Hi! My name is Mary. I live in California, raised 4 boys here. I've been on spark for a while (lots of pics and blogs). Money IS an issue, of course. I've been in the process of applying for that miraculously promised Home loan modification program too. Yep - feels like a run around still after a year and my SECOND forebearance program which promises to deliver a newly configured loan when I get to the other side...again. I've reduced bills, cut back on groceries, heat, entertainment.
I think my biggest problem is I pay my bills month to moonth with whatever money I have. I'm not very good at looking at the big picture, and getting to the point where I can write it all down and make goals that seem realistic. I blame it on just not having enough money to really DO that. Fact is. I'm just terrible disorganized! But - I want to work on it! So, I'm here!
Looking forward to meeting some of you! Hopefully inspiring each other!
| Pounds lost: 5.0