Seems kinda funny to start a new topic every time some one new joins the team, but if this is the way you do it, ok, here goes! I found your team on Salongirl's page. I took a really great class from Financial Peace University on this subject, and did really well for a while. But soon found without the class environment and support, I went back to my pre-budget ways. I am currently working on building a new one. A little reminder once in a while is going to be good incentive I think! I really need to get my finances in order. I am planning to get my own apt this spring after living with roommates for the last near 4 years. It's hard to find people in a college town that want to share their living space with someone in her 60's! Looking forward to this group! Barbara
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