Hello I am new to the debt free living.I have been in debt since I was 18 years old.I am now 24 and it has gotten worst.I need help really bad.I have no family support.I found about debt living just browsing the sparkpeople site.I am also I a member on the weight loss side.So I have a few goals to meet a healthier life and a debt free life is where I want to be.I have about 15 collection accounts and 2 charge offs. Can anyone help me please.Is it good to settle with the collection angency?
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