Of course, the diagnosis of coronary artery disease affects our lives in many different ways. And the temporary disability associated with open-heart surgery probably has financial effects on more folks than not. Falling on hard times seems to be something we've heard of happening more and more to families like yours and mine with the recession, as well. This is scary to us when we feel that our health is in a precarious position, having gone through what we have.
After my daughter was born I was able to purchase temporary disability insurance through my employer. When my surgery came around, it was a life-saver, since at the age of 41 I had not planned for something like that and we didn't have much savings. Because of the recession, we did end up relying heavily on credit until I was able to work again. We also had to borrow from both of our retirement funds in order to make ends meet. Then I had to look for another job in order to supplement my reduced income at that point. We're still heavily in debt almost 2&1/2 years later.
Looking at the positive side, most people do have options, albeit not always the most palatable ones, even if they are unfortunate enough to lose their jobs and fall on hard times. Further looking at the positive, we have been fortunate enough to benefit from some of the best healthcare in the world when our situations were life-or-death.
So, it's important to remember all of these things when we're feeling scared and vulnerable in today's world.
Hang in there,
Edited by: MICHCONRN at: 11/9/2009 (08:42)