Welcome to the team! I am glad that you joined us!
The best years of your life are the ones in which you decide your problems are your own. You do not blame them on your mother, the ecology, or the president. You realize that you control your own destiny.
Glad to have found this group, am hoping to learn something and maybe teach something in return. Money is at issue these days though in reality money is a man made thing we have allowed to run all our lives. Saying that we must function in the parameter given and so learning to budget is a necessary art.
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