With the downturn of the economy, my husband and I have been "forced" to live a simpler lifestyle. But in a lot of ways, I find it exciting to find more ways in which to live simpler. We're baby boomers and for those of us who are we can remember "thrifty tips" from parents or grandparents.
Looking forward to learning and growing in the simple life and hope to contribute some tips myself!
Toni aka Homeysue
"There are no secrets to success. It is the result of preparation, hard work, and learning from failure."
I truly live a simple life. We have chickens to supply our eggs, a greenhouse for our veggies, and just use the store for things we can't make....I love finding new tips on how to save money and time....
Hi, I'm Christi. I'm 51 years old and need to get control of my finances and spending habits. Truthfully, I am not a big spender. There are some things that tempt me - mostly food and books (I do get 95% of my books from the library, but there are some here and there that I'd like to have for reference). I'd like to make a budget and follow it. No more stops at the store to pick up goodies. And I need to break the fast food habit as well. Grabbing a bite on the way to work may be convenient, but it is expensive, not to mention unhealthy.
I live fairly simply now. It's just me in the house. I never had children and at this time of my life I don't have any pets. My parents live across the street from me and are on a fixed income. Most of the excess spending I do is on them. Is it all necessary? No. But some of it is. I could cut back.
My big financial goals include paying off my mortgage, (which I believe could be done in 10 years or less if I do this right), getting 6 months worth of salary in the bank, opening a Roth IRA and contributing more to my deferred comp program at work. When I retire, I don't want to have to get a part time job.
I'm glad to be here and hope to share a successful journey with you all.
Fitness Minutes: (22,092) Posts: 3,057 3/3/12 12:35 P
I had never heard of the grocery game or Financial Peace University before so I checked them out. The grocery game is similar to what gets published each Sunday in my newspaper, so I know what is on sell & a great buy w/c & where & when the cp came in the paper or if they are on store's website. The Financial Peace is being sponsored at 3 churches about 12 miles from my house. While I still use cp, there is only 2 of us most of the time & I've been doing cps for 40 yrs so paying to join the game isn't the best use of my money. My Mom & I use to make it a contest between us to see who could save the most & get the most products free. We also used rebates which aren't as popular as they once were. Paid for a vacation for 6 to Disney World one years with rebates alone.
Hi everyone I'm excited to be here. I've been thru Financial Peace University & am 2 bills away from being debt free (except the house). I'm always looking for ways to save money & improve the way I look at & use money. I've been using the Grocery Game to save on groceres (very successful!) Looking forward to getting to know everyone!
I can do all things through him who strengthens me.
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