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CARMIE34's Photo CARMIE34 SparkPoints: (90)
Fitness Minutes: (0)
Posts: 20
5/10/14 12:37 P

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Trying to be more wise on budgeting.
Also working on making things more organized and would want to renew some insurances.

Total SparkPoints: 90
SparkPoints Level 1
TIFFA409's Photo TIFFA409 SparkPoints: (71,962)
Fitness Minutes: (21,473)
Posts: 2,907
4/9/13 12:14 P

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I have stopped using my credit card for anything but automatic pay of my bills. I carry cash for everything else. I only have so much expendable cash each month. If I don't have the cash for it, I can't buy it. This makes me pay a lot more attention to the things I buy as I have to buy my gas, etc out of that cash and I need gas at the end of the month too!

SW 01/01/15: 189

2% goal: 185.22, met 1/11/15
5% goal: 179.5, met 2/7/15
8% goal: 173.88 met 3/24/15
10%goal: 170.1 met 5/1
12% goal 166.32
15% goal 160.65
18% goal: 154.98
20% goal: 151.2

GW: 125
"Seven days without exercise makes one weak."

 Pounds lost: 4.0 
MARGOMCP's Photo MARGOMCP Posts: 8,670
4/9/13 8:51 A

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We're in the middle of refinancing our home to get our monthly payments down.

I'm starting a personal accountability deal with my credit card and the food budget, keeping track of all expenses, daily. I have goals I want to decrease my spending on both by. I recently started a program to get "out and about" more, which includes de-simplifying some of my grocery shopping choices, going further afield to save money.

I normally have my groceries delivered but I am going to take over some of those purchases; the delivery warehouse does not have some of the things we normally buy and we run out of things like milk, eggs, bread, etc. more often than I have a delivery. My husband usually runs to the convenience store to pick them up but now I'm going to go to a better, less expensive grocery store for those things, get the exercise doing so.

The other day I tested it out and bought 5 items and they would have cost $20+ to deliver but only cost me a little over $12 to pick up myself.

There is no pleasure worth forgoing just for an extra three years in the geriatric ward. ~John Mortimer

 Pounds lost: 4.6 
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