I am 30 years old, no kids and I got divorced about 5 years ago. In the divorce I got the house and the car that was not paid off along with all the utility bills and about $20,000 in credit card debt. I have a good job but at the time I was seriously struggling so I had to contact a debt consolidation agency. The past 5 years have been the hardest of my life, there were times I was so poor that other people had to feed me. However, I am down to my last $4,000 and should be debt free within 6-7 months and that is super exciting. I really wouldn't change my experience for anything, I have learned to live within my means and I have no need for credit cards. I am concerned that once out of debt I will start to spend all my free money instead of saving because I have gone without for so long. I'm working on trying to stop my bad habits of using spending and eating to make myself feel better. Any suggestions or advice is appreciated! I'm so glad to have found this team!
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