hi all! so glad i've found this group! i love sparkpeople and am currently using it to lose weight (obviously) but am excited to also incorporate it into my financial "weight loss".
i'm currently 25 & have been working my "career" for a year. i have a bachelors & masters degree so of course i've got student loan debt (I believe about $25k). i currently have 2 credit cards that i'm trying to pay off...and quickly. like i said i'm 25 and my goal is to get out of CC debt within the next 2-3 years.
i currently have $1000 saved and was wondering if i should stop saving and throw all extra money towards debt. i have a spreadsheet that i use and if i pay double my minimum payment + what i currently put into savings (10% of monthly income) then i will have one cc paid off in 6 months. after that i plan to tackle the next card. my student loans are currently in forbearance (accruing interest but payments postponed) because i plan to tackle the cc debt first and then go on to student loans.
i'd really like to get my finances in order before my BF & I decide to get married, start a family, etc.
thanks for the help in advance! :)
"The more aware you can stay of who you really are - the eternal, unlimited essence of yourself - the easier it will be to deal with the conditions around you that fluctuate all of the time."
| current weight: 168.8