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4THEJOURNEY's Photo 4THEJOURNEY Posts: 5,261
2/18/11 9:57 A

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And I think this is my biggest problem....having to ask myself if I really "need" something. I think my son is better at this than I am. He's a pre-teen, but when we were in our local home improvement store recently, getting things to fix up the yard for Spring, I saw a little sand castle lawn decoration that would look so cute in our yard (we live in Florida, not far from the beach), and it was on clearance for just $4.99, with a normal price of $19.99! I gasped with joy and picked it up, and my son's first words were, "Do you really need that, Mom?". Ugh...words of wisdom...not what I wanted to hear at that moment. Back on the shelf it went. LOL! :) I think I need to take him shopping with me always.

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~~Pat~~
FISHING88's Photo FISHING88 Posts: 3,158
2/18/11 6:42 A

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Sounds like a good plan! The biggest savings come from asking ourselves if we really NEED something before plunging into the purchase. Wishing you the best this year as you strive to get rid of those cc bills.

JODYGRIZZLE's Photo JODYGRIZZLE Posts: 3,584
2/17/11 10:01 P

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I have to do the same. My goal is to pay off the CC too. In July I am likely to take a 10-15% cut in pay and that is really going to hurt!



 current weight: 192.4 
 
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MARIASPARKLE's Photo MARIASPARKLE Posts: 6,075
2/17/11 9:25 A

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Hi there Catsinger, welcome to the team.
Good luck with your goals.

CATS ROCK!!
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(.*♥Maria♥ *) Proud to be a non-smoker since 6th Feb 2008!!
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(NEW) STARTING WEIGHT - 17 Nov 2014 - 157.6 lbs

MY REWARDS:
155 lbs - new workout music
150 lbs - Christmas 2014 goal
145 lbs - Easter 2015 goal


 current weight: 155.4 
 
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4THEJOURNEY's Photo 4THEJOURNEY Posts: 5,261
2/17/11 8:15 A

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Welcome! I'm right there with you. I really need to get a handle on my spending and saving. It's not like I'm buying anything major. It's just the little things that add up over time....an extra trip to the grocery store for something I forgot, and a few extra items just end up in the cart. Not sticking to my grocery list, etc.

My problem is that I pay off my card, and then the next month, I have a balance, and the money that I'm using to pay off my card each month could be going into savings. So I really need to re-learn how to save money. I did it once before...paid off 22K in debt in one year by cutting way way back on everything...so I need to get serious about saving again. :)



~~Pat~~
CATSINGER's Photo CATSINGER SparkPoints: (52)
Fitness Minutes: (118)
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2/17/11 7:54 A

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Hi I am just getting started again on Spark. I would like to pay 2 of my three CC off this year about 4000 dollars. Then I will put all the rest ot pay off the third. Bringing my lunch etc. to help save extra money. looking for other ways to save

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