photo SURENDERISNOTME Posts: 7,714
1/10/15 1:09 P

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Hello everyone!

Kelley, I am so sorry to hear about Farley's passing. He is no longer in pain. One day you will be reunited with him.

Katie is getting older. She will be 7 in March. I can see that she is slowing dow a little bit. It is hard to believe I have had her 6 years now.

HUGS
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1/6/15 5:37 P

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Kelly you always will miss him but there will come a time when you can speak of him with less pain when you can tell people what a glorious dog he was about his magazine column and about his following.He had the love of a gruff soldier afterall , Al cried when I told him Farley had crossed the Rainbow Bridge ,this is a soldier who was fond of telling young pilots he had boots with more time in the military than they had time on earth ! They say that when Al mans the snags desk there are no silly things wrong with the aircraft as the pilots are afraid of him and he cried over Farley's passing !!!!!

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1/6/15 10:17 A

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I miss him so much . . . thank goodness the other dogs are keeping me on schedule.

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1/6/15 1:21 A

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Oh Kelly my deepest sympathies I am writing this with tears in my eyes. Farley had the best life possible there was never a better dog Mom , he will be free from pain romping and waiting till you join him for dogs love us eternally .I am sure True was waiting for him and will take him under her Mothering paw.

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1/5/15 10:38 A

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It's been a really hard few days. On Friday January 2nd I had to let Farley go to the Rainbow Bridge. He was just tired and sore and not eating. My heart is officially broken now . . . I miss him so much.

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1/2/15 10:43 P

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Sad news today. I found out via FB that Kelly's Farley passed away today. May she see him over the rainbow bridge Kelly you are in our thoughts and prayers.

Kim

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1/2/15 5:05 P

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Thanks, Kelly!

My mom was kind enough to buy me a new computer. More than I was going to spend, but this one has a touch screen. How fun is that! Have lots to learn about it yet.

Kim

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1/2/15 12:05 P

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Feel better soon Kim .I am not much of a sports fan unless it involves dogs !

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1/2/15 10:21 A

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I didn't watch any of the bowls yesterday, but GO BUCKS! (ohio state if you are wondering!)

It has been chilly up here in Ohio too! Took a walk to the end of my street, which is Lake Erie and it is starting to ice over. I took a couple of pictures and was going to download them, but this old computer of mine is acting up and won't let me. I am hoping to go buy a new laptop today. I hate this old desktop.

I have been sick all week and started the new year with laryngitis and still have it today. I think I might have a touch of bronchitis too, but my chest doesn't feel tight, so that is a good thing. I tried calling the dr, but no one is in today. If I am still sick on Monday, I will try to get in then.

Hope everyone is feeling better than me!

Kim

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SURENDERISNOTME's Photo SURENDERISNOTME Posts: 7,714
1/2/15 8:48 A

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Hello everyone!

I am up early this morning trying to stay warm. I think I am going to make chilli for dinner tonight. I woke up with Nimitiz and Silk under the covers with me. They were cold too. lol

I hope everyone had a good New Year's. My team won the Rose Bowl last night but I didn't get to find out who won the Sugar Bowl? Kinda hoping that Alabama won. The Ducks don't have a good history with Ohio State.

HUGS
Debbie

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1/2/15 4:26 A

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Kelly we need a Farley update how is the lovely old Boy?

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1/2/15 12:59 A

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That's fantastic news Debbie!

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1/2/15 12:36 A

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Excellent News Debbie.Happy New Year everyone !

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12/31/14 8:56 A

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That is good news, Debbie! Have a happy and healthy new year, Everyone!

Kim

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12/31/14 8:40 A

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Hello my friends!

Good News! My oncologist called yesterday. It is official I am in Remission! WOOHOO!
The best news I have had all year. It is also a good way to start 2015!

hUGS
Debbie

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12/31/14 7:43 A

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Thankfully it was a 24 hour bug I am better this morning .I have not heard of wild I have had my nose in the books.How is Farley Kelly?

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12/30/14 9:22 P

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It must be going around. My friend that I went to the movie with had a dr appt after the movie to look at her eye. She unfortunately have pink eye and bronchitis. I knew she had a sore throat, but she wasn't coughing. I told her I would stay away from her for a little while.

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12/30/14 7:20 P

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ai hopr your congresswoman can help.I am sick now too

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12/30/14 5:14 P

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Not happy that I am still sick. Felt like crap when I got up this morning, but felt better once I had my shower. Went to see the movie "Wild" with Reese Witherspoon. It was ok. I gave a thumbs-up to the woman she portrayed to have the guts to hike by herself. I would love to take time out for me and leave worries behind to do something like that, but it would have to a short trip, like a week, not over 3 months. The woman had major issues and basically it was a way of cleansing herself.

Trying once again to see if my mortgage co will modify my payment. They did not like the complaint I left on facebook earlier this month. Sorry don't feel their pain!! They asked me to fill out the same paperwork I have already have filled out at least 6 times...this will just be updated, not that anything has really changed...well can't say that. I did have to take a chunk out of my IRA to pay off another loan, so that is not on their. That won't be a good think to me. They will probably think, hey she paid that, so why can't she pay us!!! I did get another letter from them yesterday stating, "we are still reviewing your accounts". So then why do I have to fill out this paperwork again??? Nothing but red tape. I think I am also going to contact my Congresswoman, since has to also do with "federal guidelines" as I was told by the bank. My Congresswoman has kicked some butt in DC over the last 3 decades, so maybe she can help!!

Well enough of my complaining. New year coming up soon, so hoping things will be much better, but not holding my breath.


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12/29/14 4:33 P

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Yes I was not too impressed !

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12/29/14 4:28 P

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That stinks!

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12/29/14 3:25 P

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I had a good Christmas but I am not very impressed with Cabela's .Al got a job with Cabela's when he retired from the military but they did not bother to tell him it was a term position so his job is finished as of January 1st and he is upset.

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12/29/14 2:58 P

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Had a nice Christmas, but I am blaming my sister and my brother for getting me sick! They both were coughing and sounded terrible. Now I have had a soar throat the last 2 days and congestion.

I got a new camera, so now I can take some pictures!! Going to try and trim (shave) Murphy today.

Kim

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12/29/14 10:26 A

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Our Christmas was quiet, since my brother's kids were with their moms. I ended up with the flu, so I might be the only person that ended up losing weight over the holidays. Ugh. At least I'm feeling somewhat human today.

How was everybody's holiday? Was Santa good to you?

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12/28/14 11:55 P

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Glad you have hot water Kim !

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12/23/14 5:55 P

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The back is feeling better. I have hot water. I have to work until 12:45pm tomorrow and then I am off!! Can't wait. Don't know what I do while I am off, but I hope it goes slow!!

Kim

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12/23/14 5:46 P

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Hello everyone!

I did make it back before Christmas. My place has been quite busy. I just got home from the oncologist a little while ago. Things are looking okay. Will get another CT scan sometime next week. Then back to the doctor's in 3 months.

Tomorrow it is off to my sister in law's for and early Christmas get together. Since both Sisters In llaws have to work Christmas Day. Then we are off to my brothers on Saturday morning.

Kelley good luck with getting all the fur kids packed and ready to go. My sitter is coming Friday night so we can get an early start on Saturday.

Kim, hope the back gets better.

Cheri, good luck with the crafting for Christmas.

HUGS
Debbie

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12/23/14 9:55 A

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That sucks Kim - I hope you can get things figured out today.

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12/22/14 1:08 P

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Well my time off has changed for this week. Woke up with cold water this morning, so I am taking the afternoon off to have someone come out and look at my hot water tank. Probably too much dog hair covering the vents and the pilot light went out. I can never light it. So I will be working probably a half day on Weds. :(


Kim

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Love All Dogs, but partial to Cocker Spaniels...! Spaniel Lovers Team
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12/22/14 10:18 A

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Oh Kim, I'm jealous about the time off . . . I'm taking half a day on the 24th and then a full day on January 2nd. Otherwise I'm working. The 26th is a holiday for us, through work. Sort of like Black Friday for you guys.

Are you guys ready for Christmas? I'm as ready as I'm going to be, with the exception of being packed. I leave on Wednesday to spend a few days at my mom and dad's place, so I will have to pack the car. That ought to be like a good game of Jenga. Four adult dogs, two puppies and a cat, plus food, their stuff and whatever I'm bringing home for Christmas. Fun times.

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12/22/14 6:24 A

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Received one med, but don't really need it now. At least I have it for next time my back hurts. 2 days of work and then I am off for a week and a half!! Can't wait!!

Kim

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Love All Dogs, but partial to Cocker Spaniels...! Spaniel Lovers Team
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12/22/14 12:48 A

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I have been trying to craft and sew for Christmas

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12/20/14 6:37 P

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Believe it or not, I still have not received my prescriptions. One has to have a pre-auth from my insurance and they other they had to order and maybe that needed a pre-auth as well, I don't remember. My back is feeling better and I did find some of the same meds in my cupboard, but only a few left from before. So should I still pick them up when they do come in?

Kim

Birdwatchers Team Leader,
www.sparkpeople.com/myspark/groups_i
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Love All Dogs, but partial to Cocker Spaniels...! Spaniel Lovers Team
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12/20/14 12:13 P

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Hello everyone!

Kim, hope your back gets to feeling better.

it might be after Christmas before I get back on. I have a lot of company coming to visit the next couple of days. Then I am off to my brothers again on Friday or Saturday.

Merry Christmas!

hUGS
Debbie

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