In some cases your company insurance (or whatever insurance you carry) will give you discounts if you're enrolled in their programs. Some insurance providers would like to charge you full (or greater!) freight if you aren't in one.
I think the concept is a good one. But, as with so many things, implementation and accountability are the problems. I don't see it being any problem to join one, but as an individual, I think your wellness is probably best directed by you and your healthcare provider - not an insurance company.
...the problem with people these days is
they've forgotten we're really just animals ...
We did not create the web of life; we are but a strand in it.
We don't have souls. We ARE souls. We have bodies.
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